What is the loan reminder of Shandong Commercial Bank?

Loan Prompt refers to the Prompt Letter on Early Repayment and Lending Risk issued by Shandong Provincial Local Financial Supervision Administration on February 2, 20231.

Tips are mainly to remind consumers to repay loans in advance cautiously and blindly to avoid financial risks. Consciously abide by the national financial and credit policies and regulations, and don't blindly listen to the false propaganda of criminals.

It is suggested that during the daily risk investigation and monitoring, Shandong Provincial Local Financial Supervision Administration found that due to the low mortgage interest rate and the poor existing loan interest rate, the tide of early repayment was triggered, and some illegal intermediaries or individuals in the society took the opportunity to pretend to be the staff of banking financial institutions, in the name of helping to "repay the loan in advance" and "transfer the loan to reduce the interest rate", inducing financial consumers to blindly repay the loan in advance, or even handling the loan business in violation of regulations, which may lead to damage to the rights and interests of financial consumers.