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The fastest way to recover credit information

As far as I know, there are ways to restore credit information: eliminate overdue records by time, explain the reasons for overdue to the bank at the beginning, apply for objection after overdue, and clean up bad debts in time. These methods can help you improve your credit status, and different banks or lending institutions may have different methods to identify and deal with overdue. But the specific effect varies according to individual circumstances. If you encounter credit problems, you'd better consult a professional institution or lawyer.