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Publicity slogan for provident fund business development
In 2025, China will basically establish a new model of digital development of housing provident fund.
In June, 5438+00, the Ministry of Housing and Urban-Rural Development issued the Guiding Opinions on Accelerating the Digital Development of Housing Provident Fund.
According to the guidance, by 2025, China will basically form a new digital development model of housing provident fund with system-wide business collaboration, all-round data empowerment, full-service online service and full-chain intelligent supervision. ?
The Guiding Opinions require that a new digital service model be built, service standardization and facilitation be promoted, and a basic catalogue and implementation list of service items be compiled, so that the same service item can be accepted without discrimination and handled with the same standard nationwide.
The Guiding Opinions emphasize laying a solid data and platform foundation for digital development. Establish and improve the data utilization mechanism, strengthen data aggregation, sharing and utilization in accordance with the law, promote the interconnection and collaborative linkage of local information systems, form a "vertical connectivity and horizontal connectivity" data "overpass and expressway", and support cross-level, cross-regional, cross-system, cross-departmental and cross-business collaborative management and services. ?
Deputy Director of the Housing Provident Fund Supervision Department of the Ministry of Housing and Urban-Rural Development said that at present, the number of people paying housing provident fund in China has reached 65.438+64 billion. By 2025, after the new digital development model of housing provident fund is basically established, except for services that must be handled in person, such as face-to-face signing of housing provident fund loans, other businesses can basically be done online and on the palm.
Innovative practice of housing provident fund service in many cities across the country. The Ministry of Housing and Urban-Rural Development has launched pilot projects for flexible employees to participate in the housing provident fund system in six cities including Chongqing, Chengdu, Guangzhou, Shenzhen, Suzhou and Changzhou. In Guangzhou, Xiamen and other cities, provident fund depositors can rent some affordable rental housing and long-term rental housing. They can entrust the provident fund center to deduct funds from the personal provident fund account on a monthly basis to pay the rent directly, and they can enjoy preferential policies such as deposit reduction and exemption. ?
The digital development of housing provident fund is helpful to further improve the public service efficiency of housing provident fund, break the barriers of cross-regional mobility of housing provident fund, expand the coverage of housing provident fund system, and benefit the depositors and depositors of housing provident fund more and more fairly.
The guidance also made it clear that the whole chain supervision should be strengthened, the national housing provident fund supervision service platform, electronic inspection tools and other digital supervision means should be continuously improved, and a three-level digital supervision mechanism linked by ministries, provinces and cities should be promoted, and the post-event supervision should be gradually changed to the post-event supervision, and the depositors' money bags should be well guarded.
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