Postal savings bank credit card center

What is the postal credit card customer service phone number?

24-hour customer service hotline, 400-889-5580

Extended data:

Postal savings credit cards rarely reduce risks.

Like minimum repayment and cash withdrawal,

It is easier to improve the quantity by doing these two actions often.

I often use my postal savings credit card to pay utilities.

Telephone charges and management fees are also easy to increase.

After the postal savings bank card is bound to the credit card,

Put money in a savings card for consumption,

That is, using a savings card instead of a credit card,

There are also opportunities to increase the quota.

First, two ideas of credit card withdrawal in Postal Savings Bank

1. Apply for a temporary line.

If there is a large consumer demand in a short time, you can call the customer service hotline of the Postal Savings Credit Card and ask for an adjustment of the temporary quota. If it meets the requirements of the temporary quota adjustment of the Postal Savings Bank, the temporary quota adjustment can be realized within 24 hours. The temporary credit line is valid for 30 days, and the credit line will be automatically restored to the original credit line after expiration.

2. Increase the quota.

When you have a fixed demand to increase the credit limit, you can call the credit card customer service hotline, and the Postal Savings Bank will handle your permanent demand in time according to the cardholder's credit card status and credit status.

Second, it helps to improve the habit of credit card swiping.

1, keep the number of times you use your credit card, regardless of the amount, as long as you can swipe your card, you will definitely use it. And you really need to swipe your card more, because the multi-swipe system will think that credit cards are a necessity for your life, and it also has money to collect.

2. To ensure that credit card consumption reaches a certain limit, it is best to generate at least 30% of the total bill every month. That was not the case. With more credit cards, banks will indeed make more money. But your spending and income will not match, and the bank will think you are very risky. (For example, your monthly income is 3,500 yuan, and your monthly credit card consumption is above 10000 yuan).

3. Apply to the bank for temporary quota from time to time. Because of the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for a temporary quota, which will be easier to approve. This is usually easy to maintain, because everyone has temporary consumption. But the increased credit line is temporary. This has little to do with raising the permanent quota.

Always apply for withdrawal from the bank. For different customer service applications, continuous telephone withdrawal applications are sometimes handled differently. Different customer service does have different treatment methods, but the results of system evaluation will be the same.

5. Seize the favorable opportunity to increase the number of places. It is most effective to apply on the accounting day or when the card has just been maxed out. Generally, when the card is about to be maxed out, the system will prompt you to automatically increase the temporary limit.

6. Don't interrupt the record of credit card consumption. The bill for credit card consumption needs to last for three months in a row, and it can't be broken in the middle, that is, there must be consumption every month. This does have a great effect on cash withdrawal at the beginning of the card.

What's the telephone number of the Postal Savings Credit Card Center?

Whether applying for a credit card or using a credit card, you can call the credit card customer service phone of the issuing bank to consult customer service as long as you have any questions. The Credit Card Center of Postal Savings Bank has also set up a 24-hour customer service telephone to provide users with consultation and business. Today, I would like to introduce you to the customer service phone number of the credit card of the Postal Savings Bank and how to quickly transfer to manual service.

1. Postal Savings Bank Credit Card Customer Service Phone

24 hours hotline: 95580

Credit card service hotline: 400-88-95580

Although 95580 and 400-88-95580 are customer service numbers of the Postal Savings Bank, there are still differences between them. For example, the former is the comprehensive customer service telephone number of the Postal Savings Bank, which can handle a wider range of business, while the latter is specifically for credit cards.

Two, the Postal Savings Bank credit card customer service telephone changed to manual.

If you have questions about the credit card of the Postal Savings Bank or want to handle related business, it is suggested to dial 400-88-95580 for manual service, select voice after dialing, and enter the manual service according to the voice prompt button after completing personal identity verification.

Postal savings bank credit card manual service can provide users with credit card application consultation, application progress inquiry, password modification or reset, credit card loss reporting, account inquiry and other functions. You just need to verify your identity and ask the customer service for relevant requirements.

