Repayment rules of BMP good faith loan

2. Borrowing members need to repay the principal and interest within the agreed period (interest rate: 1.5%/ month). However, after the borrower repays the interest, the company will integrate PV according to 0.7% of the loan principal and rebate it to the borrower.

Example: A county-level honest channel dealer borrows RMB 654.38+ 10,000 from the company, and has to pay interest of RMB 654.38+0.500 per month. However, if the county-level integrity channel provider returns the principal and interest within the agreed time limit, the company will refund the county-level integrity channel provider 65,438+10,000 yuan according to the comprehensive PV of 0.7% (i.e. 100PV).

3. Repayment method

(1). The company calculates the performance of its members and their loan principal and interest on a monthly basis, and issues rebates after directly withholding interest on the 20th of the following month, and returns the deposit after directly withholding the repayment amount of loan principal on the 25th of the following month; If the loan principal is fully paid off before 25th of the following month, the interest will be calculated monthly.

Example: Borrowing member A borrowed 500,000 yuan on 1 October12065438 to become a city-level credit channel provider (monthly interest 1.5%). If A completed the wholesale of 30,000 PV from October 20 10 to October 20 1 year 10. Then A can get 265,438 yuan+100000 yuan as the credit deposit return and RMB (44%-35%) * 265,438 yuan+1000000 yuan as the rebate, and the company will get RMB (44%-35%) * 265,433 yuan on1October 20th. At1October 25th, 20 10165438+,the returned 2 10000 integrity deposit was directly deducted as the repayment of Party A's loan of 500000. ..

If A has paid off all the loan principal before 25th of the following month, the company will only charge one month's interest during the repayment period of A 20 10 1 to 201kloc-0/.

(2) Borrowing members can also make repayment through bank remittance.

(3) A member who has obtained the qualification of an honest channel dealer by purchasing 65,438+10,000 PV at one time may apply to the company for "no repayment for the time being" during the loan period.

Note: If a member borrows RMB 3,000 from the company to become a qualified credit channel (1000PV, 20%), as each credit channel needs to keep 1000PV for personal natural consumption, and the member's own 1000PV cannot be wholesale, the company will directly deduct the corresponding amount from the rebate obtained by the member for repayment.