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What are the types of electronic credit enhancement services?

1, general credit enhancement service

Ensure that the principal and interest of direct debt financing instruments are paid on time, help enterprises realize debt financing smoothly, broaden financing channels for enterprises and reduce comprehensive financing costs.

2. Regional centralized optimization of business

Establish a decentralized risk sharing mechanism that runs through issue selection, credit enhancement, risk mitigation and follow-up management, and * * * promote small and medium-sized enterprises to rely on the inter-bank bond market to carry out direct financing.

3. Credit enhancement business of wealth management products

Provide credit enhancement services for wealth management products issued by banks.

4. Other businesses related to bond credit enhancement.

Based on the bond credit enhancement business, it provides a series of comprehensive services such as financial/financing consultant, management consultation and short-term financing.

The electronic credit enhancement business of rural credit cooperatives in Hunan Province was officially opened.

On September 1 2020, the first electronic credit enhancement business of Hunan Rural Credit Cooperative was successfully handled in the business department of Yongxing Rural Commercial Bank. On September 8, the customer completed the platform audit of Hunan provincial government procurement electronic store (hereinafter referred to as electronic store); On September 10, the electronic store successfully registered the electronic credit enhancement information of the rural credit cooperative system in our province, marking the smooth online operation of the electronic credit enhancement business system independently developed and docked by the rural credit cooperative in our province.

In order to implement the national "internet plus" action plan, create a new era of "internet plus government procurement" and create a "fair, just and open" cloud platform service model for government procurement, the Hunan Provincial Government has established an e-store.

Electronic credit enhancement aims to provide credit proof for businesses planning to enter electronic stores. With electronic credit enhancement, merchants can become formal suppliers of electronic stores, and then engage in counter goods, participate in quotation, sign contracts and other commercial activities in electronic stores.

The above content refers to the official opening of the electronic credit enhancement business of Hunan Rural Credit Cooperatives in New Hunan.