Joke Collection Website - News headlines - Do you want to hang up the auto insurance sign?
Do you want to hang up the auto insurance sign?
Now in some cities in China, car owners don't have to put insurance signs on the windshield of their vehicles.
It should be noted that it is only in some cities in China, because electronic insurance policies have not been implemented nationwide at present.
In the past, three signs had to be pasted on the windshield of automobiles, namely, the automobile inspection qualified sign, the compulsory insurance sign and the environmental protection inspection qualified sign.
However, in 20 17, the requirement of posting environmental inspection marks was cancelled nationwide. Therefore, car owners are not required to post environmental inspection marks now.
According to Article 11 of the Law of the People's Republic of China on Road Traffic Safety, when driving a motor vehicle on the road, the motor vehicle number plate shall be hung, inspection marks and insurance marks shall be placed, and the motor vehicle driving license shall be carried with the vehicle.
At present, only Beijing, Guangdong, Jiangxi, Hubei, Guizhou, Shanghai and other cities in China have gradually introduced electronic insurance policies. After the implementation of the electronic insurance policy, car owners no longer need paper insurance policies when handling annual review, claims settlement and other related businesses, nor do they need to stick signs of compulsory insurance policies in their cars. 20 19 the cancellation of the insurance sign was only implemented on a pilot basis, but it has not been fully implemented nationwide at present.
Insurance marks usually refer to compulsory insurance marks, which are issued by insurance companies after insurance is completed. If there is no compulsory insurance sign, you can ask the insurance company that insured the vehicle.
According to Article 12 of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents, when signing a compulsory liability insurance contract for motor vehicle traffic accidents, the insured shall pay all the insurance premiums in one lump sum; An insurance company shall issue an insurance policy and an insurance mark to the insured. Insurance policies and insurance signs shall indicate the number, license plate number, insurance period, name, address and telephone number of the insurance company. The insured shall put an insurance sign on the insured motor vehicle.
The style of insurance signs is unified throughout the country. Insurance policies and insurance signs shall be supervised and managed by the State Council Insurance Regulatory Authority. No unit or individual may forge, alter or use forged or altered insurance policies or insurance signs.
Vehicle insurance, namely motor vehicle insurance, referred to as auto insurance, also known as auto insurance. It refers to a kind of commercial insurance that bears the responsibility for personal injury or property loss caused by natural disasters or accidents.
Automobile insurance is a kind of property insurance. In the field of property insurance, automobile insurance is a relatively young type of insurance, which is due to the emergence and development of automobile insurance with the emergence and popularization of automobiles.
At the same time, different from modern motor vehicle insurance, in the initial stage of automobile insurance, the third party liability insurance is the main risk, and it gradually extends to risks such as body collision loss.
A kind of insurance widely carried out in China is the insurance that takes automobiles, trams, battery cars, motorcycles, tractors and other motor vehicles as the subject matter of automobile insurance. Vehicle insurance can be divided into commercial insurance and compulsory insurance. Commercial insurance includes vehicle main insurance and additional insurance.
The main risks of commercial insurance include vehicle loss insurance, third party liability insurance, vehicle personnel liability insurance and vehicle theft and rescue. Motor vehicle loss insurance covers the insured vehicle against natural disasters or accidents within the scope of insurance, resulting in the loss of the insured vehicle itself, and the insurer shall make compensation in accordance with the provisions of the insurance contract. Motor vehicle third-party liability insurance, for the insured or its allowed qualified drivers in the process of using the insured vehicle, causing personal injury or property losses to a third party, the amount that should be paid by the insured according to law is also compensated by the insurance company. Vehicle theft and rescue refers to
(1) The insured motor vehicle (including the insured trailer) whose whole vehicle is stolen, robbed or robbed has not been found for 60 days after investigation by the criminal investigation department of the public security at or above the county level;
(2) the reasonable expenses for repairing the whole vehicle or causing the loss of parts and accessories on the vehicle after the motor vehicle is stolen, robbed or robbed;
(3) In the event of an insured accident, the necessary and reasonable rescue expenses paid by the insurer to prevent or reduce the loss of the insured motor vehicle shall be borne by the insurer, and the maximum amount shall not exceed the insured amount. The losses in three cases are compensable. On-board personnel liability insurance refers to the cost loss caused by the accident of the insured vehicle (not intentional by the actor, but unforeseen and irresistible emergencies cause casualties or property losses), and the necessary and reasonable rescue and protection expenses paid to reduce the losses, and the insurance company shall be liable for compensation.
Additional risks include glass breakage alone, vehicle stop loss, spontaneous combustion loss, new equipment loss, engine water intake insurance, no-fault liability insurance, scooter expense insurance, car body scratch loss insurance, special clauses excluding franchise, and on-board cargo liability insurance.
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