Reject campus loan 1500 speech

Online loans are rapidly becoming popular among college students. However, while campus online lending brings convenience, it encourages students' irrational consumption behavior. Some bad online lending platforms use the guise of "multi-installment and low interest" to attract students' loans, induce students to over-consume, and even fall into the trap of high interest. Cases caused by peer-to-peer lending happen from time to time among college students, and realistic tragedies such as "jumping off a building in arrears", "naked loans" and "violent collection" have to arouse our vigilance and reflection.

To this end, the Youth League Committee of colleges and universities appealed to the students: universities drop out of school and lend money, and beware of online fraud.

First, master the knowledge of financial loans and improve the ability to distinguish. Master the basic knowledge of financial loans, take the initiative to understand relevant laws and regulations, constantly enhance their ability to distinguish, and avoid being misled by superficial illusions and getting into trouble.

Second, establish a rational consumption concept and don't blindly compare. Don't envy, envy, keep up with the joneses and follow blindly in life, arrange living expenses reasonably, live within our means, consume moderately, reduce emotional consumption and follow suit consumption, and refuse excessive consumption and advanced consumption.

Third, strengthen self-protection awareness and safeguard their own rights and interests. Use personal information carefully, and do not fill in and disclose personal information at will; Don't blindly believe in the loan products sold, be wary of acquaintances selling, and enhance your awareness and ability to protect your legitimate rights and interests.

Fourth, consciously resist bad online loans and promote the positive energy of youth. Focus on learning, repay parents, society and the country with excellent results, criticize and resist the vulgar and low-level outlook on life and values that can be satisfied in the short term through consumption.