New rules of WeChat collection in 2022

202 1, 10, the People's Bank of China, official website issued the Notice of the People's Bank of China on Strengthening the Management of Payment Acceptance Terminals and Related Services (Yinfa [2021] No.259), which made corresponding management requirements for bank card acquiring and bar code payment terminals.

In fact, as early as June, in the draft for comments, the relevant contents of strengthening the management of "one machine, one household" for POS receipt have been pointed out. This official document is more of a supplement to the management of bar code payment terminals.

The main supplementary contents of the new regulations:

1. Use personal collection code to restrict remote collection.

2. Personal receipt code shall not be used for business receipt.

3, the collection of bar codes to develop a classification management system, to distinguish between individuals and special merchants, business activities into the scope of special merchants.

The document requires that 1 bank card acceptance terminals can only correspond to 1 special merchants from March, 2022. In addition, it is restricted to remotely collect personal collection codes (mainly for frequent violations such as running away, gambling and electric fraud); Personal collection code shall not be used for business collection; Classification management system should be established for bar codes in collections; Distinguish between individuals and special merchants, and those with business activities are included in the scope of special merchants.

To sum up, the document has strengthened payment supervision and merchant access management to a certain extent, which can largely avoid the occurrence of illegal acts. Reasonable and compliant exhibition industry is the right way. It is not easy to pay, but do it and cherish it!

1 Personal WeChat and Alipay collections are checked!

Pay tax+fine!

Recently, another company's personal WeChat and Alipay collections were investigated and paid a fine!

Case 1: Recently, according to Hangzhou Tax Second Penalty [202 1]No. 17, the corporate income of personal account and personal Alipay account of a * * * company in Hangzhou is 12 160 1.94 yuan (including tax). Checked by the tax bureau!

Case 2: An information consulting company in Jiangmen, after verification, collected accounting fees through WeChat, private account or cash, including hidden income of 28 1 1,000 yuan, and finally paid taxes of 850,000 yuan and fined 420,000 yuan.

Case 3: A property company in Nanjing receives and pays the company's working capital through private WeChat and Alipay, and transfers the company's income into a private account. Fortunately, during the reporting period, the company paid back taxes through self-examination and self-declaration, which reduced risks and losses.

The above three situations are all hidden income, and their uniqueness lies in the realization of emerging payment methods such as WeChat and Alipay. Enterprises frequently use personal WeChat and Alipay, which makes it possible to hide their income, and it has gradually become the focus of the tax bureau to check their income!

Attention! Wechat and Alipay receive and pay

The risk is huge!

Now many units use WeChat and Alipay to collect money, which is really convenient, but at the same time, don't ignore the risks!

1. Risk of VAT

Can not be deducted as input, which will lead to an increase in value-added tax. Individuals and the government are at a loss, and there is a risk of tax evasion if they fail to declare in time.

2. Enterprise income tax risk

Can not be deducted before tax, corporate income tax increases. Enterprise income tax may be missed, and the risk of being audited is high.

3. Personal income tax risk

Paying employees through WeChat and Alipay risks tax evasion or intentional tax evasion. At the same time, WeChat and Alipay should also pay attention to tax issues. We should distinguish between different situations to judge whether to pay a tax and how to pay a tax.

4. The company manages risks

Using WeChat and Alipay to pay, the payment account books are opaque, the transaction capital flow of enterprises is unclear, the funds cannot be supervised, and the internal management of enterprises is chaotic, which is not conducive to the long-term development of enterprises.

5. Shareholders shall bear unlimited joint liability for debts.

If a company uses shareholders' personal accounts for a long time to receive and pay, it is easy to distinguish between public and private. If the enterprise is insolvent, the shareholders should bear unlimited joint and several liabilities and repay the company's debts with personal assets.

Three people get more money from the bank than this figure.

Be careful.

Enterprises also need to pay attention: large-scale public-to-public and public-to-private transfers will also be monitored!

To put it simply, enterprises in 9 situations are easy to be targeted!

1. The cash transaction amount exceeds 50,000.

2. The revolution exceeded 2 million.

3. The amount of private account transfer is too large (domestic transfer exceeds 500,000 and overseas transfer exceeds 200,000).

