Take stock of foreign trade collection tools commonly used in Europe!

In Europe, many foreign trade merchants mostly choose PayPal and international credit cards to pay, but from the perspective of security, both PayPal and credit cards will have the risk of refusal to pay. So in addition, we introduce a local payment method, that is, using local popular payment tools in various countries to collect money, similar to "Alipay" and "WeChat payment" commonly used by China people, such as: Russian electronic wallet Webmoney, QiWi Wallet；; Software bank; In Germany; The ideal of the Netherlands and other places.

This method has gradually become popular, and many large-scale e-commerce platforms, such as AliExpress, Dunhuang, Banggu and Lanting Jishi, have been connected. On the one hand, it can supplement those who are not covered by credit cards and improve the transaction rate; On the other hand, local payment does not support refusal to pay, which ensures the safety of merchants.

1、PayPal

Is the world's largest online payment provider, with more than 65.438+0.5 billion users in 203 countries and regions around the world. It is the most effective payment method in transnational transactions. Anyone with an email address can use PayPal to send and receive money online. Support mainstream payment methods such as credit card, balance, foreign currency bank card and electronic check.

However, because PayPal is based on a credit card, there is a risk of refusal to pay, which increases the insecurity of the transaction; Moreover, in countries with low credit card coverage, some potential customers will be lost.

2. International credit card collection

International credit card payment refers to the payment made by third-party credit card payment companies through the integration of international credit card payment gateways such as Visa, MasterCard, JCB and American Express. Credit card collection channels also have the risk of returning bills, so it is necessary to reserve a deposit of 10%, which is expensive and has a high threshold for foreign trade, and is suitable for people with economic strength.

3. Russian electronic wallet

WebMoney is an online e-commerce payment system developed by WebMoney Transfer Techology Company, which was established in 1998. WebMoney can be used in 70 countries around the world, including China. WebMoney provides security, and the transfer needs multiple protection functions such as SMS verification and remote login IP protection, and it can be received immediately.

Case: AliExpress, Dunhuang Network, Banggu, and Global Tesco.

4.QiWi Russian electronic wallet

One of the largest payment service providers in Russia, established in 2007, covers Asia, Europe, America and Africa. There are over 400,000 transactions every day. Qiwi's success lies in the combination of local people's preference for cash consumption and the current situation that only 5% of consumers have bank accounts. Users can pay products in real time through QiwiWallet, which has a relatively complete risk protection mechanism and will not lead buyers to withdraw cash. Therefore, there is no 24-hour review period for orders paid by buyers using Qiwiwallet, and sellers can deliver the goods immediately after the payment is successful.

Case: AliExpress, Dunhuang Net, Global Tesco, Banggu.

5.Sofortbanking Germany-Online Bank Transfer

SOFORT was founded in 2005 and is headquartered in Munich, Germany. Sofortbanking, also known as sofortüberweisung, is an online bank transfer payment method in Europe, which supports bank transfer payment in Germany, Austria, Belgium, Netherlands, Switzerland, Poland, Britain and Italy. Sofortbanking provides convenient, safe and innovative online payment solutions for e-commerce by integrating bank payment systems in various countries.

Case: AliExpress, Dunhuang, Tesco, Banggu and Tesco.

6. Giropay online bank transfer in Germany

Giropay is an online payment method using online banking, which is simple, fast and safe. Giropay can provide online payment for more than 500 banks in Germany/Kloc-0, which is safe and reliable. When Giropay is used for payment, the system will be directed to your online bank account in the bank through a secure connection, and then you can log in with your PIN code and confirm the payment with your transaction password. Giropay was jointly established by Postal Bank, Sparkassen-Finanzgruppe and Volksbanken-Raiffeisenbanken.

Up to now, 2 1 10,000 online banking users have used Giropay to pay; The data shows that 80% of German online banking terminal users use Giropay.

Case: AliExpress, Dunhuang Network, Banggu, and Global Tesco.

7.EPS Austria-Online Bank Transfer

Established by several major banks in Austria in 2005, it has more than 3 million end users and has become the most popular online payment method in Austria.

EPS electronic payment is a new payment standard introduced by Austria. EPS electronic payment is connected with the online payment system of Austrian bank, which can provide a convenient and safe online payment solution.

Case: AliExpress, Dunhuang Network, Banggu, and Global Tesco.

8. Ideal Holland-Online Bank Transfer

In 2005, several landmark banks in the Netherlands jointly proposed and developed it. IDEAL has become the most popular payment method in the Netherlands. In the Netherlands, more than130,000 customers of participating banks can use iDEAL without registration. Users can operate directly online as long as they have a bank account.

Case: AliExpress, Dunhuang Net, Global Tesco, Banggu.

9.P24(Przelewy24) Poland-online bank transfer

Przelewy24 is the most common online payment method in Poland. More than 95% online banking users use this payment method, and users can simply and safely conduct online transactions. Up to now, Przelewy24 has 35,000 partners, covering more than 25 local banks and more than 30 financial institutions. More than 95% local banks in Poland support Przelewy24 payment.

Case: AliExpress, Dunhuang Net.

10, multi-bank in Portugal-online bank transfer

Multibanco is the mainstream payment method in Portugal. The form of payment can be online bank transfer or offline ATM transfer. Multibanco connects 27 banks in Portugal, with a total of *** 12700 ATMs. At the same time, it also has a complete EFTPOS network, which can provide services for mobile phones and online banking through tele Multibanco and mbnet.

This 10 method is listed. However, it is suggested that merchants should be compatible with multiple payment methods in payment selection, and do not put eggs in one basket. Nowadays, many businesses choose local payment+credit card. One is to give consumers more choices, and the other is that when a certain payment method has problems, consumers can continue to try other payment methods. The third is to reduce the risk of refusal to pay, and the money will not be stuck.