Number 1069 Is texting really going to be prosecuted?

First of all, you can be sure that the collection messages starting with 1069 are generally true. Because the number starting with 1069 is very common in commercial SMS platforms, based on the three major operators, it is easy to realize SMS group sending through the Internet and big data. Therefore, the collection message at the beginning of 1069 is also commonly used by large and small lending institutions.

Secondly, we should understand that a lender who says that he wants to sue is not the same as one who has already sued. If the short message at the beginning of 1069 tells the institution that the borrower has been sued, it is nine times out of ten to scare the borrower to achieve the purpose of urging him to pay back the arrears. Because once a lawsuit is filed, the court will inform the borrower of the summons by mail or telephone as soon as possible.

The state has very strict supervision over the collection of small loans, especially the prohibition of violent collection. In the case of limited means, the collector will choose to pretend to sue the borrower in the short message content to scare the borrower. If the borrower is really uneasy, he can also choose to find official website in the local court to inquire about the specific situation. If there is a case number, it means that the borrower has indeed been sued. If not, it means that the prosecution is nonsense.

Extended data:

How often do small loans stop receiving?

There are many small loan platforms on the market now, and their collection processes and time may be different. Then, how long does it usually take for small loans to stop collecting?

1. Stop the collection after paying off the arrears.

First of all, there is no doubt that no matter what kind of small loan products, as long as you pay off the arrears, you will naturally not be urged to collect them.

2. Small loan platform collection time

Generally, after borrowing a small loan, if it is overdue, part of it is collected by the platform itself, and part of it is outsourced to a third-party collection company for collection. The platform collection period is generally about 6 months.

If the loan is collected for more than 6 months, it will often be judged that it is difficult to recover the loan. Some small loan platforms may stop collecting the loan, and some small loan platforms may continue to package it to a third-party collection company for negotiation.

Generally speaking, if the amount owed is huge, it usually takes a long time to collect, and third-party collection companies often take longer to collect. Because this involves interest issues, the small loan platform will definitely not give up easily, so it is best to pay off the arrears as soon as possible after the overdue arrears are collected.

How to see if the other party is taking money;

To distinguish whether it is a fake collection, we must first understand the collection agencies that do not know which platform is entrusted, and only ask users to repay as soon as possible, threatening to explode the address book, telephone bombing and so on. , are generally very suspicious. If the other party threatens, you can indicate that you will call the police, so that the other party will not dare to harass again.

Also, some fake collections may really report which platform the borrower is on, when he applied for the loan, and how much money he owes. In this case, everyone needs to pay attention. If the other party provides WeChat account number, Alipay account number or QQ number, let it transfer and repay, and be careful not to be fooled.

In order to make the transfer look reasonable, some fake receipts may be under the banner of system maintenance or platform system failure, and many people have been cheated. In this case, you can indicate that you will contact the official customer service and have recorded it. The platform problem will make the other party communicate internally, so most of them will stop.

Don't transfer money to strangers easily, even if the other party says it is a collection, it is not good to cite all kinds of "evidence". Be sure to repay from official channels. If in doubt, please consult the official customer service staff and call the police if necessary.