About the credit card customer service telephone number of Postal Savings Bank, how to transfer it to manual customer service, I will introduce it here, hoping to help you. It should be noted that the 400-88-95580 credit card customer service phone number is not free, but is charged according to the local phone bill. If you want to contact customer service for free, you can click on the manual customer service on the credit card official website of Postal Savings Bank to communicate with customer service directly online.

Does the consumer credit department of the Postal Savings Bank belong to the credit card center?

Belong to.

Beijing Banking Insurance Regulatory Bureau issued the "Reply on the Opening of Credit Card Center of Postal Savings Bank of China Co., Ltd." and agreed to the opening of Credit Card Center of Postal Savings Bank.

The full name of the organization is "Credit Card Center of China Postal Savings Bank Co., Ltd." (hereinafter referred to as "Credit Card Center of China Postal Savings Bank"). The English name is "Credit Card Center of Bank of China Limited". Address: "Building 2, Yard 5 1 Lugu Road, Shijingshan District, Beijing".

The Beijing Banking Insurance Regulatory Bureau also approved the qualifications of the general manager of the Postal Savings Bank Credit Card Center, and approved the qualifications of Wang Yingwei, Guo Tao and Wang Qiong, deputy general managers of the Postal Savings Bank Credit Card Center.

It is reported that the business scope of "China Postal Savings Bank Credit Card Center" is: handling the card issuance business of this credit card; Handle loan, settlement, remittance, settlement and foreign exchange business under credit card; Acting as an agent to purchase all kinds of bank cards at home and abroad; Acting as an agent for credit card issuance, payment and fund settlement of foreign financial institutions and international organizations; Acting as an agent for collection, payment, sales, credit investigation, consulting service and witness business under credit cards; Acting as an agent for credit card financial services; Other credit card-related businesses approved by China Banking Insurance Regulatory Commission and authorized by the Head Office.

What's the telephone number of the Postal Savings Credit Card Center?

Postal savings credit card customer service is: 400-88-95580. Postal savings customer service hotline is: 95580

China Postal Savings Credit Card:

Gold card is a standard credit card product specially developed for middle and high-end people. In addition, there are services such as revolving credit, installment consumption, cash advance and password selection. The product also has many special services, such as air ticket hotel reservation, supplementary card quota adjustment, 48-hour card loss guarantee, free transaction reminder, high cash advance, double birthday points, wonderful gift exchange and so on. It is a credit card that truly meets international standards, allowing cardholders to enjoy the convenience and benefits of "spending first and repaying later" at home and abroad, anytime and anywhere.

Self-mailing family joint credit card: In addition to the original functions and services, this product has added a series of self-mailing family services, including but not limited to vehicle violation information inquiry, handling local traffic police tickets, paying travel tax/annual ticket, handling annual renewal of driving license and driving license, and purchasing vehicle insurance. It is a credit card launched by our bank to provide all-round car butler service for the majority of car owners.

China-Damei Tourist Card: In order to commemorate the 60th anniversary of peaceful liberation, the "China-Damei Tourist Card" is specially launched. This product is a UnionPay standard RMB personal credit card, and the product grade is gold card.

China-Hainan International Tourism Island Card: A high-quality payment tool tailored for you who like tropical island customs. Set credit card payment, discounts, consumer guide and other multiple functions in one, from food, housing, transportation, shopping, entertainment everything. While spending happily and paying easily, you can also enjoy discounts and surprises. Beautiful natural scenery and pleasant punching experience are all in Hainan International Tourism Island.

China Postal Savings Bank was formally established on March 20th, 2007. It is a commercial bank established on the basis of the reform of postal savings management system. China Postal Savings Bank inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and continued to engage in the business approved by the original business scope and business license documents.

From February, 20 15 to June, 20 15, China Postal Savings Bank changed from single shareholder to equity diversification. By issuing new shares, the financing scale is 45 1 100 million yuan, and the issuance ratio is 16.92%. 2065438+On August 27th, 2006, China Postal Savings Bank was approved for an IPO of HK$ 8 billion. 2065438+On September 27th, 2006, China Postal Savings Bank publicly released pricing information, and it was officially listed on September 28th.

Official website of China Postal Savings Bank

Does the Postal Savings Bank go to work in Mid-Autumn Festival?

