What does the expiration of bank pre-credit mean?

When the bank reminds the user that the pre-credit is due, it means that the expected cash limit that the user can borrow and spend in the bank is about to expire. More often, this is to remind banks that they want users to apply for loans, but it does not mean that the actual loan amount is about to expire. Of course, users can directly contact the bank to apply if they have loan needs when they receive the bank's pre-credit expiration reminder. If there is no loan demand, he can also ignore this information reminder.

Of course, not all banks' pre-credits are virtual credit lines. For example, after the partial loan application of ABC is successful, users need to withdraw money manually. If the user fails to withdraw money within the specified time, the amount will expire. Once users want to use this money for overdraft consumption, they need to apply to the bank again.

What does it mean that the Agricultural Bank of China sends me a pre-credit?

The Agricultural Bank of China gave me a loan in advance, which means that it applied for a credit line for itself. Once you have this information, you have the expected amount of cash you can borrow and spend. This kind of pre-credit is actually reminding users that banks want users to apply for loans from ABC. Users who need a loan line can apply.