Ningbo Entrepreneurship Guaranteed Loan Application Guide (Hangzhou Entrepreneurship Guaranteed Loan Application Conditions)

1. Application objects

Chinese citizens, people from Hong Kong, Macao and Taiwan and foreigners holding permanent residence permits for foreigners who are within the working age and have good personal credit records in this city Those who first establish an entrepreneurial entity within the administrative region within 5 years can apply for an entrepreneurial guaranteed loan.

2. Purpose of application

Entrepreneurship guaranteed loans can only be used for the borrower’s start-up expenses, working capital turnover, technological transformation and other production and operation activities, and cannot be used to purchase stocks or futures. Other securities and equity investments shall not be used for purposes that violate relevant national laws, regulations and policies.

3. Application Materials

1. "Personal Entrepreneurship Guaranteed Loan Qualification Application Form"

2. A social security card or resident ID card is required when applying for the first time Original, original residence permit for Hong Kong, Macao and Taiwan residents, permanent residence permit for foreigners

3. Students who have completed the entrepreneurship training class must provide the original certificate of completion of the entrepreneurship training class and the entrepreneurship project plan, the lease contract of the business site or their own Original venue certificate

4. Winners of the Entrepreneurship Competition must provide the organizer’s documents, award certificates, award links and other award-winning certification materials

5. College graduates and current students within 5 years of graduation Educational certificates are required

6. Production and operation certification materials

IV. Application process

1. The borrower brings the materials to the business license or unit registration certificate to indicate his/her address. The local sub-district human resources and social security service agency applies for the qualification determination of the entrepreneurial guaranteed loan

2. After receiving the materials, the sub-district human resources and social security service agency completes the acceptance, review and review work, provides on-site feedback to the applicant on the identification results, and will issue The "Personal Entrepreneurship Guaranteed Loan Qualification Certification Application Form" and relevant loan application materials must be submitted to the handling bank.

3. Within 10 working days of receiving the loan application, the handling bank will investigate and review the borrower's entrepreneurial project, credit status, debt repayment ability, etc., and make a decision on whether to lend. .

Remarks:

1. The borrower can only apply for a business guaranteed loan to one handling bank at a time. If a partnership has multiple executive partners, only one of the executive partners can apply for an entrepreneurial guaranteed loan in the same loan cycle.

2. For those who meet the loan conditions, sign a loan contract with the borrower and grant the loan; for those who do not meet the loan conditions, promptly notify the borrower and explain the reasons. The handling bank shall provide monthly feedback on the issuance of entrepreneurial guaranteed loans to the human resources and social security departments of each district and county.