What is the payment code and transaction code of China Everbright Bank?

Transaction code is a new security mechanism. When you operate online banking to transfer money to others (including intra-BOC transfer, domestic inter-bank remittance and cross-border remittance) and electronic payment transactions, you need to enter not only the dynamic password, but also the mobile phone transaction code to confirm the transaction.

The transaction code is sent by China Bank's unified customer service number 95566 and consists of 6 digits.

Online banking customers need to use their mobile phones to receive short messages with transaction codes, and enter the transaction codes in the input box on the page before completing the transaction.

As the short message of transaction code contains key transaction information such as payee and transfer amount, the customer will enter the transaction verification code only after confirming these transaction information, which is equivalent to adding the authentication tool of mobile phone on the basis of the dynamic password card, and the authentication tool is physically completely isolated from the computer, thus realizing dual-channel and two-factor authentication. Therefore, the mobile phone transaction code has good prevention and control ability, and can induce customers to log on to counterfeit websites through online banking upgrade or dynamic password expiration.