How should the staff of an insurance company use their position to falsify claims and defraud insurance money?

The so-called false claims refers to the behavior that the staff of an insurance company, in order to defraud the insurance money, take advantage of their position and deliberately fabricate the agreed insurance accident without the occurrence of the insurance accident agreed in the contract, and take the defrauded insurance money as their own through false claims. It is a serious illegal and criminal act that employees of insurance companies take advantage of their positions to deliberately fabricate insurance accidents that have never happened to make false claims and defraud insurance money, which not only harms the interests of insurance companies, but also harms the interests of policyholders, insured or beneficiaries. Its social harm is obvious and very serious. Because the staff of insurance companies use their positions as a cover to make false claims and defraud insurance money, it is easy to get it and not easy to be found. In order to effectively crack down on this crime, it is stipulated that the staff of an insurance company, by taking advantage of their positions, deliberately fabricate insurance accidents that have never happened to make false claims and defraud insurance money, shall be investigated for criminal responsibility in accordance with the relevant provisions of the Criminal Law on the crime of disrupting financial management order and punished in accordance with the provisions of the Criminal Law on the crime of corruption; Those who constitute crimes against property shall be punished in accordance with the relevant provisions of the Criminal Law on crimes against property.