Bank loan repayment plan How to obtain the bank loan repayment plan?

How to write the bank loan repayment plan?

How to write the bank loan repayment plan? After handling the loan, the bank will generally ask the borrower to write a repayment plan, but how to write it specifically?

In fact, the bank loan repayment plan is different from writing an article. The borrower does not formulate the repayment plan format, but has a fixed model. In general, the bank will print it out for you after lending. You just need to fill it out truthfully. If the bank doesn't give you a repayment plan, you can also take the initiative to ask the bank for it.

It is reported that when filling in the bank loan repayment plan, it is necessary to write clearly the loan amount, loan term, monthly loan amount and repayment method.

Example: The loan amount is 80,000 yuan, the loan period is 2 years, and the interest is paid quarterly, and the principal and interest are repaid once at maturity.

If you can't fill out the loan plan, you can also inform the relevant bank staff of your repayment plan, and they will fill it out for you.

How to query and print the repayment plan and details of personal loan of China Bank?

China Bank Personal Loan Repayment Plan and Details Query and Print;

You can check the repayment plan and details of the loan under my name through electronic channels such as Bank of China, personal mobile banking and personal online banking. You can query and print "China Bank Repayment Flow Details" and "China Bank Repayment Plan Details" through the "Repayment Record Query and Print" function of the intelligent counter of Bank of China with your valid ID card or personal mobile banking APP scan code of Bank of China, in which "China Bank Repayment Flow Details" is stamped with electronic seal. BOC also supports printing repayment plans and details of personal loan customers at BOC's online outlets. If it is necessary to stamp the special seal for banking business in China, I suggest you print the repayment plan and details at the lending institution of Bank of China.

The above contents are for your reference. Please refer to the actual business regulations.

How to inquire about the repayment plan of BOC e-loan in China Bank's personal online banking?

Inquiries about the repayment plan of Bank of China Easy Loan:

1. Personal online banking: enter the loan management module, select loan inquiry and setting in the left menu, click the inquiry option of remaining repayment plan, and select a single withdrawal to view the remaining repayment plan.

2. Personal mobile banking: select a withdrawal on the home page of BOC e-loan, select the repayment record in the lower left corner after entering, enter the inquiry interface, and select the remaining repayment in the upper left corner to view the remaining repayment plan.

The above contents are for your reference. Please refer to the actual business regulations.

How to write the repayment plan

Question 1: model repayment plan: bank branch: our unit has made the repayment plan according to its own actual situation as follows: repayment of RMB 10000 yuan on year, month and day; Repay RMB 10000.00 yuan; Repay RMB 10000.00 yuan; Repay RMB 10000.00 yuan; Repay RMB 10000.00 yuan; The repayment amount is RMB10,000.00 yuan. Our company will strictly follow this plan. Repayment planner: limited company.

Question 2: How to write the repayment plan? Each bank has no specific requirements for this, but it does have certain requirements for the content. In the repayment plan, you should specify the number of repayments, the date and amount of each repayment (this should be combined with the bank's credit requirements for you. If the credit has been approved, the credit notice from the bank shall prevail. If it is preliminary work and the bank has not approved the credit, you can make a plan according to your actual situation and the total repayment amount. Finally, you should affix the official seal of your unit.

repayment schedule

Bank branches:

According to the actual situation of our company, our company has made the following repayment plan:

Repay RMB 10000.00 yuan; Repay RMB 10000.00 yuan; Repay RMB 10000.00 yuan;

Repay RMB 10000.00 yuan; Repay RMB 10000.00 yuan; Repay RMB 10000.00 yuan.

Our unit will strictly follow this plan.

Repayment Planner: Limited Company

Date, year and month

Question 3: corporate loan repayment plan, such as the project payment plan of Jilin Hongyuan Planting Co., Ltd.

