Four methods of inquiring about the annual interest rate and deposits of Guiyang Bank in 2022.

In 2022, the initial deposit interest rate of 500,000 yuan in Guiyang Bank is 1 year 2.2%, 2.8%, 3.45% and 5.95%. There is no benchmark interest rate for large deposits, and the interest rate is determined by the bank according to its own situation. The above is related to the interest rate of large deposit of Guiyang Bank in 2022.

How to inquire about deposits

Inquiry on 1.ATM: First, find the appropriate ATM at the banking service outlets, then insert the bank card of the deposit account into the bayonet, enter the corresponding password according to the prompt, and select the inquiry function to inquire about the balance on the card;

2. Counter inquiry: Bring your ID card and bank card to the bank counter. After handing over the bank card and ID card to the staff, ask the staff to help check the balance, and the staff will inform the user after checking the balance in the system;

3. Use SMS to query the balance: edit the balance query information and send it to the bank. After successful sending, you will receive a balance reminder message from the bank. You can check the deposit balance and other information by viewing this information;

4. Inquire through the bank customer service phone: Call the bank customer service phone and follow the voice prompts to inquire about the account balance.

There are several deposit methods.

1, demand deposit, time deposit: the lowest in deposit interest rate, with good flexibility. There are many forms of time deposits, and early withdrawal will bear interest according to demand, which is the most common deposit management method;

2. Notice deposit: according to the notice period, it is divided into 1 day and 7 days, and the 7-day notice deposit means to notify the bank to withdraw money 7 days in advance. Generally speaking, the interest rate of notice deposit exceeds the current period and is less than the fixed period, so many people will deposit short-term idle funds into notice deposit;

3. Large certificate of deposit: characterized by a large amount, the general purchase threshold is 200,000, and the interest rate exceeds the time deposit for the same period. It is more cost-effective for high net worth users to choose such products;

4. Structured deposits: Structured deposits are not deposit products, but wealth management products of banks, with guaranteed capital and floating income. It is an innovation of ordinary deposit, which is linked to some indicators of interest rate and exchange rate. If you reach this target, then you can get a relatively high return. If not, the return will not be so high, but the principal is still there.

This article is mainly about the knowledge about the interest rate of large deposit of Guiyang Bank in 2022, and the content is for reference only.