Why does medical insurance always have to be paid at the village committee?

The medical insurance you are talking about is the new rural medical insurance, also called the new rural cooperative medical insurance. There are three main payment methods. We will explain in detail:

There are three main ways to participate in the new rural cooperative medical care. :

Method of centralized collection by township and village cadres: Farmers should take the "New Rural Cooperative Medical Care Certificate" and "Household Registration Book" to the location designated by the village or group to register for participation, and fill in the "Participant Payment Participation Registration Form" ", the handling personnel will review, collect farmers' personal participation funds, and issue a new rural cooperative medical collection receipt uniformly printed by the Provincial Department of Finance.

Village collective economy payment method: Encourage villages with good collective economies to implement unified payment of participation funds by the village collective economy. The village leader takes the New Rural Cooperative Medical Care Registration Book and the Household Registration Book to the township New Rural Cooperative Medical Care Office to fill out and summarize the "Participant Payment and Participation Registration Form". The handling personnel will review and collect farmers' personal participation funds, and at the same time issue a form issued by the provincial finance department. New Rural Cooperative Medical Care Collection Receipt printed uniformly by the Department.

Farmers take the initiative to go to the township and town new rural cooperative medical care agency to make payment: farmers take the "New Rural Cooperative Medical Care Certificate" and "Household Registration Book" to the township and town new rural cooperative medical care agency to register for participation, and fill in the "Participant Personnel" "Payment Participation Registration Form", the handling personnel will review it, collect farmers' personal participation funds, and at the same time issue a new rural cooperative medical collection receipt uniformly printed by the Provincial Department of Finance.

In addition, there is also the New Rural Health Insurance that is paid by the family. In some areas, if the young people do not pay the New Rural Health Insurance, the elderly in the family will not be covered by the New Rural Health Insurance. combine. It is not surprising that good policies will be slightly distorted once they reach the local level. No matter where you pay the New Rural Cooperative Medical Care System, you must remember this

No matter where you pay the New Rural Cooperative Medical Care System, you must issue a New Rural Cooperative Medical Care receipt uniformly printed by the Provincial Department of Finance. Only this receipt is official. With this data, we can prove that we have paid the New Rural Cooperative Medical System, so this must be remembered. Then there is another situation where you can enjoy the New Rural Cooperative Medical Insurance without paying New Rural Cooperative Medical Insurance. Why is that?

Because there are the following situations where payment is not required, we must be clear about it.

Those with minimum living allowance, severely disabled, mentally ill or seriously ill. All the above people can enjoy medical insurance benefits without paying new rural cooperative medical expenses.

Final summary:

Nowadays, many young people do not want to continue to pay the New Rural Cooperative Medical System. The main reason is that the reimbursement rate is low and they cannot be used once a year. In fact, no one will get sick if they eat whole grains, so it is best to insist on paying the New Rural Cooperative Medical System. Follow Yichen Mama and help everyone solve social security problems

Why does medical insurance always have to be paid at the village committee? Rural medical insurance, starting from the New Rural Cooperative Medical System era, has been collected and paid by the leader of the village group. The main purpose is to facilitate the villagers and reduce the time they have to travel back and forth. After the transition from the New Rural Cooperative Medical System to the Urban and Rural Resident Medical Insurance, this method of collection and payment has been continued. Let me share my personal views with you:

my country’s rural medical insurance has gone through three stages: rural cooperative medical care, new rural cooperative medical care, and urban and rural residents’ medical insurance. Since rural residents did not understand the nature of cooperative medical care and related policies at the beginning, leaders of villager groups under each village visited door-to-door propaganda, explained the policies, and then registered door-to-door to collect and pay medical insurance. cost.

After more than ten years of development, it has now transitioned from the New Rural Cooperative Medical System to urban and rural residents’ medical insurance, and implemented an integrated urban and rural medical insurance policy. In cities, many individuals go to community service centers to apply for it. Because the characteristics of cities are different from those in rural areas. , even in the same neighborhood committee, due to the relatively large mobility of personnel, everyone does not know each other, so it is not convenient to collect and remit payments in a centralized manner; but it is different in rural areas. Villagers in the village or members of the same group are all in every household. They know each other and their family background is relatively clear, so the villagers' group collects and remits the money centrally. Everyone can rest assured that even if there are problems, they can pursue lawsuits in the future.

Since the payment time for urban and rural residents’ medical insurance is mostly concentrated between the end of July and the end of December, many villages, in order to complete the task early, usually collect the payment by the end of October, and then use the village committee’s decision to collect the payment. In this way, you can ensure that the insured person begins to enjoy medical insurance benefits at the beginning of the next year. Since the medical insurance for urban and rural residents adopts a policy of paying for one year and enjoying the benefits for one year, and the villagers' groups collect and pay on their behalf, for those who are unwilling to pay or are hesitant to pay, propaganda and mobilization or ideological and political work can also be carried out. Therefore, this is also an effective way to mobilize and mobilize the masses, and safeguard the vital interests of the masses in terms of system and method.