Tongyu Branch of Jilin Hongyuan Planting Co., Ltd. is a development enterprise, changing the passive situation of small scale, high breeding cost and low competitiveness, and plans to expand the scale of pig, cattle and sheep breeding and increase pumpkin planting and other projects. Details are as follows:

1, the company's aquaculture mainly uses rich local resources such as forage grass, straw and corn as feed, and vigorously develops aquaculture. The development goal of the enterprise is to invest150 million yuan to build a modern enterprise with modern management mechanism, including 48 million yuan for ecological pig raising, 56 million yuan for high-quality beef cattle breeding and fattening, and 46 million yuan for high-quality mutton sheep breeding and fattening. After the aquaculture project is completed and put into production, it can bring huge social and economic benefits, provide more high-quality, green and healthy pigs, live cattle, live sheep and various meat products for the market, let the people eat reassuring meat, and let the enterprise continue to grow and develop. At present, the development prospect of high-quality aquaculture is broad, and the supply rate of high-quality meat products in the main domestic markets is low, which has great development potential. We should speed up the development of aquaculture, provide high-quality meat products for the domestic market and strive to enter the international market.

2. "Hybrid Pumpkin" industrialization project. The "hybrid pumpkin" planted and developed has the characteristics of rich nutrition, good health care effect, high edible value and wide use. The main uses are divided into three categories: vegetables, fruits and medicines. We introduce the patents and technology invented by Mr. Wang Jiasheng, the inventor of "hybrid pumpkin", plant and develop a series of "hybrid pumpkin" products, which can produce a variety of serialized nutritious food, health food and medical products. According to Mr. Wang Jiasheng's assessment, the soil, climate and other natural conditions and environment in our county are very suitable for pumpkin planting. More than 70 acres of pumpkins were planted this year, which grew well and achieved the expected goal. The "Hybrid Pumpkin" industrialization project plans to invest 50 million yuan to plant, produce and process pumpkin series products. Recently, international and domestic researchers found that pumpkin contains a lot of bioflavonoids: bioflavonoids have the functions of antioxidation, anti-free radical, anticancer, anti-inflammatory, anti-allergic, bacteriostatic and anti-virus, which is the need of human health. The development prospect of this project is very promising and suitable for further development and utilization.

20 10 year1February 26th

Company repayment plan

Xx loan liability company limited:

My _ _ _ _ _ _ _ _ _ _ company (individual) borrowed _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Due to reasons such as _ _ _ _ _ _ _ _

Project Amount Date Principal Interest Penalty Interest Other Expenses Remarks

Date, year and month

Date, year and month

Date, year and month

If it is not returned at the due date, it will voluntarily accept compulsory execution.

Legal representative/person in charge/agent (signature):

Date, year and month

Question 4: How to write the installment plan? There are templates in the bank, and the bank will provide them to you when you need a loan.

Question 5: How to write a repayment plan for the enforcement court? If the judgment does not take effect, the enforcement court needs to write a separate application for enforcement, and the executive board needs to write a special registration form for enforcement of debts and provide officials with enforcement property.

Question 6: How to write the model installment repayment plan 1 For private lending, the IOU has no fixed format, which is a compulsory contract, as long as the agreed content between you is clearly written.

The following is for reference:

receipt for a loan

Today, XXX (the borrower) borrows RMB 90,000 from XXX (you), and on the 20th10, 12 (cash or bank transfer? It is best to write clearly)

Borrower XXX starts repayment from 20 1 1 to 1, and pays off all debts from 20 12 to February 30.

The benefit is (if you don't want the benefit, you can disagree. If no interest is agreed, the law stipulates that it is interest-free. )。

Lender: date of signature: YY.

Borrower: Date of signature: MM DD YY.

2. Tip: There is no agreed interest for large loans? No collateral, no guarantor? Without mortgage and guarantor, it may be difficult to guarantee that you can recover the loan when it expires.

Question 7: Example of corporate repayment plan:

Repayment: Party A and Party B..

20 1x year xx, the borrower borrowed 300,000 yuan in cash from Party C, and verbally agreed to repay it in XX+0x years. Due to the financial difficulties of the repayment person, we hereby propose the following repayment plan.

1, one-time repayment.

The borrower repays the loan of RMB 300,000.00 Yuan to Party C in one lump sum. If the loan is not repaid or not fully repaid at maturity, the interest shall be paid at four times the bank loan interest rate of RMB 300,000.00 Yuan for the same period until the repayment date. 2. Repayment by installment.

