How much is the annual postal credit card fee per month?

Annual fee charging standards for Postal Savings Credit Card

The annual fee is also an account that cannot be ignored among all credit card accounts. It requires cardholders to pay or repay it every year. Although the credit card has a withdrawal function, the fees after the withdrawal also require the cardholder to repay on time. How to charge the annual fee for Postal Savings Credit Card?

(1) For holders of ordinary postal savings credit cards, the annual fee for the card is waived for one year. If you swipe the card 6 times in a year, the annual fee for the next year will be waived.

(2) For Postal Savings Gold Card-level credit cards, the annual fee for the main gold card is 125 yuan, and the annual fee for the supplementary gold card is 60 yuan.

(3) The maximum annual fee for Postal Savings Bank Gold Card credit card is RMB 300, and the card holder must pay the annual fee.

According to the current standards of card-issuing banks, the annual fee for domestic credit cards is calculated from the repayment bill. If the user needs to pay the annual fee but cannot repay it on time, it will cause overdue payment and directly affect the credit card balance. The cardholder’s personal credit. If the cardholder is the first credit card user, the bank system will automatically apply for annual fee reduction when applying for a card.

Is the annual fee of 500 for a postal credit card reasonable?

The annual fee for a postal credit card of 500 is reasonable. The annual fee for the Postal Savings Bank of China Dingya Platinum Card is 500 yuan per year for the main card and 200 yuan per year for the supplementary credit card.

How much is the annual fee for a postal savings credit card? No annual fee?

As the fifth largest bank in China, the Postal Savings Bank has always received widespread attention from people. People are very concerned about all aspects of the Postal Savings Credit Card, such as the annual fee. So, how much is the annual fee for a postal savings credit card? No annual fee? Let me answer it for you today.

The annual fees for postal savings credit cards vary depending on the credit card level and card type.

How much is the annual fee for a postal savings credit card?

1. Regular Cards

Most of Postal Bank’s regular cards do not require annual fees and are free of annual fees within the validity period.

2. Gold Card

In Postal Bank’s gold card, the annual fee is basically RMB 125 per year for the main card and RMB 60 per year for the supplementary card.

3. Platinum Card

The annual fee for the Postal Savings Credit Card Platinum Card is RMB 2,600 per year for the main card and RMB 1,300 per year for the supplementary card.

Is the postal savings credit card free of annual fees?

The annual fee for the Postal Savings Credit Card is directly waived, while the gold card only waives the annual fee for the first year. If you want to waive the annual fee for the following year, you need to spend 6 or more with the card within one year. Only then can the annual fee for the following year be waived. The Platinum Card does not waive the rigid annual fee.

The above is the answer to "What is the annual fee for a postal savings credit card? Is it free of annual fee?" Most regular cards are free of annual fees, and most gold cards have annual fee charging standards and annual fees. The policy is as summarized above, but Postal Bank has a wide range of card types, and some individual card types have slightly different annual fees. For specific information, you can also call Postal Bank’s customer service number to inquire.

How much is the annual fee for postal credit cards?

The annual fee for postal credit cards:

1. The annual fee for postal credit cards. Most of them are free of annual fees, and a small number charge an annual fee of 50 yuan or 125 yuan.

2. Postal credit card gold card annual fee. Most are 125 yuan per year, and a small number are 200 yuan per year.

3. Annual fee for Postal Credit Card Platinum Card. Most are 2,600 yuan per year, and a small number are 500 yuan per year.

China Postal Savings can be traced back to the postal savings business launched in 1919, which has a history of a hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established. In January 2012, the company was restructured into a joint stock limited company.

In December 2015, ten domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange and successfully completed the three-step reform goal of "shareholding reform - leading to war - listing in A and H places".

China Postal Savings can be traced back to the postal savings business launched in 1919, which has a history of a hundred years.

In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established. In January 2012, the company was restructured into a joint stock limited company.

In December 2015, ten domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange and successfully completed the three-step reform goal of "shareholding reform - leading to war - listing in A and H places".

The Bank has nearly 40,000 business outlets and serves more than 600 million individual customers. It is positioned to serve "agriculture, rural areas and farmers", urban and rural residents and small and medium-sized enterprises, and is committed to serving the most dynamic sectors in China's economic transformation. Provide services to customer groups and accelerate the transformation to a new retail bank that is data-driven, channel coordinated, wholesale and retail linkage, and operationally efficient. The Bank has excellent asset quality and significant growth potential, and is China's leading large-scale retail commercial bank.