During the Mid-Autumn Festival of 20021,China Postal Savings Bank has staff on duty and can handle bank card business.

1, Mid-Autumn Festival is a legal holiday, and this holiday will also be a holiday, but many banks will be on duty during the holidays, and most businesses, especially businesses, cannot be handled. Users can call the bank for consultation in advance if they need to handle related business.

The working hours of most banks are from 9 am to 5 pm; Weekend working hours may be shortened. Can handle personal and company business from Monday to Friday; Personal business can only be handled on weekends, which is something that everyone should pay special attention to.

2. Personal business generally refers to personal deposit, loan, payment and settlement business. Personal loans include personal housing loans, personal housing decoration loans, personal student loans, personal automobile consumption loans, personal medical loans, personal travel loans and personal bank loans. Personal deposit business includes principal deposit.

Generally speaking, corporate business is "corporate business", including corporate e-banking, corporate deposit business, credit business and institutional business. Specifically, corporate business is an associated business with corporate legal persons, companies and other customers as the main body.

additional information

1. China Postal Savings Bank Credit Card Center was established in 2007 with more than 2,000 employees. The working place is in Beijing, Hefei and Chengdu, and there are four functional departments 14, such as market management department, product management department, sales business department, innovation payment department, science and technology department and risk management department. Credit card center employees under the age of 35 account for 98%, with an average age of 26. This team is full of vigor and vitality, and undertakes the responsibilities of product development, marketing promotion, innovative payment, credit approval, risk management and 24-hour customer service. This young team was born in the reform. With the growth of Postal Savings Bank, it has become an important force to promote the development of credit card business in the whole bank. The credit card center, which is in the critical period of transformation and development, plays an increasingly important role in optimizing customer structure, enhancing customer stickiness, increasing revenue ratio and stimulating revenue growth, and its strategic position is constantly rising.

2. As the "Youth Civilization" unit awarded by the Communist Youth League Working Committee of the central state organ and the "Most Vital Youth League Branch" of the Communist Youth League of the central state organ, the China Banking Regulatory Commission awarded the "Lei Fenggang" of the national banking industry and the "Best Wisdom Team" of the China Banking Association. The Credit Card Center of the Postal Savings Bank has always been aiming at creating "four young people with ideals, conduct, responsibility and achievements" in youth work and educating young people through multiple channels.

Is the Credit Card Center of China Postal Savings Bank a state-owned enterprise?

State-owned enterprises

China Postal Savings Bank is a subsidiary of China Post.

China Post belongs to central enterprises, while China Post Bank belongs to state-owned commercial banks.

China Postal Savings Bank is a state-owned commercial bank established on the basis of the reform of postal savings management system. State-owned banks, that is, state-owned banks, refer to large banks directly controlled by the state (Ministry of Finance, Central Huijin Company).

State-owned banks include China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, China Postal Savings Bank, China National Development Bank, The Export-Import Bank of China and China Agricultural Development Bank.

China Postal Savings Bank (PSBC) was formally established on March 20th, 2007, and it is the fifth largest bank in China.

By the end of 2008, a personal financial service network with the widest coverage in urban and rural areas and the largest transaction volume has been built, with 36,000 business outlets. The Postal Savings Bank has established provincial branches in all 365,438+0 provinces (cities and autonomous regions) and five branches in Dalian, Ningbo, Xiamen, Shenzhen and Qingdao.

On February 27th, 20 12, with the consent of the State Council, Postal Savings Bank of China Limited was changed to Postal Savings Bank of China Limited on June 27th, 20 12 10/October 27th.

Inherit all the assets, liabilities, institutions, businesses and personnel of the former Postal Savings Bank of China Co., Ltd. according to law, and undertake and perform the rights and obligations of the former Postal Savings Bank of China Co., Ltd. in relevant legally binding contracts or agreements, as well as the corresponding creditor-debtor relationship and legal responsibilities.

The existing business organization, trademark, Internet domain name and consulting service telephone number of China Postal Savings Bank Co., Ltd. remain unchanged, and the joint-stock company continues to use it, and all businesses are carried out as usual.

The introduction of the Credit Card Center of Postal Savings Bank ends here.