Can't money be based on credit?

Last/better/previous/last name

Query method

1. Go to the home page and click on the Internet personal credit service platform.

2. After entering, click Login and fill in Login.

3. carry out certification. Users can obtain the verification results of SMS reception 24 hours after submitting the application in real time by selecting the C card verification method. If the identity authentication fails for many times, you can use other authentication methods or check the credit report at the local people's bank branch.

4. Submit the inquiry application. The platform provides three products and services: personal credit information prompt, personal credit information summary and personal credit report. Personal credit information prompts registered users to record in the personal credit information system in one sentence; Summary of personal credit information, including summary information of credit records, public records and inquiry records; Personal credit report shows the basic situation of personal credit information for registered users, including the detailed information of credit records.

5. Get the query results. After the credit product is processed (usually after the inquiry application is successfully submitted), send a short message containing the identity verification code. Users can record the query results of the platform using the identity verification code.

Second, is the audit time of the money station long?

It usually takes less than two hours to collect information.

Third,

Fourth, does the money station check the credit information? How long will it take to complete the audit?

When the money station checks the credit information, the borrower will definitely have a bad credit record if he does not repay the loan. At present, most online lending platforms have not been connected to PBOC's credit information system, but it has become an inevitable trend to connect to PBOC's credit information system.

It is suggested to repay the arrears as soon as possible, which will lead to serious overdue:

1, resulting in overdue interest.

If it is handled, the borrower will sign a loan contract with the lending institution, and the user needs to repay the arrears according to the contract. If the repayment is not made within the time limit stipulated in the contract, the borrower will face overdue interest, which is usually collected on a daily basis. The longer the user is overdue, the more interest needs to be paid. In addition, some lending institutions will charge borrowers overdue liquidated damages.

2. Personal credit records are affected.

At present, the application of personal credit information is more and more extensive. When handling credit cards, loans or even job hunting, users' personal credit information is usually checked. In loans overdue, lending institutions are likely to upload overdue records to the credit information system, but they will not conduct credit information to the central bank in time, and may also upload overdue records to Sesame Credit. If personal credit is tainted, it will have an impact on every aspect of everyone's life.

3. Charge by the lending institution.

General lending institutions will have their own collection part. Once the user has overdue behavior, the platform will take collection measures for the borrower, first by phone or SMS. If the borrower fails to repay the loan after collection, some institutions may also come to collect it. Usually, lending institutions will collect their own money for about three months. If the borrower fails to repay the loan within three months, the platform can hand over the collection business to a special collection company for collection.

Constant collection will have an impact on the borrower's life.