The Bank insists on serving the real economy, actively implements national strategies and supports the construction of China’s modern economic system, and achieves its own sustainable development. Adhere to customer-centeredness, build a financial service system that is interconnected and integrated online and offline, and provide customers with high-quality, convenient and efficient comprehensive financial services.

Adhere to the risk-based approach and continue to improve the construction of a "comprehensive, full-process, all-staff" comprehensive risk management system, and asset quality continues to maintain an excellent level. Adhering to the business philosophy of “reaching urban and rural areas and benefiting the people”, we actively fulfill our social responsibilities in providing inclusive financial services, developing green finance, and supporting targeted poverty alleviation. After 13 years of hard work, the Bank’s market position and influence have become increasingly evident. In 2020, the Bank ranked 22nd among the top 1000 global banks in the British "Banker" magazine in terms of tier one capital.

In 2020, Fitch Ratings and Moody's gave the bank A+ and A1 ratings respectively consistent with China's, S&P Global gave the bank an A rating, and S&P Ratings gave the bank an AAAspc rating, with both outlooks being Stablize. Facing the period of strategic opportunities with great potential for China's economic and social development, the Bank will thoroughly implement the new development concept, comprehensively deepen reform and innovation, accelerate the transformation and development of "characteristics, comprehensiveness, lightness, digitization and intensification", and continue to improve its service to the real economy. In terms of quality and efficiency, we strive to improve our ability to serve customers and strive to become a first-class large-scale retail commercial bank that is trusted by customers, has distinctive characteristics, is stable and safe, is driven by innovation, and has excellent value.

Why does the Postal Savings Bank of China credit card have an annual fee of more than 120?

. Does a Postal Savings Bank of China credit card require an annual fee? How much is it?

1. There are two types of Postal Savings Bank of China credit cards: There is no annual fee for Puka. The annual fee for the gold card is 120 yuan. The annual fee is waived in the first year. After that, you can waive the annual fee by swiping it 6 times a year. There is no limit to the amount. Credit card application conditions: over 18 years old; hold a valid ID card; have no bad credit record; have proof of regular employment; proof of income stamped with the financial seal of the unit; other proof of financial resources, such as bank deposits, real estate, cars, stocks, bonds etc.; proof of social pension insurance; provide two contact persons. 2. The first three conditions must be met. Provide 4-8 pieces of supporting materials as much as possible. Specifically, the following information can be included. Provide as much as possible selectively to ensure smooth passing of the review and increase the information quota.

2. Do I need to pay an annual fee for a Postal Savings Bank credit card?

1. An annual fee is required, and the annual fee standards are as follows: The annual fee is waived for business cards. The main card of transportation co-branded card is 50 yuan/year. The annual fee for the main card of the Love Charity Card is 50 yuan, and the annual fee for the supplementary card is 20 yuan. The annual fee for the main youth card is 50 yuan, and the annual fee for the supplementary card is 20 yuan. There is no annual fee for other Puka products. The self-mailing group co-branded card costs 100 yuan/year for the main card and 50 yuan/year for the supplementary card. The Zhongyuan Food Card co-branded card is 200 yuan/year, and the supplementary card is 60 yuan/year. The main card of transportation co-branded card is 125 yuan/year. Gold leaf card C level is 280 yuan/year. Gold leaf card B level is 500 yuan/year. 1Gold leaf card A level 800 yuan/year. 1 Automatic installment card Lucky Edition 298 yuan/year. 1The automatic installment card growth version is 198 yuan/year. 1The annual fee for other gold card products is 125 yuan/year for the main card and 60 yuan/year for the supplementary card.

Extended information: Annual fee preferential policy for regular card-level customers: Transportation co-branded cards are exempt from annual fees in the first year, and annual fees for the following year are waived after 6 purchases. The annual fee for the Love Charity Card and Youth Card is waived in the first year, and the annual fee is waived for the following year after spending 6 times. Preferential annual fee policy for gold card level customers: The annual fee for the self-mailed co-branded card is waived in the first year, and the annual fee for the following year is waived after spending 6 times. The Zhongyuan Gourmet Card co-branded card is exempt from annual fees in the first year, and will be exempted from annual fees in the following year after spending 10 times.

