Will Du Xiaoman send a text message when he applies for a loan?

It is suspected that spam messages are too small, and applying for loans will reveal user information. In fact, in the contract terms of many cash lending platforms, there are clauses that authorize third-party institutions to obtain customer information. Some people think that this has left information leakage or even reselling loopholes for online loan users. Information leakage may occur in all aspects such as renting, decoration, education and training. As long as the information is registered, it is extremely easy to be transferred out and sold repeatedly.

1. What happens when I apply for a loan on suspicion of spam messages?

Among them, due to the weak consciousness of the elderly, the information of this group is "the most valuable". According to relevant sources, "the most expensive thing in the market is the information of the elderly, and regardless of age, even two years ago and three years ago, the price is as firm." Because the information of young people is changeable, the information of old people has not changed much, and the probability of being deceived is relatively high.

Second, you can complain like this when you receive spam messages.

Experts suggest that other information should be protected. If we are harassed by junk financial information many times, we can complain to the Ministry of Industry and Information Technology. At present, the Ministry of Industry and Information Technology is very strict in the management of operators, and it basically deals with them. In 20 15, the Ministry of industry and information technology issued the management regulations on communication short message service, which was formally implemented on June 30 of that year. If you are harassed by "spam messages", you can complain through the spam message reporting channel. At present, there are three ways to report, that is, you can edit the message and send it to 1232 1, and the message format is: spam message sending number * spam message.

To sum up, when applying for a loan amount, we must be moderate, give full consideration to the financial situation and financial habits of individuals and families, usually the monthly repayment amount does not exceed 50% of the total family income, and maintain a good credit record. Once the credit record is bad, it will directly affect the operability of the loan and may even be rejected by the bank.