Is Zhongyuan Consumer Finance reliable?

Zhongyuan Consumer Finance is reliable.

Zhongyuan Consumer Finance is a licensed consumer financial institution approved by the China Banking and Insurance Regulatory Commission, and Zhongyuan Bank is the sponsor of its establishment. Its credit products are pure credit consumer loans. Users do not need mortgages and guarantees when applying. The better the user's credit record, the more favorable the loan interest rate they will enjoy.

Users can apply for a loan limit of up to 200,000 yuan online. Once the limit is activated, it can be used repeatedly within one year. Interest will be calculated on a daily basis when the withdrawal begins, and the application for loan renewal does not need to be submitted again. If you have a good repayment record, you can also apply for an increase. Users can choose a repayment period of 3 months, 6 months, 9 months, or 12 months.

Zhongyuan Financial’s main products include Elite Loan, Provident Fund Loan, Leju Loan and Bank Business-Withdraw Money. Among these four types of products, Elite Loan is a loan designed for office workers. The daily interest rate is 0.02%. The interest is calculated for how many days the money is borrowed. A provident fund loan requires a provident fund deposit for 12 months before you can apply for a loan. Leju Loan is a loan designed for homeowners, with a high amount of installment repayment. UnionPay Business-Youqianhua is a loan designed for credit card users, with a monthly interest rate of 0.75%. Whether the interest rate is high or low, you can use Ant Borrowing's daily interest rate of 0.03% and Weilidai's daily interest rate of 0.04% as a reference. The interest rate of Zhongyuan Financial's products is still on the low side. Therefore, Zhongyuan Financial not only relies on big trees, but also has relatively low interest rates.

If you have capital turnover needs, it is recommended that you use Youqianhua. Youqianhua is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, changed its name to "Youqianhua" in June 2018 "), big brands are reliable, have low interest rates and are trustworthy. Youqianhua-Manyidai, the maximum loan amount is 200,000, and the daily interest rate starts as low as 0.02%.

I have learned about many small loan companies. Generally speaking, Baidu Youqianhua has the best approval rate The highest platform. The credit limit is the highest. I was given a credit limit of 9.5W for nothing, and my colleague directly extended a credit limit of 18W.

Du Xiaoman-If you have money to spend (member-only channel), click to measure the amount online

Special note: withdraw the full amount as soon as possible after the limit is exceeded, because risk control is dynamic.

It is best to put forward all the suggestions you have. The risk control system will mistakenly think that you don’t need the funds very much, causing the withdrawal to fail. It is safer to raise at least 60%. Early settlement and repayment is supported after the first installment.

If you have enough money to spend or no quota, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The review is relatively less strict!

360 IOU can borrow up to 200,000 yuan!

Click to measure the amount online

You can borrow up to 50,000 in installment loan!

Click to measure your amount online