The annual fee for the transportation co-branded card is waived in the first year, and the annual fee for the following year is waived after spending 6 times. Gold Leaf Card C-level is charged in the first year, and if the single transaction installment or bill installment amount is 5,000 or more and the number of installment transactions is 4 or more, the annual fee for the next year will be exempted. 2. Gold Leaf Card B level is charged in the first year, and if the single transaction installment or bill installment amount is 5,000 or more and the number of transactions is 7 or more, the annual fee for the next year will be exempted. 3. Gold Leaf Card A-level is charged in the first year, and if the single transaction installment or bill installment amount is 10,000 or more and the number of transactions is 5 or more, the annual fee for the next year will be exempted. The annual fee for all-currency cards is waived in the first year, and the annual fee for the following year is waived after 12 purchases. The Hongyun version of the automatic installment card is free of annual fees in the first year, and is free of annual fees for the following year if the card is spent over 15,000 yuan. The annual fee is waived for the first year and the following year from April 1, 2016 to December 31, 2017. The growth version of the automatic installment card is free of annual fees in the first year and will be free of annual fees for the following year if the card is spent over 10,000 yuan. Other gold card products are exempt from annual fees in the first year, and will be exempted from annual fees in the following year after spending 6 times. Postal Savings Bank of China - Card User Guide - Fee Standard

3. Is it necessary to pay an annual fee to open a Postal Savings Credit Card?

1. Postal Savings Credit Card is free of annual fees for life. Only the gold card is 125 yuan/year for the main card and 60 yuan/year for the supplementary card. Definition of credit card: A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit. 2. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the BillingDate. 3. Credit cards are classified as follows: Credit cards can be divided into credit cards and quasi-credit cards based on different repayment methods. When the card-issuing bank provides bank credit, it is first used as an overdraft, and then repaid or paid in installments. Most of these cards are used internationally. 4. In other words, the method that cardholders are allowed to pay off if they have no deposits in their credit card accounts is "spend first, deposit later". Most of these cards are used internationally. It is a credit card issued by a bank that allows you to deposit money first and spend later. When applying for a credit card, cardholders need to deposit a certain amount of money in the card-issuing bank for backup. Cardholders need to use the deposit balance as a basis when using the card. Overdrafts are generally not allowed. 5. Introduction to credit card overdraft: Credit card overdraft is a short-term overdraft within the specified limit given by the credit card issuer to the cardholder when making purchases with the card. For credit cards, allowing "spend first, repay later" and overdraft are important features. For debit credit cards, "deposit first, then spend". However, on the premise that it is determined to be a bona fide overdraft and repayment is guaranteed, cardholders are also allowed to overdraft an appropriate amount within a short period of time when they are in urgent need of funds. Overdraft interest is generally much higher than that of bank loans in the same period, and card issuers have a complete set of measures to prevent and pursue overdraft risk losses.

4. What is the annual fee for the Postal Bank Credit Card Gold Card?

1. 1. The annual fee for the Postal Bank Credit Card Gold Card: 125 yuan/year for the main card and 60 yuan/year for the supplementary card . 2. Remarks: The interest-free period is 20-51 days; the minimum repayment ratio is 10; the domestic cash withdrawal fee is 1 of the transaction amount, with a minimum of 10 yuan, and an additional 2 yuan handling fee for inter-bank transactions. 2. Overseas, the transaction amount is 1 yuan, with a minimum of 20 yuan; the late payment fee is 5 yuan for the minimum unpaid amount, with a minimum of 10 yuan; the over-limit fee is 5 yuan for the over-limit amount, with a minimum of 5 yuan and a maximum of 200 yuan; a copy of the bill handling fee 10 yuan/copy, the original is 50 yuan/copy; the handling fee for re-sending the bill is free within 3 months, and 5 yuan/copy for more than 3 months; the handling fee for overpayment recovery is domestic, 0.5 of the transaction amount, with a minimum of 10 yuan , an additional 2 yuan handling fee will be charged for inter-bank transactions. Overseas, the transaction amount is 0.5, with a minimum of 20 yuan; the loss reporting fee is 40 yuan/time; the replacement card fee is 20 yuan/time; the password reset fee is 15 yuan/time.

5. What is the annual fee for the Postal Bank Card?

1. There is no annual fee for the Postal Bank Green Card. There is no annual fee for Postal Savings Bank of China’s debit cards (including Green Card VIP Gold Card), but when the average daily balance is less than 100 yuan, a small account management fee of 3 yuan will be deducted every quarter.

