Is Harbin Bank a formal institution affiliated with the state? (Is Harbin Bank a formal national bank?)

Is Harbin Bank a state-owned enterprise?

Question 1: Is Harbin Bank formally affiliated with the state? Let me correct you first. The People's Bank of China is not a commercial bank, but an administrative unit that manages banks. Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank and Bank of China are all state-controlled commercial banks. Harbin Bank is a new joint-stock commercial bank that has emerged in Northeast China in recent years. It is the only joint-stock commercial bank with legal person status in Harbin.

Question 2: What kind of bank is Harbin Bank? Is it state-owned or private? Harbin Bank is a joint-stock bank. Its shareholders include state-owned legal persons such as Harbin Economic Development and Investment Company, some private legal persons, and even Natural person, so it is considered a mixed system

Question 3: Is Harbin Bank a state-owned enterprise? Is it reliable? Is it stable with ICBC? Harbin Bank is not a state-owned enterprise, it is a joint-stock bank, that is, a private bank, and it is not as stable as ICBC

Question 4: What is the staff establishment of Harbin Bank? Most of them are under enterprise contract system, and a very few are under public institutions except the People's Bank of China.

Question 5: What is the nature of Harbin Bank? State-owned enterprise or private enterprise? Considered a state-owned enterprise

Question 6: Is Harbin Bank a state-owned bank? It is a state-owned bank and will not fail

Question 7: Introduction to Harbin Bank Harbin Bank is an emerging joint-stock commercial bank that has emerged in Northeast China in recent years and is headquartered in Harbin. It currently has 15 branches in Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing and Jiamusi, and 24 rural banks and more than 200 business institutions in Beijing, Shenzhen, Jilin, Gansu, Chongqing and Heilongjiang. More than 6,000 people are located in the six major administrative regions of the country, covering more than 50% of the provincial and municipal institutions, and Harbin City, counties and cities have achieved full coverage. It has also invested in Guangdong Huaxing Bank, initially establishing a national development layout. As of the end of 2011, the total assets were 202.499 billion yuan, the deposit balance was 141.638 billion yuan, the non-performing rate was 0.67%, and the net profit was 1.708 billion yuan, ranking among the top in Heilongjiang Province in terms of profitability. According to the statistics of China's "The Banker" magazine in 2011, our bank ranked fourth in competitiveness among urban commercial banks with assets of more than 100 billion yuan in the country. It was selected in the "Comprehensive Competitiveness Ranking of Asian Small and Medium-sized Banks" by "21st Century Business Herald" Ranked sixth. As of the end of 2012, the total assets were 270.409 billion yuan, the deposit balance was 188.168 billion yuan, the non-performing rate was 0.67%, and the net profit was 2.873 billion yuan. According to statistics from China's "The Banker" magazine in 2012, our bank ranks fifth in the country's competitiveness among urban commercial banks with assets of more than 100 billion yuan. In the "21st Century Business Herald" "Comprehensive Competitiveness Ranking of Asian Small and Medium-sized Banks" selection Ranked sixth. In February 1997, Harbin Urban Cooperative Bank was established. In 1998, Harbin Urban Cooperative Bank was renamed Harbin Commercial Bank. , on November 5, 2007, with the approval of the China Banking Regulatory Commission, it was renamed Harbin Bank. There are currently 15 branches in Harbin, Shuangyashan, Shenyang, Dalian, Tianjin, Jixi, Chengdu, Hegang, Suihua, Chongqing, Daqing, Qitaihe, Mudanjiang, Jiamusi, Qiqihar, etc., in Beijing, Shenzhen, Jilin, Gansu, Chongqing and 24 village banks have been established in Heilongjiang and other places. Since its establishment 15 years ago, it has continuously deepened reforms, pioneered and innovated, prevented and resolved risks, improved asset quality, built core competitiveness, and embarked on a track of sustained, healthy and rapid development. At the end of June 2007, the total assets were 51.2 billion yuan, an increase of 11 times compared with the beginning of its establishment; the balance of various deposits was 41.4 billion yuan, an increase of 10 times; the loan balance was 27.4 billion yuan, an increase of 8 times; the cumulative profit was 1.5 billion yuan. , an increase of 21 times; the number of customers reached more than 1.5 million, an increase of 20 times, the non-performing rate dropped by 80%, and the capital adequacy ratio met regulatory requirements. In 2009, the total assets were 84.5 billion yuan, the deposit balance was 74.8 billion yuan, the loan balance was 43.3 billion yuan, and there were 3,579 employees. According to the latest risk management rating of the China Banking Regulatory Commission, Harbin Bank has reached the second-level standard and entered the ranks of the country's advanced banks.

