Can I stay at home for the aged if I pay 1 million yuan safely?

yes. According to the inquiry of Ping An Insurance official website, Ping An Insurance Home Endowment Insurance released by China Ping An is an insurance product specially designed for middle-aged and elderly people, aiming at providing comprehensive health protection and making old age life feel at ease and comfortable. As a home endowment insurance, the maximum insurance amount is 1 million yuan, and the minimum insurance amount is 1, yuan. If you buy this product, you can enjoy health services and value-added services, including home care and home cooking, etc., and you have an illness, you can do it without paying extra.