Is it true that credit card finance sends text messages to sue?

Credit card finance texting is not necessarily true. According to the article "You should sue if you receive a credit card short message" published by Paul Hu, a lawyer of Xunfa. com, it shows that you need to inform in advance if you receive a credit card short message to sue. If the other party finds that the debtor fails to provide substantive treatment methods, it will sue the court to recover the debt, so that the court will issue a notice or summons to the debtor to appear in court. Card loan, that is, credit card cash installment business, is a financial service provided by banks to cardholders, allowing cardholders to convert the credit limit of credit cards into cash and repay them in installments; This service is different from the ordinary consumption installment of credit cards. It is an additional amount independent of the fixed amount of the credit card and will not occupy the available amount of the cardholder's daily consumption.