202 1 year new medical insurance regulations

The new medical insurance provisions of 202 1 are as follows:

1, which clarifies the principle of treatment convergence for cross-system participation. The insured has been participating in medical insurance for two years or more, and switches the insured relationship between employee medical insurance and resident medical insurance due to personal identity changes such as employment. If the payment of medical insurance is suspended for no more than three months, the insured can enjoy medical insurance benefits normally after re-payment, which can avoid the blank period of medical insurance benefits when the insured changes identity. If the insured's medical insurance payment is interrupted for more than 3 months, then each region can set a waiting period of no more than 6 months according to its own situation;

2. Clean up the repeated insurance. Repeated insurance, the insured can not enjoy multiple benefits, and will also waste financial subsidies;

3, improve the individual insurance payment mechanism. The treatment principle of medical insurance participation refund is clarified. If it is residents' medical insurance, it can be refunded if the payment is repeated before the start of the treatment period; Flexible employees can apply for a refund if they participate in employee social security midway. The rest is determined by the provincial medical insurance department in conjunction with the relevant departments.

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in case of old age, illness, industrial injury, unemployment and maternity. Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government. Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, do not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may repay the fixed number of years prescribed by the state.