2. Extended information Postal Savings Bank of China, referred to as PSBC, was officially established on March 20, 2007. It is the fifth largest bank in China and a state-owned commercial bank established on the basis of reforming the postal savings management system. 3. Postal Savings Bank of China will inherit the postal financial business operated by the former State Post Bureau and China Post Group Corporation and the resulting assets and liabilities, and will continue to engage in business approved and approved by the original business scope and business license documents. Reference Encyclopedia - Postal Savings Bank of China

6. How much is the annual credit card fee?

Everyone is different, the less is 80, 150, the more is 450, 2000. However, most credit cards can waive annual fees for the current or next year by swiping a certain number of times or a certain amount within a certain period of time. You can check the specific situation by calling the customer service number on the back of your credit card. Most of China Merchants Bank's cards are free. China Merchants Bank Credit Card Application

7. How much is the annual fee for a Postal Savings Bank Card?

The Postal Savings Bank of China will not charge you any fees for opening an account. There are no annual fees, card fees, small account management fees, because it is still an enterprise and does not belong to a state-owned bank. Therefore, the annual fee has not been activated yet. Customer service hotline: 96200, you can also call 11185

8. How to charge the annual fee for the Postal Savings Zodiac Credit Card

1. There are two types of Postal Savings Credit Card: the regular card and the gold card that does not charge an annual fee. The annual fee is 120 yuan. The annual fee is waived in the first year. After that, you can waive the annual fee by swiping it 6 times a year, with no limit on the amount

How to charge the annual fee for Postal Savings Credit Card

Different cards have different fees. 1. For ordinary postal savings credit card holders, the credit card is free of annual fees in the first year. If you swipe the card 6 times in that year, the annual fee of the credit card in the next year will be waived.

2 For postal savings gold card-level credit cards, the annual fee for the main gold card card is 125 yuan per year, and the annual fee for the gold supplementary card is 60 yuan per year.

3 Postal Savings Bank gold-level credit cards charge an annual fee of up to RMB 300 per year, which cardholders must pay.

Different credit card levels have different annual fee charging standards, and different card-issuing banks have different annual fees. Under normal circumstances, the annual fee for a regular card is 100-150 yuan, the annual fee for a gold card is 300-500 yuan, and the annual fee for a platinum card is often more than 1,000 yuan.

Can I waive the annual fee on a credit card?

The college student card launched for college students is free for life. Most ordinary cards and gold cards are free of annual fees in the first year of opening the card. After that, if the number of card swipes meets the bank's requirements, the annual fees for the next year can be waived. Since customers who can apply for a platinum card are generally financially strong, considering that people are not short of this small amount of money, the annual fee is not waived. The credit card annual fee is charged as follows: The credit card is free of annual fee for the first year. Assuming that the card is opened in March, the annual fee for the next year will be charged in March.

Is the annual credit card fee the only expense?

In fact, many credit cards have an annual fee, which is similar to a service fee. In other words, even if you don't use the credit card, you'll still have to pay an annual fee. This also makes many people ignore it, which ultimately leads to a lot of unnecessary trouble. It’s true that credit cards are interest-free, but that doesn’t sum up everything. In fact, many credit cards still accrue some interest. Nowadays, you need to pay a certain handling fee when withdrawing cash with a credit card. If you want to apply for a new credit card, many banks need to pay a loss reporting fee of 50-60 yuan, but in fact, this money is not necessary. That is to apply for card cancellation and then apply again. However, when using this method, you must be prepared. Don't forget to pay back the previous debt. Another thing is that you may be blocked when applying for the same type of credit card, and you can only apply for other types.

The annual credit card fee refers to the fee that the cardholder has to pay to the bank during the use of the credit card. The annual credit card fee generally starts after the cardholder activates the credit card and is charged annually. Each bank has different annual fee policies and charges different amounts.

One year is calculated from the time when the user opens the card and activates it.

Generally, the annual credit card fee is calculated one year from the time when the user opens the card and activates it, rather than based on the natural year. For example, if a user opens a card and activates it on January 1, 2020, then January 1, 2021 will be one year for calculating the annual fee for the credit card.

This concludes the one-month introduction to how much the annual postal credit card fee is and how much the annual postal credit card fee is. Did you find the information you need?