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Children's money-related fashion slogans
I have read such a worrying report. In Chongqing, there is a boy who is only 10 years old. In the process of playing games, he filled the 50 thousand yuan deposit in his mother's card with game coins, which had a great impact on the originally poor families. After his mother knew it, she contacted the game platform and learned that the money full of game coins could not be refunded. This is the treaty provision of the game platform. As a mother, I am angry at the mistake of her 10-year-old son, but I don't know what to do. /kloc-What do 0/0-year-olds know?
This is just the tip of the iceberg. In recent years, there are many similar news reports every year. Many friends are curious, why can children spend money in games so happily? This is because children have never been exposed to money since childhood. On the network platform, money is just a number to them, so they dare to squander it boldly. As parents, they only know that keeping their children away from money will not lead to their degeneration, but they don't know that their ignorance of money is the root of their mistakes. Therefore, it is necessary to cultivate children's financial quotient as soon as possible, fundamentally prevent them from making mistakes in money and guide them to have a better view of money.
1. Satisfy your desires reasonably
We will find that many young children would rather borrow money than buy luxury goods. This kind of behavior is the performance of low financial quotient. Such children can't reasonably satisfy their desires, so they can't control their money. With a good financial quotient, children can learn to satisfy their desires reasonably and will not waste too much energy on high consumption and luxury goods.
2. Have a better plan for the future
A famous German educator once said that money education is an indispensable part of children's family education, and children without money education will bring regret to their lives. It can be seen that money education is closely related to the development of children's life. Money education can bring better future planning to children, and let them understand that preparing for a rainy day is the criterion of life. On the other hand, most children now take carpe diem as the principle of life. Is this really good for their life development?
3. Don't be a slave to money
American educators say that the so-called financial quotient refers to children's ability to use money. Children with low financial quotient can never really control money, but can only become slaves to it. Nowadays, people use money to measure everything. This view of money has laid a curse for their lives, which will make them slaves of money all their lives. Nowadays, people have been working all their lives to repay various loans, so how can they appreciate the joy of life?
1. First, let the children understand how the money comes from.
Many parents spoil their children, which makes them form the habit of spending money lavishly. Children don't feel sorry for their parents when they spend money, because they don't really understand how money comes from. Therefore, we should first educate our children that the money at home is earned by parents' work, so we can't waste it, and we can't spend it lavishly. If possible, try to get pocket money by letting children do housework.
Don't show off your wealth in front of children.
Everyone has the psychology of showing off comparison, but as parents, try not to show off wealth and comparison in front of children, which will make children think that they should eat the best and use the best in life, which will only encourage them to show off their arrogance of comparison. When children are young, we should educate them with a simple concept of life, which can also make them have a correct understanding of money.
3. Cultivate children's awareness of saving money
Nowadays, news about college students' online loans is not uncommon. Many college students have grown up, but they still live a naked life. When the living expenses given by their parents are not enough, they will go online, but they never realize saving money, but they are very familiar with the consumption in advance. This will destroy these children sooner or later, so parents should cultivate their children's awareness of saving money from an early age, so that children will not spend more than they can and will not buy things beyond their ability.
1. Educate children not to spend too much.
Many children receive pocket money at the beginning of the month and spend all their money before the day arrives. This belongs to advanced consumption, which is equivalent to the moonlight family now. Such people don't have the ability to plan money reasonably, which is why they can't plan their lives well and have no good explanation for their future. Therefore, as parents, they must educate their children not to spend in advance.
2. Educate children to spend money on the cutting edge
If children want to spend reasonably, they should be taught how to spend money on the cutting edge, and parents can let their children participate in family shopping. Give children a certain budget to buy the most suitable goods, and in it, parents must imply that children must choose goods with good quality and low price when choosing goods, instead of paying attention to choosing brands, so that children will pay more attention to the quality of goods when shopping by themselves in the future.
Encourage children to save money to buy what they want.
Educating children to spend reasonably does not mean that children can't buy expensive goods. Faced with what they want, parents can encourage their children to save money, which will help them control their desires and not spend more than what they want. Nowadays, many online loan students choose to borrow money because they can't control their desire to buy. If children save enough money to buy what they want, they will have a sense of accomplishment.
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