4. Small scale but big flowing water

5. Abnormal transfer-in/transfer-out (batch transfer-out, cash transaction amount exceeds 50,000)

6. The flow of funds has nothing to do with operation.

7. Private families in Gong Hu often transfer to each other.

8. Families who consume frequently

9. A large number of transactions in idle accounts

Of course, not all public affairs are illegal. There are eight situations where you can turn around safely.

1. Pay employees' salaries

2. Reimbursement of employee travel expenses

3. Pay personal labor remuneration

Step 4 Buy from a natural person

5. Repay personal loans

Step 6 pay personal compensation

7. Shareholders' profit distribution

8. Profit distribution of sole proprietorship enterprises

The number of global WeChat users is close to 654.38+02 billion, and this number is still rising. This means that the influence of WeChat is very great. China 14 population, the probability of people walking on the street without friends using WeChat is very low.

It is precisely because of the huge number of users that WeChat has many regulations. If you accidentally touch the rules of WeChat, it is likely to lead to titles and so on.

Wechat has introduced new transfer rules, and such people cannot transfer money. Are you among them?

Most people use WeChat as a tool for chatting, but in fact, the frequency of chatting with WeChat is far less than that of brushing friends circle and paying with official WeChat account and WeChat. This is also the reason why people like to use WeChat, not only for chatting, but also for various scenes in life.

Such as shopping, mobile payment, etc. Some people regard WeChat as a place for saving private money, and there are dozens or hundreds of them. They can use it whenever they want, which is one reason why most people will use WeChat for mobile payment. Secondly, WeChat sends red envelopes, and the transfer function is also a major feature.

Wechat has introduced new transfer rules, and such people cannot transfer money. Are you among them?

Red envelopes will be issued to celebrate the holidays, and transfers will be used when capital turnover is needed. However, recently, WeChat released a message notice to adjust the transfer.

New transfer rule

Wechat has introduced new transfer rules, so people will not be able to transfer money smoothly. According to the new regulations, starting from July 1 day, WeChat Pay will no longer support adding individuals as sub-account recipients through micro-signals, only through openid. From September 8 th, micro-signal to individual is no longer supported. For personal ledger recipients whose history has been added through micro-signal, please delete them as soon as possible and add them again through openid.

Wechat has introduced new transfer rules, and such people cannot transfer money. Are you among them?

Wechat has introduced new transfer rules, and such people cannot transfer money. Are you among them?

I believe many people are included in it. In fact, this is also a way for WeChat to protect users' funds. Wechat has also issued relevant regulations before, and users without real-name authentication will not be able to use red envelopes and transfer functions. It can be seen that the protection of user funds by WeChat is very strict.

Wechat has introduced new transfer rules, and such people cannot transfer money. Are you among them?

affect

Because there are a large number of marketing numbers and WeChat services on WeChat, there are not a few cases in which users are cheated. For some time, WeChat business frequently appeared in the circle of friends, releasing various false transfer information. However, these transfer records are forged, and now the introduction of this new regulation will create a greener use environment for WeChat.

Wechat has introduced new transfer rules, and such people cannot transfer money. Are you among them?

Some people may think that it is enough to add a mobile phone number to transfer money. However, we should know that friends added with mobile phone numbers can not only ensure the identity of the other party and improve the security of funds, but also have channels for tracing. Someone must have encountered a transfer error. Once you make a mistake, it's good that the other party didn't delete you, let alone recover the funds.

Therefore, it seems simple to add a friend to the mobile phone number to transfer money, which has a great impact and will completely change our way of capital flow.

Wechat has introduced new transfer rules, and such people cannot transfer money. Are you among them?

abstract

Everyone often uses WeChat, and they will encounter various problems in the process of using it. But some problems are difficult to solve, such as transfer. Although real-name authentication is required, there are still cases of fraud.

Strangers use WeChat for transfer transactions. If the other party does not provide their mobile phone number, there is no security guarantee. Add friends with your mobile phone number, and it will be safer for both parties to transfer money.

Wechat has introduced new transfer rules, and such people cannot transfer money. Are you among them?