What materials are needed to check my credit report?

Legal Subjectivity:

1. What materials are needed to inquire about personal credit reports? Inquiry by yourself 1. You can bring your original valid ID to the credit inquiry hall of the local People’s Bank to handle related inquiries. Printing procedures. 2. Bring your original valid resident ID card to the self-service personal credit report inquiry outlet of a commercial bank designated by the People's Bank of China. Warm reminder: Valid personal identity documents include: resident ID card, military officer ID card, civil service card, passport, Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots, residence permit for foreigners, etc. Credit inquiry outlets across the country have been marked on Baidu Map and Amap. Just search for "Personal Credit Report Inquiry Sites" to get information about nearby inquiry outlets and select the nearest outlet. An agent who entrusts another person to act as an agent for inquiry needs to bring the original and copy of the valid identity documents of the principal and the agent, and the original notarization certificate of authorization from the notary office to the credit inquiry hall of the local People's Bank of China for processing. For Internet inquiries, please directly log on to the official website of the People's Bank of China Credit Information Center for quick inquiry. In particular, please keep the contents of your credit report and personal privacy in a safe place. The Credit Information Center of the People's Bank of China has not yet opened a mobile phone query software (APP) to query personal credit reports, nor has it authorized any third-party application (APP) to provide personal credit report query services. 2. Precautions for Internet Loans The difficulty of financing for small and medium-sized enterprises is a well-known problem. Especially in the face of bank credit crunch, the road to financing is even more difficult. In this general environment, some criminals, in the name of "online loans", take advantage of the psychological characteristics of small and medium-sized business owners who are eager to ask for money, relax their vigilance, and even be hungry, falsely claiming that "no mortgage or guarantee is required", etc., and carefully lay out. Leading the king into a urn will cause huge losses to small and medium-sized enterprises. No matter how smart the liar is, there is always something clever about him. We have summarized the information from all parties and compiled a few points for you to pay attention to. I hope it will be useful for your reference. 1. Set up a website under the banner of a professional company. Such websites often use the names of "loan companies" and "investment consulting companies". Sometimes the words "with agencies across the country" appear on the website. The purpose is to The packaging itself further deceives the trust of small and medium-sized business owners. However, if you look closely at such websites, you will find that they generally do not leave landline numbers and addresses, only mobile phones or QQ. Even if they leave addresses, they cannot withstand careful inspection. 2. "No mortgage, no guarantee", "Same day loan" In many "online loan scams", very tempting slogans such as "No mortgage, no guarantee" and "Same day loan" often appear. These slogans extremely accurately hit the key points of the vast number of business owners and individuals who are in urgent need of funds. Generally speaking, the reason why project parties are rejected when seeking formal loan channels is that they do not have good mortgage assets or guarantees. In this type of scam, once small and medium-sized business owners take the bait, they are required to pay certain handling fees, security deposits, etc. before taking out a loan, "because no guarantee or mortgage is required." Some even require a certain period of interest to be paid in advance. 3. Pretending to be a formal institution. Some scam companies highly imitate the websites of well-known lending institutions, which is extremely deceptive. The pages of these fake websites are often similar to those of regular lending institutions, and their domain names are only one or two words different from those of regular lending institutions. Project parties need to be more careful when making inquiries. 4. Online transfer scam In the online transfer scam, the fraudster will claim that the money needs to be transferred to an intermediate account, and then ask the small and medium-sized enterprise owners to enter the bank account number and password on a fake bank website or a manipulated website to defraud the small and medium-sized enterprises. The funds in the owner's account.