To sum up, since the medical insurance for urban and rural residents adopts a centralized payment method, the end of July to the end of December is the time point for centralized payment. Since there are more people insured, the working hours are also more concentrated. , it happens to be the busy farming season of autumn harvest and autumn planting in rural areas, so the collection and payment by village cadres is not only conducive to ensuring that villagers participate in insurance at the specified time, but also reduces the burden of villagers traveling back and forth, and is also conducive to policy Publicity and mobilization has become one of the main tasks of rural grassroots cadres, and it is also a normalized payment method.

Rural medical insurance, also known as the New Rural Cooperative Medical Insurance, is a medical benefit provided by the state to rural farmers, allowing rural farmers to receive medical treatment for their illnesses and receive medical reimbursement for doctors' expenses.

The New Rural Cooperative Medical System is an annual payment system, consisting of three parts: farmers themselves contribute part, state financial subsidies part, and social groups and individuals raise funds.

There are many people participating in the new rural cooperative medical insurance, the workload is heavy, the tasks are tight, and the collection time is short. The fees collected by the registration center alone simply cannot meet the needs of rural farmers. Therefore, local government departments have to rely on the village committees to , the village cadres came to collect the fees on their behalf, and then issued a unified invoice to the payer.

Hello, poster, why do you keep paying medical insurance at the village committee? If medical insurance is paid at the village committee, it means that you are participating in the original New Rural Cooperative Medical Insurance, which is now called urban and rural residents medical insurance. Then you can pay the fee uniformly through your own village committee, and then your village will After the committee's accounting is collected uniformly, it is then uniformly submitted to the local social security department. So this method may be relatively convenient for villagers.

But for us, in fact, you don’t have to choose the village committee to pay for the new rural cooperative medical insurance, because you can go to the Social Security Bureau to pay the fee yourself. So under normal circumstances, if we don’t After paying this fee to the Social Security Bureau, you should first go to the Social Security Bureau for consultation. Hold your ID card and medical insurance card and consult to find out which bank the corresponding payment was completed at. Because first of all, the Social Security Bureau itself does not charge this fee. It must be collected through a bank agent, so you must ask which banks can pay the fee.

Then go to the bank by yourself within the time specified. Generally speaking, it is enough to complete the corresponding payment before December 20th. So if you pay by yourself, does it mean that you live for a long time? In rural areas, it is relatively troublesome to go to the medical insurance bureau and the bank. In some areas, online payment may be implemented, but after all, many villagers may not necessarily use the online payment method, so through The village committee payment method is an ideal choice for most people because it is more convenient after all.

The reality is that the platform between the Rural Insurance Office, hospitals, and farmers has not been established well. Every year, the village committee collects fees as an agent and it is all voluntary labor. The workload is huge, errors are prone to occur, and a lot of waste is incurred. After collecting all the money, they checked it one by one. After checking, they handed it over to the finance department and entered it into the computer at the hospital. It was obviously for the convenience of the people, but the people still complained. Another problem is the receipt. Every year, it is required to be completed before December 20th. If it is late and cannot be entered into the computer, the reimbursement for the next year will be delayed. However, the receipt will not come after the new year. We can only collect the payment first and issue a general receipt. Or keep records and then replace them when the receipts come. Why is it so difficult to do good things for the people now? Still commission? Whoever gives TMD a little fee will be the conscience of the world!

The medical insurance you are talking about should refer to the New Rural Cooperative Medical System. Currently, the New Rural Cooperative Medical System and urban residents’ medical insurance have been integrated into the urban and rural residents’ medical insurance. But in rural areas, we habitually call it the New Rural Cooperative Medical System. The New Rural Cooperative Medical System is a new type of rural cooperative medical care, which is mainly used to protect the medical problems of the rural population and reduce the burden of medical treatment for the rural population. In recent years, the collection method of the New Rural Cooperative Medical System can be paid by the villagers themselves to the human resources and social service center in the market town. Usually, the collection is centralized by the village committee and village group cadres. I think the main reasons are as follows.

First of all, the village committee’s centralized collection and payment is conducive to further publicity and urging villagers to pay the new rural cooperative medical insurance in a timely manner, and to protect villagers’ medical rights and interests. The economic income of the rural population is generally lower than that of the urban population. The cost of the new rural cooperative medical care in 2020 is 250 yuan, and the cost of the new rural cooperative medical care in 2021 is 280 yuan. Although the money is not much, some villagers may think that they are not sick or in trouble. , If you can’t use medical insurance all year round, you won’t want to pay for the New Rural Cooperative Medical Insurance. The cadres of the village committee and village group collect and remit the funds on their behalf, which can further publicize the new rural cooperative medical care policy and urge villagers to pay the new rural cooperative medical insurance in a timely manner.

