How to close the worry-free service of bank of communications credit card

1 users who have opened the worry-free service of Bank of Communications Card can cancel the service at the offline outlets of Bank of Communications with their ID cards and bank cards.

If online banking is enabled, logging in to the credit card page with SMS password can be cancelled in the value-added service, but the deducted service fee will not be refunded.

Call Bank of Communications Credit Card Customer Service Center. There is a number on the back of the card, so please transfer it to manual service and then cancel it according to the instructions of the staff.

Bank of Communications credit card SMS reminder service:

Bank of Communications credit card SMS reminder service includes two services: "worry-free card use" and SMS reminder for large transactions.

The "Card Worry-Free" service provides instant SMS reminder for each transaction and 48-hour card loss protection service, which is a service item to improve credit card security. Instant SMS reminder can ensure that every transaction generated by a credit card can be known to the cardholder, so as to minimize or avoid the possibility of being swiped by mistake or stolen. The 48-hour card loss guarantee can compensate the cardholder for the economic losses caused by the stolen credit card. The SMS reminder service for large transactions only provides instant reminders for transactions with a single transaction amount higher than the specified amount.

"worry-free card use" service

"Worry-free card use" service is a bank value-added service that Bank of Communications provides the contracted cardholders with reminders of consumption, cash withdrawal and repayment (repayment by counter and self-service equipment) through SMS, which belongs to paid service. Customers who customize the "worry-free card use" service will be given a 48-hour card loss guarantee service during the service period.

48-hour card loss protection

The 48-hour card loss protection is provided by the Bank of Communications in the form of insurance with relevant insurance companies. When a cardholder signs up for the "card-free" service, it is deemed that the cardholder agrees that Bank of Communications, as the insured, will use the cardholder's necessary personal information to insure the cardholder (as the insured) with the relevant insurance company for card loss protection.

The "worry-free" function of Bank of Communications credit card;

1. Card Worry-Free is a value-added service provided by Bank of Communications for credit card customers with transaction SMS reminder as the core; Worry-free card will provide SMS reminders for three types of transactions: consumption, cash withdrawal and repayment.

2. On this basis, an additional 72-hour card loss guarantee is added, which mainly includes stolen cards generated through merchant transaction terminals (POS) or designated online transactions, excluding cash withdrawal, transfer and telephone transactions.

3. Providing "online transaction theft insurance" with a card is worry-free. As long as it is an online entity shopping transaction that meets the prescribed conditions, you can enjoy the protection of stealing up to 5,000 yuan per card in each insurance year. It can not only help customers grasp the card usage situation in time, but also reduce the financial loss when the card is stolen, and provide customers with safety and peace of mind.