Total assets are 51.2 billion yuan, an increase of 11 times since its establishment; the balance of various deposits is 41.4 billion yuan, an increase of 10 times; the loan balance is 27.4 billion yuan, an increase of 8 times; the cumulative profit is 1.5 billion yuan, an increase of 21 times ; The number of customers has reached more than 1.5 million, an increase of 20 times, the non-performing rate has dropped by 80%, and the capital adequacy ratio has met regulatory requirements. In 2011, the total assets were 202.499 billion yuan, the deposit balance was 141.638 billion yuan, the non-performing rate was 0.67%, and the net profit was 1.708 billion yuan, ranking among the top in Heilongjiang Province in terms of profitability. In 2012, the total assets were 270.409 billion yuan, the deposit balance was 188.168 billion yuan, the non-performing rate was 0.67%, and the net profit was 2.873 billion yuan. According to statistics from China's "The Banker" magazine in 2012, our bank ranks fifth in the country's competitiveness among urban commercial banks with assets of more than 100 billion yuan. It was selected in the "Comprehensive Competitiveness Ranking of Asian Small and Medium-sized Banks" by "21st Century Business Herald" Ranked sixth.

Question 8: Is Harbin Bank the National Development Bank? Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin.

Question 9: Is it true that Harbin Bank is going to collapse? Who told me that? It’s just spreading rumors to cause trouble

Question 10: What’s going on with Harbin Bank? How is it different from other banks? Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin. It was established in February 1997. It was formerly known as Harbin Urban Cooperative Bank. In 1998, it was changed to Harbin Commercial Bank. On November 5, 2007, it was renamed with the approval of the China Banking Regulatory Commission. For Harbin Bank. It has 18 jurisdictional banks, 2 branches, and 120 operating banks. In the ten years since its establishment, it has continuously deepened reforms, pioneered and innovated, prevented and resolved risks, improved asset quality, built core competitiveness, and embarked on a track of sustained, healthy and rapid development. As of the end of June 2007, the total assets were 51.2 billion yuan, an increase of 11 times compared with the beginning of its establishment; the balance of various deposits was 41.4 billion yuan, an increase of 10 times; the loan balance was 27.4 billion yuan, an increase of 8 times; the cumulative profit was 1.5 billion yuan, an increase of 21 times; the number of customers reached more than 1.5 million, an increase of 20 times, the non-performing rate dropped by 80%, and the capital adequacy ratio met regulatory requirements. In 2006, Harbin Bank was rated as one of the 30 most competitive urban commercial banks in the country. In the 2006 ranking of the top 100 banks in China published by The Banker, the bank ranked 27th in terms of comprehensive strength and 10th among city commercial banks nationwide. President Comrade Guo Zhiwen won the title of 2005 National City Commercial Bank Person of the Year

Is Harbin Bank officially affiliated with the state?

Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin and is a formal bank. The difference between Harbin Bank and the Big Four banks is that Harbin is a local joint-stock commercial bank, while the Big Four banks are commercial banks managed by the state.

In February 1997, Harbin Urban Cooperative Bank was established. In 1998, the name was changed from Harbin Urban Cooperative Bank to Harbin Commercial Bank. On November 5, 2007, with the approval of the China Banking Regulatory Commission, it was renamed Harbin Bank. Harbin Bank is the first urban commercial bank in the country to acquire urban credit cooperatives within an administrative region and set up county branches.

Extended information:

Article 11 of the "Commercial Bank Law of the People's Republic of China" The establishment of a commercial bank shall be subject to review and approval by the banking regulatory agency of the State Council. Without the approval of the Banking Regulatory Authority of the State Council, no unit or individual may engage in commercial banking business such as accepting deposits from the public, and no unit may use the word "bank" in its name.