Secondly, the village committee’s centralized collection and payment of the new rural medical insurance can provide convenience to villagers and improve the efficiency of town and village services. It is relatively convenient for villagers in small towns to go to market towns to do business, but for many larger towns, some villages are far away from market towns. If villagers want to go to market towns to do business, they must first wait for the bus at a bus shelter accessible by every village. Then take the shuttle bus to the market town. Because the bus to the village is not like the city bus, it may run once in the morning and once in the afternoon. If you miss the time, you will not be able to catch the bus. Many villagers even have to leave more than an hour in advance to catch the shuttle bus, making it very inconvenient to go to the market town for errands. Moreover, most of the people staying in the village are the elderly and the sick, so it is very difficult to go to the market towns to do business. Centralized collection and payment of the New Rural Medical Care System by village committee and village group cadres can greatly provide convenience to villagers and improve the efficiency of town and village affairs.

Furthermore, the village committee’s centralized collection and payment of the New Rural Medical Care System will help the village committee understand the situation of each household and facilitate its work. If many villagers go to the market town to pay the New Rural Cooperative Medical System by themselves, it is very likely that due to various reasons, they will not report the actual payment status to the village committee after paying the New Rural Cooperative Medical Care System. The village committee will not be able to verify the villagers’ New Rural Cooperative Medical Insurance in a timely manner. The payment situation cannot be fully grasped, which is not conducive to the development of other work.

Therefore, in recent years, villagers’ New Rural Cooperative Medical Insurance has been collected by village cadres at their doorsteps, or villagers go to the village committee to pay uniformly, which not only facilitates the masses, but also improves the efficiency of New Rural Cooperative Medical Care collection work. From July to December every year is the New Rural Cooperative Medical Care Collection Period. Villagers should actively cooperate with village cadres to pay the New Rural Cooperative Medical Care System in a timely manner, but at the same time they must also keep their own payment invoices.

In the past, rural medical insurance was collected by village committees and turned over to township governments, which then turned it over to relevant departments. Now, to pay for medical insurance, you can go to a bank with your social security card or pay online.

The town where I live has a registered population of about 50,000. Excluding urban residents, there are still tens of thousands of rural residents scattered in more than 30 villages.

Every year when it is time to pay New Rural Cooperative Medical System contributions, most of the New Rural Cooperative Medical Care contributions of tens of thousands of rural residents are collected by village and group cadres. This payment method has evolved from the "New Rural Cooperative Medical System" Started to implement it and persisted until now.

In addition to collection by village and group cadres, other payment methods are now available, such as bank collection, online payment, etc. Villagers who need to pay can choose the payment method that suits them based on their actual situation. Way.

Let me mainly talk about why village and group cadres are required to collect the "New Rural Cooperative Medical System" on their behalf. There are several considerations:

First, publicity policy. When the "New Rural Cooperative Medical System" was first implemented, the villagers' awareness was not high and they took chances. They believed that they were in good health and would not get sick. They were worried about the money and did not want to pay. Therefore, one of the benefits of having village cadres collect the fees on their behalf was In the process of collection, we can publicize the policy to the villagers, improve their awareness of "preventing problems before they happen", and choose to pay voluntarily.

Second, payment efficiency is high. "New Rural Cooperative Medical Care" requires payment in the first year and enjoyment in the second year. The annual payment time is from September to December. Missing the payment time will affect the normal use of the second year. The time is tight and the tasks are heavy. If you want to do it within a limited time To complete this work, work efficiency must be improved.

When the "New Rural Cooperative Medical System" was first implemented, there were no bank collection or online payment methods. There were only two methods: "joint management office" payment and village and group cadre collection.

The main responsibility of the "Joint Management Office" is not to collect fees. There are other tasks to be done. The staff is limited and tens of thousands of people flock to pay. Not all can complete the work, so it is unrealistic for the "joint management office" to charge fees.

Tens of thousands of people are scattered in various villages and groups. Each village and group has village and group cadres, each responsible for a piece of work. If they are dispersed and collected, the efficiency will be high and the quality can be maintained within a limited time. , Complete the work in a guaranteed amount.

Third, it can serve as a reminder. The villagers are busy with production and life every day and are distributed across the country. They are not exposed to the "New Rural Cooperative Medical System" work. They do not understand some of the policies of the "New Rural Cooperative Medical System". They may not know or forget when to pay and when to pay. How many.

Village and group cadres are also native villagers. They are familiar with the village conditions and understand each villager. They are asked to collect the "New Rural Cooperative Medical System" on their behalf. When it is time to pay the "New Rural Cooperative Medical System", they are like alarm clocks. , will remind the villagers from time to time that it is time to pay, they know who has paid, and they also know who has not paid.

The advantage of this is that the participation rate is high. A high participation rate means that more people can enjoy the "New Rural Cooperative Medical System" and more people can benefit from it, which is a good thing.

To sum up, regardless of the many payment methods for the "New Rural Cooperative Medical System" now and the high enthusiasm of villagers to pay, you must know that it was not like this when the "New Rural Cooperative Medical System" started. There was also a difficult period, but the current good situation has been achieved step by step, in which village and group cadres have done a lot of work. Practice has proved that the "New Rural Cooperative Medical System" cannot do without their participation, and this is also the case now, so You have to continue to keep them involved.