Is Taipingshengshifuxiangjinsheng’s exclusive commercial pension insurance reliable? How to buy?

Taiping Shengshi Fu Xiang Jin Sheng’s exclusive commercial pension insurance can be said to be very popular online. I heard that the price/performance ratio is very high, and many friends are asking about Tai Ping Sheng Shi Fu Xiang Jin Sheng’s exclusive commercial pension insurance. Is pension insurance really that cost-effective? Is it really worth buying?

For those who can’t wait, you can read this article first:

" Taiping Shengshi Fu Xiang Jin Sheng Exclusive Commercial Pension Insurance Is It Worth Buying? You will know after reading it! 》

Therefore, let’s do an in-depth evaluation of Taipingshengshifuxiangjinsheng’s exclusive commercial pension insurance to see how cost-effective it is and whether it’s worth buying?

1. Taipingshengshifuxiangjinsheng’s exclusive commercial pension insurance starts at the bottom!

Before we begin, let’s take a look at the product form diagram of Taipingshengshifuxiangjinsheng’s exclusive commercial pension insurance:

1. Wide insurance age range

As you can see from the product picture of Taipingshengshifuxiangjinsheng’s exclusive commercial pension insurance, only the age group from 30 days old to 80 years old can insure this product, which covers almost the age of most people. There are few restrictions on the age of insurance.

Don’t take this for granted. We must understand that in the current insurance market, the maximum age for pension insurance is almost always 55 or 60 years old, and the highest age can only reach 70 years old.

Therefore, this Taipingshengshifuxiangjinsheng exclusive commercial pension insurance does a really good job in terms of the insurance age.

Want to know besides the insurance age, what should you pay attention to before buying insurance? The following article tells you:

"Before buying insurance, you must first understand these key knowledge points! 》

2. There are many choices of payment methods

After looking at the product picture above, we can clearly see that this Taipingshengshifuxiangjinsheng exclusive commercial pension insurance includes lifetime payment There are two ways of receiving: fixed-term payment and fixed-term payment. The payment method of fixed-term payment includes 10/15/20/25 years.

Compared with some pension annuity insurances on the market that have relatively simple payment methods, the payment method of this product is very convenient.

Then, the maximum insurance age for this product is set to 80 years old. However, if the collection method is relatively monotonous, it will be easier for consumers to lose money.

Therefore, this product can be considered for older consumers and is extremely consumer-friendly.

I guess many friends are a little bit ready to take action after seeing this. Are they going to buy this Taipingshengshifuxiangjinsheng exclusive commercial pension insurance?

Don’t be impatient, let’s continue reading to see if you can buy this product!

2. If you want to buy Taipingshengshifuxiangjinsheng’s exclusive commercial pension insurance, you must pay attention to these points!

1. Protection content

This Taipingshengshifuxiangjinsheng exclusive commercial pension insurance has three protection contents, covering pension annuity, death insurance and disability care/disease Total disability insurance.

Pension annuity has two types: lifetime payment and fixed-term payment, which can better meet the needs of policyholders.

However, the protection content provided by this product to policyholders is still very thin, and the protection content set is very basic.

Moreover, the exclusive commercial pension insurance policy-free loan of Taipingshengshifuxiangjinsheng will be very troublesome once the policyholder is in a hurry to use money.

2. Provide personal accounts and investment portfolio accounts

This product also provides personal accounts and investment portfolio accounts, and provides two exclusive investment portfolio accounts: exclusive commercial pension insurance A account and B account. Consumers can first consider their own needs before choosing flexibly. Dual accounts can be both offensive and defensive. Adjustment of investment strategies is also allowed, and independent conversion between accounts can be achieved.

After this analysis, the insurance conditions for this exclusive commercial pension insurance of Taipingshengshifuxiangjinsheng are not very strict, but the setting of protection content and other rights and interests provided are not rich enough.

So before you buy one, it is recommended that you compare it with other annuity insurances on the market and choose the one that suits you best.

So, here are ten super value annuity insurance products recommended to you. Friends who want to buy annuity insurance must not miss it:

"Top Ten Annuity Insurance Ranking▏Want to Buy High Income annuity insurance? Don’t miss these 10 styles! 》

Write it at the end

I am a top student talking about insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not been resolved yet For your questions, you can also consult me ??on the official account Xueba Talk Insurance;

I will give you the most professional advice based on my years of experience in configuring insurance for 10W families.

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