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Visa credit card domestic repayment
Well, the bank will send you a bill, which will show how much RMB you have to repay after the exchange, so you can repay it as usual, but only if you need to open the foreign exchange purchase function, which I will introduce in detail later.
1.VISA credit card is a credit card jointly issued by the issuing bank and VISA international organization. This credit card can be used by VISA merchants all over the world. The credit card has VISA international logo on its surface. VISA is an international card issuer, and VISA International is operated and managed by VISA International Service Association in San Francisco, California, USA. VISA International is a non-stock and non-profit international bank card organization, which consists of more than 26,5438+0,000 members from global financial institutions. Internationally, Bank of America had other names before it was called Visa, and the "blue-white-gold" pattern of Bank of America was also used on these cards. Bank cards with the visa logo can be used within the network coverage of visa. Therefore, visa, like UnionPay, does not issue cards. It represents a network. If you have a visa card, you can swipe your card at ATM and POS machines with visa logo. Debit cards and credit cards can have the visa logo. At present, well-known domestic banks can handle visa debit cards or credit cards.
2. Visa credit card can be applied in the bank. If I apply at a branch, I need to bring my original identity certificate, a copy of my work certificate and a copy of my financial certificate to a nearby bank branch to apply. You can also apply on the bank's app, which is very convenient.
3. After the 3.VISA credit card swipes US dollars, you need to open the function of purchasing foreign exchange, and you can use RMB for repayment. Generally, the methods of opening the function of purchasing foreign exchange are: (1) bring my ID card and credit card and open it at the credit card bank outlet. (2) Call the bank customer service and open it through manual service. (3) Login to the credit card bank in official website. After opening, the borrower only needs to deposit the corresponding RMB in the credit card, and the deposited repayment will be automatically converted into US dollars, which takes precedence over the cardholder's US dollar bill.
How to repay the credit card visa account consumption?
How to repay the credit card visa account consumption? On the one hand, the dual-currency credit card can facilitate our consumption abroad, but on the other hand, it brings us trouble in repayment. Suppose A applies for a credit card and has two accounts, UnionPay and visa. How to repay the credit card visa account consumption?
1. Can the associated savings card be repaid automatically?
2. If there is no associated account, you can purchase foreign exchange for repayment by telephone.
If the credit card is not bound to an associated account, the cardholder can also choose a variety of ways to return the++account arrears. First, you can deposit the corresponding++into the credit card++account at the bank counter. Although this method is direct, it is likely to take a long time to wait in line, and the cardholder may not have enough++funds on hand.
Secondly, cardholders can purchase foreign exchange for repayment at bank outlets with the function of "purchasing foreign exchange for private purposes". Of course, this kind of practice will inevitably have to wait in line. It is relatively convenient to deposit enough RMB in the credit card and call the customer service phone of the credit card center to purchase foreign exchange for repayment. It should be noted that ICBC, BOC, Shanghai Pudong Development Bank, etc. It is stipulated that the funds deposited in the credit card account will be used to repay the debts of the RMB account first. Only when there is excess deposit in the RMB account can the excess deposit be used for telephone purchase of foreign exchange for repayment. Therefore, the cardholder must deposit enough funds to pay off these two accounts.
Can VISA be used in China? The repayment is the same! Thank you?
Visa cards can be used in China, but merchants must activate the Visa payment function.
In the process of swiping the card, we should pay attention to the following items:
1, you have to find a pos machine that swipes the VISA channel. Starbucks and four-star hotels generally have them, and foreign supermarket chains may also have them (such as Testco and AEON). Generally, you can't find this kind of POS machine in convenience stores.
2. Although you use an a++ card, it is still denominated in local currency, which means that you use a single-label VISA card to spend money, and you still use RMB.
3. When swiping a VISA credit card in China, the VISA organization will first convert RMB into US dollars and record it in the cardholder's US dollar account after receiving the RMB payment request, and then need to use RMB to purchase US dollars for repayment.
There are two losses in using visa credit card in China:
1. Currency conversion fee: 65438+ 0%-2% currency conversion fee is required;
2. Exchange rate conversion fee: the exchange rate difference between RMB and USD.
How to repay the VISA card? This method saves time and effort.
Many card friends are worried about how to repay after spending with VISA single-label cards abroad. After all, VISA single-label cards are spent in US dollars, so you can't repay them directly in RMB. You can only go to the bank to purchase foreign exchange for repayment, which is very troublesome. However, there is a repayment method that can be operated online without going to the bank, which is convenient and quick, saving time and effort.
This method is the credit card repayment function of WeChat. As long as the WeChat version is upgraded to version, you can repay the++bill.
The specific repayment process is as follows:
1. Open WeChat and click "I-Payment-Credit Card Repayment" to enter the credit card repayment page;
2. Click "+Add Credit", enter the cardholder,++and bank, click OK to add, and bind the VISA single-label card you want to repay;
3. Return to the credit card repayment page, click on the bound VISA single-label card, and open the bill inquiry service through bank verification to inquire about the bill information;
4. The billing information page will automatically allocate++repayment amount according to the remaining repayment amount, and only need to repay in full according to the amount displayed on the page.
It should be noted that WeChat repayment is now charged. Although the repayment is made by VISA card, the repayment is still in RMB, so the charging method of++bill is the same as that of RMB bill, which is charged according to the amount of each repayment, and the minimum is RMB/transaction.
The above is the related introduction of "How to repay the VISA single-label card", and I hope it will help everyone. All in all, if you don't want to go to the bank to purchase foreign exchange for repayment after the VISA single-label card is consumed, you may wish to try this++card repayment function of WeChat, which is relatively time-saving and labor-saving, except for the handling fee.
If the visa credit card shows payment in US dollars after payment, how to repay it?
If the visa credit card shows payment in US dollars after payment, it can be repaid in RMB.
Visa is universal, consumers can shop and domestic mobile phones can do it. Automatic remittance when repayment. If it is a dual-currency card issued by a domestic bank, it will be converted into RMB for repayment.
When shopping in dollars or other++currencies with visa credit card, because merchants only charge their own currency, we also need to repay the equivalent++currency when repaying. Banks provide a service called buying foreign exchange.
You need to deposit enough RMB before purchasing foreign exchange by credit card. Bank staff will buy foreign exchange according to the exchange rate of the day, usually on the next working day.
Extended data:
1, Visapuka
The most popular Visa card in the world enjoys convenient, safe and reliable payment service.
Whether it is daily shopping, hotel reservation or online bookstore shopping, Visa card is the most recognized and accepted by merchants, and it is equally popular online and in the real world.
2.Visa gold card
Whether you are a new customer with a good credit record or an old customer who has always supported the Visa card, please upgrade to the Visa gold card immediately and enjoy the gold standard of excellent service.
As long as you hold a Visa gold card, you can enjoy a credit line of more than $5,000, revolving credit line, emergency card replacement service and travel cash expenditure service.
3.Visa Platinum Card
Visa Platinum Card provides ultra-high credit limit, tailor-made tourist reception services and entertainment projects, 500,000 US dollars of travel accident insurance and a series of attractive exclusive offers.
Baidu encyclopedia-visa
Baidu encyclopedia -VISA credit card
This is the domestic repayment method of visa credit card and the repayment method of visa card launched at the end of the year. I wonder if you found the information you need from it?
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