Article 12 To establish a commercial bank, the following conditions must be met:

Have articles of association that comply with the provisions of this Law and the "Company Law of the People's Republic of China";

Have the minimum registered capital that complies with the provisions of this Law;

Have directors and senior managers with professional knowledge and business experience;

Have a sound organizational structure and management system;

Have business premises, safety precautions and other business-related facilities that meet the requirements.

The establishment of a commercial bank must also meet other prudential conditions.

Baidu Encyclopedia - Bank of Harbin

Is Bank of Harbin the National Development Bank?

Is the Bank of Harbin the National Development Bank?

No, Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin.

What kind of bank is Harbin Bank?

Harbin Bank is a joint-stock commercial bank with legal person status. It was established in February 1997 and is headquartered in Harbin. On March 31, 2014, Harbin Bank was successfully listed on the main board of the Hong Kong Stock Exchange. It was the third city commercial bank in China to land in the Hong Kong capital market and the first commercial bank in Northeast China to be listed.

Harbin Bank has established 17 branches in Tianjin, Chengdu, Harbin and other places, and has initiated the establishment of 32 village banks in 14 provinces and cities including Beijing, Guangdong, Heilongjiang, etc., as of December 31, 2018 , Harbin Bank has 368 business institutions and branches throughout the country's seven major administrative regions.

The personal businesses that Harbin Bank can handle include financial management, personal savings, personal loans, overseas finance, private banking, credit cards, etc. As of June 30, 2019, Harbin Bank's total assets were RMB 623.4347 billion, ranking 217th in the 2019 "Top 500 Most Valuable Global Bank Brands" list.

The corporate businesses handled by Harbin Bank include corporate financing, corporate deposits, corporate financial management, bill business, RMB settlement business, intermediary business, modern agricultural services, etc. RMB settlement services include checks, cashier's checks, bills of exchange, etc. A kind of corporate RMB settlement business, corporate financing includes corporate agreement deposits, corporate notice deposits, etc.

What kind of bank is China Development Bank?

It is a central financial enterprise. China Development Bank is the world's largest development financial institution and China's largest foreign investment and financing cooperation bank, medium and long-term credit bank and bond bank. The China Development Bank was established in 1994 and is a policy bank directly under the leadership of the State Council. In December 2008, it was restructured into China Development Bank Co., Ltd. In March 2015, the State Council clarified that CDB was positioned as a development financial institution.

On March 20, 2015, the State Council approved the National Development Bank’s deepening reform plan. The goal of China Development Bank in deepening reforms is to establish market-oriented operation and restraint mechanisms to closely serve the country's major mid- and long-term economic development strategies.

Strive to build China Development Bank into a development financial institution with sufficient capital, standardized governance, tight internal controls, safe operations, high-quality services, and excellent assets, and further leverage the role of development finance in key areas, weak links, and critical periods. functions and roles to promote the sustained and healthy development of the national economy.

Is Harbin Bank’s Class B time deposit reliable?

Reliable

Harbin Bank’s time deposit is guaranteed. Harbin Bank is a national formal commercial bank approved by the China Banking Regulatory Commission. If a formal commercial bank holds insurance, according to the regulations of the China Banking Regulatory Commission, if a commercial bank encounters problems and goes bankrupt, the depositor's deposits in the bank will be given by the insurance company if the deposit is less than 500,000 yuan and exceeds 500,000 yuan. The above will be redeemed based on the asset status upon bank bankruptcy. Commercial banks are relatively safe as long as they operate normally, but don't put large amounts of funds in one bank.

Are Harbin Bank deposits safe in 2022?

Safe.

Harbin Bank is a national formal commercial bank with insurance approved by the China Banking Regulatory Commission. According to the regulations of the China Banking Regulatory Commission, even if the bank goes bankrupt due to operating problems, the insurance company will pay compensation, so deposits in Harbin Bank are safe. .

Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin City, Heilongjiang Province. It is headquartered in Harbin City. There are currently 15 branches in Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing and Jiamusi.

Which bank does the head office of Harbin Bank belong to?

Homepage Q&A fund Q&A details

What kind of bank does Harbin Bank belong to? What is the difference between Longjiang Bank and Harbin Bank? the difference?

