How long can the public finance car loan be overdue? How long will the overdue car loan be prosecuted?

If the car loan is overdue 1 month, the bank will incur penalty interest. If it is more than 1 month (more than 30 days), the bank will notify you by SMS. If it is more than 3 months (90 days), the bank will call or collect it at home.

How long will the overdue car loan be prosecuted by the court?

Loans overdue is divided into two categories, one is short-term overdue, and the other is long-term overdue: generally speaking, short-term loans overdue behavior will be regarded as non-malicious overdue by lending institutions, and as long as the lender pays off all the debts immediately, the lender will not be held accountable and will not submit a credit report. The classification of different lending institutions in loans overdue is different for this time. For example, for banks, repayment of arrears within three days in loans overdue will be regarded as non-malicious overdue by lenders; For online loans, the time of each family is different, so you need to pay attention to repayment at the same time when applying for loans. For long-term overdue behavior, lending institutions will classify loans overdue as malicious overdue and loans as "bad debts". At this time, the lending institution will take various ways such as door-to-door collection and company collection to collect the arrears, and even take the debtor to court. Generally, if it exceeds 90 days, it will be regarded as malicious overdue, and if it exceeds 120 days, legal measures will be taken.