In 2022, new social security regulations and policies were introduced.

First, one-time payment. Is to directly pay the remaining years in one lump sum. This method is the most popular, but the threshold is also relatively high. It must be an educated youth who retired 20 1 1 years ago and went to the countryside.

You can go to the local social security consultation, and only those who meet the conditions can enjoy the one-time payment method. Because of requirements, not everyone can choose this payment method.

Second, apply for delayed retirement. For example, those who have reached retirement age but haven't worked for five years can choose to apply to the unit or company for delayed retirement. In this way, having a company to help pay part of the social security can also relieve the pressure economically.

Of course, this needs to consider the actual situation of individuals, such as the nature of work, people's physical quality and so on.

The third is to transform it into social security for urban and rural residents. Employees' social security and urban and rural residents' social security have different payment quotas and different treatments. Employees' social security is paid by the unit, and the insured pays relatively low fees, but the pension they receive is also relatively low.

Fourth, pay it back year by year. That is to say, at retirement age, if 15 is not paid enough, it can be paid year by year. For example, if you retire from 15, you still need three years, so you can't get your pension until you have paid it back for three years. If there is a big gap, such as 1967, it will be a bit uneconomical.

Fifth, give up social security. Even if you don't pay directly, the money paid by the insured can still be refunded, but you can't enjoy the benefits brought by social security. This is not recommended, and the loss is relatively large.