Banks send messages every day saying that they will grant me a loan line of 5 thousand. Is this a scam?

every bank sends a message every day, saying that it will grant you a loan line of 5, yuan. Generally, this will not be a scam, but if there is a link, you must not click on it, for fear that a swindler will fish in troubled waters and commit fraud.

I'm just like you. I often get messages from banks about the amount of loans to be granted to me. Because I didn't want to get a loan, I always ignored them.

I once received a message from CCB, saying that I was granted a loan of 3, yuan. Then I received a local landline phone call. The person on the phone said that she was a staff member of CCB's XXX branch. CCB gave me a loan of 3, yuan, and I needed to take my ID card to go to CCB's XXX branch to handle it. I asked her if I could get the loan if I went to handle it. She said that I need to fill in the application procedures, and then I have to go through the examination and approval and meet the examination and approval conditions before I can give it to me.

From the telephone content of this CCB outlet, it can be confirmed that the information I received about the loan amount granted by the bank should be true, but I need to go to the bank outlet with my ID card, and it is not certain whether I will approve it or not.

So I think the information you received should also be true. If you need a loan, go to the bank outlet and ask. If not, just ignore it.

Hello, I'm glad to answer your question. Every day, banks send messages saying that they will grant me a loan line of 5, yuan. Is this a scam? Is it a scam? Actually, it's very simple. When you receive the information, you should check it yourself. Don't click on the information link to prevent your information from being stolen. You can know whether it is true or not by logging in to the bank website. Let's talk about it below.

1. Bank information

Now, according to the credit standing and contribution of individuals in the bank, the bank has approved a certain amount of credit loan for revolving use when funds are needed. Once the credit line is approved, a message will be sent to the customer. The customer receives the message, but I don't know whether it is true or not. This is nothing. In order to confirm the authenticity of the information, first, you can log on to the bank's website to inquire and open online banking and mobile banking. Second, you can inquire through the telephone service hotline or call the bank headquarters.

second, bank loans

bank loans granted by information sent by banks are all credit loans, without mortgage guarantee, and the procedures are simple. You must handle them online by yourself. You only need to open online banking or mobile banking, which is the most convenient and quick, and can be operated anytime and anywhere. Log in to online or mobile banking, find the loan screen, and you can find the loan amount and apply for it. If you are in urgent need of funds, the loan application is simple and convenient, and the funds will arrive in seconds. There is no need to submit paper materials, manual approval and other cumbersome procedures, just do it yourself.

Note: Credit loans, although convenient and quick, should be based on one's ability, have repayment ability, and can be used for temporary turnover. If you have no repayment ability, you must borrow carefully. Once the loan expires and you are unable to repay it, you will face the consequences of repayment difficulties, overdue, bad, litigation, etc., and the loss outweighs the gain.

in short, when you receive the bank information, you must dialectically tell the truth and falsehood. If you need funds, you can log in and inquire by phone. If you don't need funds, you can block this message so as not to be disturbed.

that's my answer. I hope I can help you.

Why don't such advertisements go to the United States for publicity? Instead, they harm their own compatriots. Nowadays, unscrupulous businessmen (including banks) do whatever it takes for money, which is not afraid of killing people. Vigilance: vigilance. Deep thinking: deep thinking.

It's not a scam, but when you really apply, it depends on your qualifications, and you can get as many quotas as you meet. If you can't meet the requirements, you can't do it.

It must be a scam. All loan intermediaries take you to consumer finance staging, and they take your agency fee. If you need a loan, go to the bank and rural credit cooperatives, follow the normal process, and borrow as much as you can. Don't believe all kinds of loan text messages. They are all scammers

ignoring

advertisements. Don't believe them. They just cheat you. Generally, financial companies sell dog meat by hanging sheep's heads, and they can borrow some but the interest is very high. In addition, financial companies will eat you by 5% to 15%.

That's an intermediary. You can't believe in charging. You send text messages in groups, don't reply to messages, and just ignore them.

Yes, you often receive them, but you haven't tried!

mass advertisements, from banks, JD.COM and others, what does this mean? Our personal information is still being leaked, and I hope that the Ministry of Industry and Information Technology can remove malignant tumors without leaving dead ends, just like eliminating evils.