No SMS reminder for China Post consumption for three days

China Post Consumer Finance will not call friends who are overdue. China Post Consumer Finance is a formal financial institution established with approval. Regarding the rules for treating overdue users, China Post Consumer Finance will only Choose legal collection methods and won’t harass your friends.

After China Post Consumer Finance expires, the platform will take the following measures.

1. Report the overdue situation to the credit report.

2. Calculated overdue penalty interest.

3. Contact by phone to urge repayment.

4. Reduce or even freeze the loan amount.

5. Request early repayment.

6. Those who maliciously exceed the deadline will be prosecuted.

7. Limit the use of other credit.

It can be seen that even if the platform does not make overdue calls, the platform will still take relatively strict measures to protect its own rights and interests, which will be greatly affected.

So after applying for a loan from China Post Consumer Finance, you still need to maintain a good borrowing and repayment record and not be overdue. Before applying for a loan, you must also take your income into consideration.

If online loans have been rejected many times, you can clearly understand the problems in your big data through the "General Credit Check". It is an accurate and complete big data system that cooperates with more than 2,000 online lending platforms to provide accurate and complete data.

Extended information:

What are the conditions for borrowing money from China Post Consumer Finance?

The conditions for borrowing money from China Post Consumer Finance are as follows.

1. Applicants should be between 18 and 50 years old.

2. The applicant’s personal credit status is good.

3. Applicants must have a stable job and income.

4. If the loan is used for business or car purchase, collateral and guarantor are required.

5. If you apply for China Post Financial Loan on Alipay, you also need to have a Sesame credit score of 660 or above.

If you meet the above points, you can apply for a loan from China Post Consumer Finance, and the approval rate is also quite high.