What's the matter with receiving a text message about the withdrawal of gold bars?

I received an invitation message from JD.COM Gold Bar. What happened?

If you receive an invitation message for gold bars, telling you that you are eligible to activate gold bars, you can try to borrow money after opening the gold bar service, which still needs systematic review. If the opening fails, your information fails to pass the comprehensive evaluation of the system, and you can't provide gold bar service for the time being. I suggest you pay attention to it in the future.

Why does my JD.COM gold bar quota automatically increase?

The loan amount of JD.COM Gold Bar ranges from 500 yuan to 200,000 yuan. The system gives the amount of each person according to the comprehensive evaluation of personal credit, repayment ability and account repayment status. The system will withdraw gold bars from users with good credit from time to time. If you receive a cash withdrawal message, it proves that your credit is very good, and it is recommended to keep it. When using JD.COM gold bars, pay attention to timely repayment and maintain good credit, which will help to increase the quota.

I always get the news that the bank pushes the credit card limit. What happened? Is it fraud?

1. The short message you received is the promotion information of the bank's invitation to apply for a credit card, which can hardly be used as the basis for applying for a card. Only personal data and loan records will be used as the basis for real credit card processing. Don't worry. If you want to increase the amount, you can dial 95595 directly and follow the prompts. You can increase the amount once every six months.

2. The text messages sent by numbers starting with106 are basically not sent by banks, and they are all deceptive. Don't believe it, let alone reply to text messages or click on links inside. Banks usually send text messages through five digits beginning with 95, but even those beginning with 95 are advised not to believe it. If you want to apply for a credit card, please go through the formal channels of the bank.

1. SMS fraud refers to the use of mobile phone text messages to defraud money or finance. With the improvement of people's cognitive level, the language and content in short messages are changing with each passing day. Even the words "Notary Office Notice" appeared. And these are just the tip of the iceberg of fraudulent text messages. The source of the short message is unknown, and it may be sent by pyramid schemes or fraudsters; The wording of the SMS is unprofessional, and the preliminary judgment is not issued by the law firm or the police; The area code of the call back is Hunan, which is obviously not the official number. If you are not at ease, you can call the police directly and ask for your relevant accounting information. Are you sure you didn't borrow money? Nine times out of ten, this short message is a telecom fraud. You can call the police or ignore them.

2. The main contents of SMS fraud are: SMS pretending to be the operator's points to exchange phone bills is usually sent by a pseudo base station, and the content of SMS usually points to a phishing website, which will ask you to input the relevant information of the bank card, and may finally let you download a "client" Trojan horse software. Trojan horse's function is to intercept short messages and forward them to a certain number or upload address books and short messages to the mailbox. Pretending to be the official news of the bank, reactivating the network shield, and redeeming points are also sent by pseudo base stations. The message also contains a link to this phishing website. The purpose is the same as the first one.