What is the credit period of rural commercial banks?

1. Credit term of rural commercial banks?

The exact term of bank credit should be called the validity period of credit. The approval report given by the bank will generally say, "How many years will a company give credit to the enterprise after the audit, what is the loan interest rate and the loan term?"

The term of validity should be used here, instead of the term, because the credit extension is a promise made by the bank to the customer. This promise is valid, that is, to give the customer a loan with a specified variety, a specified term and a specified purpose within a certain period of time according to the customer's application.

For example, the longest credit period is 5 years, which is actually the validity period of this commitment, while the longest period of a subsequent single loan is 3 years, which is the content promised to customers during the commitment period. Specified variety _ The loan period shall not exceed 3 years.

2. I have a credit card of Agricultural Bank of China, and I just mentioned 60,000 from 40,000 in two months. The bank gave it to me today. ...

Now that the bank has sent a message, I'm sure I can pass.

Three. Dear customers of rural commercial banks, your loan line in our bank is 398,000 yuan, which can be activated before May 25th and can be used for cancellation.

This is the marketing advertisement of the bank. Please read the message again. It says that you have a loan line and can activate it, not that you already have a loan.

Now banks will push this kind of advertisement, hoping that customers with loan needs can go to the bank for consultation, instead of saying that you have already borrowed 398 thousand.

It's not that you can actually get a loan of 398,000 by taking a text message to the bank, but that the bank sends you a text message to promote their bank's loan products and business.