The current answer on May 17, 2020 13:45304

Simply put, Longjiang Bank belongs to the Provincial Department of Finance, and Harbin Bank belongs to the Municipal Finance Bureau.

Harbin Bank is currently large in scale and has many branches in other provinces, but its development potential and speed are not as good as Longjiang Bank. At present, many large financial institutions in Heilongjiang Province have moved to Longjiang Bank

Harbin is the original Harbin City Commercial Bank, established in February 1997, is a local joint-stock commercial bank approved by the People's Bank of China, with its head office in Daoli, Harbin. Longjiang Bank was approved by the China Banking Regulatory Commission on November 27, 2009, and was newly established by merging the former Qiqihar Commercial Bank, Mudanjiang Commercial Bank, Daqing Commercial Bank and Qitaihe City Credit Union. Ltd. Longjiang Bank has a registered capital of 3.08 billion yuan and its head office is located near Longta, Harbin.

Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin and is a formal bank. The difference between Harbin Bank and the Big Four banks is that Harbin is a local joint-stock commercial bank, while the Big Four banks are commercial banks managed by the state. In February 1997, Harbin Urban Cooperative Bank was established. In 1998, the name was changed from Harbin Urban Cooperative Bank to Harbin Commercial Bank. On November 5, 2007, with the approval of the China Banking Regulatory Commission, it was renamed Harbin Bank. Harbin Bank is the first urban commercial bank in the country to acquire urban credit cooperatives within an administrative region and set up county branches.

Extended information: Article 11 of the "Commercial Bank Law of the People's Republic of China" The establishment of a commercial bank shall be subject to review and approval by the banking regulatory agency of the State Council. Without the approval of the banking regulatory authority of the State Council, no unit or individual may engage in commercial banking business such as accepting deposits from the public, and no unit may use the word "bank" in its name. Article 12 To establish a commercial bank, the following conditions must be met: It must have articles of association that comply with the provisions of this Law and the Company Law of the People's Republic of China; it must have the minimum registered capital that complies with the provisions of this Law; it must have professional knowledge and Directors and senior managers with business work experience; sound organizational structure and management system; business premises, safety precautions and other business-related facilities that meet the requirements. The establishment of a commercial bank must also meet other prudential conditions. Baidu Encyclopedia - Harbin Bank

Not a state-owned bank! It can only be said to be a collective bank! It is equivalent to an ancient bank.

Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin. In February 1997, Harbin Urban Cooperative Bank was established. In 1998, the name was changed from Harbin Urban Cooperative Bank to Harbin Commercial Bank. On November 5, 2007, with the approval of the China Banking Regulatory Commission, it was renamed Harbin Bank. Differences from ICBC 1. Different status. ICBC is a large state-owned bank managed by the central government and a deputy ministerial-level unit. Harbin Bank is a local commercial bank. 2. Different scales. ICBC ranks 26th among Fortune Global 500 companies in 2019. In 2006, ICBC was successfully listed in Shanghai and Hong Kong simultaneously. Harbin Bank is a small and medium-sized bank. It currently has 15 branches in Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing, and Jiamusi, and has established 24 rural banks in Beijing, Shenzhen, Jilin, Gansu, Chongqing, and Heilongjiang, with 200 More than one business organization. 3. Different development positioning. The basic mission of ICBC is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction. Harbin Bank adheres to the development orientation of "based on Longjiang, supporting small and medium-sized enterprises, serving the Northeast, and facing the whole country", inherits the historical context of Harbin as an international financial capital, and strives to build a "domestic first-class and internationally renowned microfinance bank". Harbin Bank is not a separate unit. Harbin Bank is a local commercial bank in China. There are many similar local commercial banks, such as Bank of Beijing, Bank of Tianjin, Bank of Dalian, etc., all named after cities. Extended information In February 1997, Harbin Urban Cooperative Bank was established. In 1998, the name was changed from Harbin Urban Cooperative Bank to Harbin Commercial Bank. On November 5, 2007, with the approval of the China Banking Regulatory Commission, it was renamed Harbin Bank. Harbin Bank is the first urban commercial bank in the country to acquire urban credit cooperatives within an administrative region and set up county branches.

