How long does it take to verify the lightning loan by phone?

Within a working day. The lightning loan shall be verified by telephone within one working day. Not every user of lightning loan will be verified by the lightning loan platform. Some users do not need telephone verification, and these users will pay directly within 15 minutes. Lightning loan is a personal online loan business issued by China Merchants Bank to individual customers, which is used for the liquidity turnover of the borrower's business entity or the borrower's comprehensive consumption.