On, the payer repays RMB to C, and then repays RMB every month until. If it is not repaid or not repaid, interest shall be paid at four times the bank loan interest rate of 300,000 yuan for the same period until the repayment date.

The Borrower provides the following mortgage to protect the rights and interests of Party C.. After the repayment period expires, Party C has the right to apply for auction of collateral to repay the loan and its interest (if registration is required, the borrower shall go through relevant procedures, and Party C has the obligation to assist).

2、xxx

Repayment time: 20 1x year x month x day.

Question 8: Writing a repayment plan is civil hello. The repayment plan is to pay off debts, and the creditor's rights and debts belong to civil affairs.

I hope I can help you and adopt it.

Question 9: How to write the commitment letter of repayment plan and pay it off in several times, the specific time, the repayment amount, the repayment method, the safeguard measures, the best signature (official seal), the planned time, etc.

Question 10: How to write a personal repayment plan? Banks have a standard. Repayment plan rztong/newhtml/20081230/ns29268.shtml.

What are the repayment methods of bank loans?

Repayment method:

1. Equal repayment of principal and interest: that is, the sum of loan principal and interest is repaid by equal monthly repayment. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same.

2. average capital repayment method: that is, the borrower repays each installment (month) during the whole repayment period, and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month.

3. Pay interest and repay the principal monthly: that is, the borrower repays the loan principal in one lump sum on the maturity date of the loan [the loan with a term of less than one year (including one year)], and the loan bears interest on a daily basis and the interest is repaid on a monthly basis.

4. Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, and the general amount is 1 0,000 or an integer multiple of 1 0,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.

5. Repay all the loans in advance: that is, the borrower can repay all the loan amount in advance when applying to the bank. After repayment, the lending bank will terminate the borrower's loan and handle the corresponding cancellation procedures.

6. Borrow and pay back: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.

Extended data:

Calculation of loan interest:

I. The interest rate conversion formula for RMB business is (note: common for deposits and loans):

1, daily interest rate (0/000)= annual interest rate (%)÷360= monthly interest rate (‰)÷30.

2. Monthly interest rate (‰) = annual interest rate (%)÷ 12.

Two, banks can use product interest method and transaction interest method to calculate interest.

1. Accumulate the account balance daily according to the actual number of days, and multiply the accumulated product by the daily interest rate to calculate the interest. The interest-bearing formula is: interest = accumulated interest-bearing products × daily interest rate, where accumulated interest-bearing products = total daily balance.

2. Transaction-by-transaction interest calculation method calculates interest one by one according to the preset interest calculation formula: interest = principal × interest rate × loan term, with three details:

(1) If the interest-bearing period is a whole year (month), the interest-bearing formula is: interest = principal × year (month )× year (month) interest rate.

(2) If the interest period has a whole year (month) and odd days, the interest formula is: interest = principal × year (month) × year (month) interest rate principal × odd days × daily interest rate.

(3) Banks can choose to convert the interest period into actual days to calculate interest, that is, 365 days per year (366 days in leap years), and each month is the actual number of days in the Gregorian calendar of the current month. The interest-bearing formula is: interest = principal × actual days × daily interest rate.

These three formulas are essentially the same, but because the interest rate conversion is only 360 days a year. However, when calculating the actual daily interest rate, it will be calculated according to 365 days a year, and the result will be slightly biased. Which formula is used specifically, the central bank gives financial institutions the right to choose independently. Therefore, the parties and financial institutions can agree on this in the contract.

Third, compound interest: compound interest means adding interest at a certain interest rate. According to the regulations of the central bank, if the borrower fails to repay the interest at the time agreed in the contract, it will be charged with compound interest.

4. Penalty interest: If the lender fails to repay the bank loan within the prescribed time limit, the penalty interest paid by the bank to the non-observant according to the contract signed with the parties is called bank penalty interest.

5. loans overdue liquidated damages: the nature is the same as penalty interest, and it is a punitive measure for the defaulting party.