In February 2004, it acquired the Urban Credit Cooperative in Shuangyashan City, Heilongjiang Province. On this basis, it established the Shuangyashan Branch, the first off-site branch of a city commercial bank in the country, which pioneered the establishment of an off-site branch by a city commercial bank in my country through mergers and acquisitions. On December 20, 2007, with the approval of the China Banking Regulatory Commission, Harbin Bank established Dalian Branch to realize cross-provincial operations. It was one of the first city commercial banks in the country to change its name and realize cross-region, marking that the development of Harbin Bank has entered a new development. stage.

Reference materials: Baidu Encyclopedia_Harbin Banknbsp;

Reference materials: Baidu Encyclopedia_Industrial and Commercial Bank of Chinanbsp;nbsp;

Harbin Bank is a city commercial bank , there are few outlets only in Harbin. ICBC and China Construction Bank are national state-controlled commercial banks with many branches. The difference lies in their size and the lifeblood of finance and economy. Banks are the top priority of finance and have great strategic significance. Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin. It was established in February 1997. It was formerly known as Harbin Urban Cooperative Bank. In 1998, it was changed to Harbin Commercial Bank. On November 5, 2007, it was renamed with the approval of the China Banking Regulatory Commission. For Harbin Bank. In 2006, Harbin Bank was rated as one of the 30 most competitive urban commercial banks in the country. In the 2006 ranking of the top 100 banks in China published by The Banker in the UK, it ranked 27th in terms of comprehensive strength and 10th among city commercial banks nationwide.

Extended information: Harbin Bank takes international advanced banks as its standard and actively promotes the construction of a good bank. While promoting accelerated development, expanding business scale, and achieving doubling growth in various indicators, we will pay close attention to the construction of management infrastructure to make the foundation of development stronger and healthier, and gradually enter the track of standardized, standardized, and scientific development. We have comprehensively carried out ISO9000 certification work, improved rules and regulations, established a systematic and comprehensive management system and operating procedures, and established a scientific management framework. In 2005, it passed the IS09000 quality management system certification of the British Standardization Institute. Recruiting internationally renowned consulting firms Deloitte, Accion and Sun Hung Kai to conduct accounting due diligence, technology and risk assessment, asset assessment, and introduction of strategic investor assessments have improved financial asset management capabilities, achieved international integration, and are at the leading level among city commercial banks nationwide. . Establishing the concept of "technological development", increasing investment in science and technology, carrying out network environment, hardware updates, software development, off-site disaster recovery construction, updating and transforming core business systems, developing and upgrading credit management, capital transactions, asset management, 20 information management systems including international business, online banking, administrative office, human resources, and audit management. Among them, the micro-loan management system has also obtained independent intellectual property rights, hired internationally renowned consulting companies PricewaterhouseCoopers and BearingPoint to conduct IT information security evaluation and technology development planning, introduced scientific and technological talents, enriched and strengthened the scientific and technological team, and continuously strengthened scientific and technological support capabilities. . Baidu Encyclopedia - Harbin Bank

Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin. It was established in February 1997. It was formerly known as Harbin Urban Cooperative Bank. In 1998, it was changed to Harbin Commercial Bank in 2007. On November 5, 2018, with the approval of the China Banking Regulatory Commission, it was renamed Harbin Bank. It has 18 jurisdictional banks, 2 branches, and 120 operating banks. In the ten years since its establishment, it has continuously deepened reforms, pioneered and innovated, prevented and resolved risks, improved asset quality, built core competitiveness, and embarked on a track of sustained, healthy and rapid development. As of the end of June 2007, the total assets were 51.2 billion yuan, an increase of 11 times compared with the beginning of its establishment; the balance of various deposits was 41.4 billion yuan, an increase of 10 times; the loan balance was 27.4 billion yuan, an increase of 8 times; the cumulative profit was 1.5 billion yuan, an increase of 21 times; the number of customers reached more than 1.5 million, an increase of 20 times, the non-performing rate dropped by 80%, and the capital adequacy ratio met regulatory requirements. In 2006, Harbin Bank was rated as one of the 30 most competitive urban commercial banks in the country. In the 2006 ranking of the top 100 banks in China published by The Banker in the UK, it ranked 27th in terms of comprehensive strength and 10th among city commercial banks nationwide. President Comrade Guo Zhiwen won the title of 2005 National City Commercial Bank Person of the Year