Experience of compliance warning education

The compliance operation of banks means that the business activities of commercial banks are consistent with laws, rules and standards. The following is the experience of compliance warning education collected for everyone. Welcome to read.

Experience of compliance warning education (1)

After a week of intense study, I learned the cases one by one. Is it really like the name of the book? The price? It's too big, the cost of CCB and the cost of employees are enough to make everyone feel sad. Through the study of these cases, I can enhance my awareness of self-protection and build it up in my heart on the trivial matters at ordinary times? Firewall? .

a heavy price is a strong warning. The occurrence of the case will not only cause great financial risks and losses to the bank, but also seriously damage the image of the bank; When a case occurs, it is necessary not only to severely punish the personnel involved in the case within the bank, but also to investigate the responsibilities of the relevant handling posts, management posts and leadership positions; When a case occurs, it will also hurt the family affection of some employees. No matter the loss caused by the case to the bank or the harm caused to the employees, it is regrettable.

paying such a high price is inseparable from the usual ideology, work habits and the implementation of rules and regulations. In a working state, once the mind is paralyzed, criminals with malicious intentions will have an opportunity. Our rules and regulations are very comprehensive and meticulous, but in the specific work, they are discounted in actual implementation. Without the awareness of risk prevention, the awareness of the legal system is even weaker, and the principle of doing things in specific details is not strong, leaving the system behind, and the illegal operation has paid such a price.

as the saying goes? Flies don't bite five-seam eggs? . Although the criminals are good at scheming, plotting and deliberately deceiving. From the internal point of view, there are many loopholes in the management of banks, and there are rules that are not followed and illegal operations, which give criminals an opportunity. If we can put the rules and regulations in the first place in every detail of the crime, we can plug the loopholes in a certain detail, and it will not cause such a major problem? The price? .

ten cases and ten violations, and the occurrence of each case can be called a complete collection of violations. First, it is illegal to mix posts, cross posts, unclear division of responsibilities of accounting posts, and unclear responsibilities. Serious mixed-posting and cross-posting enable every perpetrator to fish in troubled waters, make the strict rules and regulations ineffective, and fail to play a final role in preventing insiders from committing crimes. Although all the rules and regulations and operating procedures are available, printed in books and posted on the wall, strict implementation is not enough, and more often it is to learn the system. Looking for a system? 、? Make up? System, in fact, is another set when it is implemented, which leads to the existence of rules and regulations and actual operation? Two skins? Phenomenon. Therefore, the implementation of various rules and regulations is more important. We should strengthen supervision, inspection and learning from the aspects of operation and management and the implementation of one system and one system, so as to effectively ensure that every employee can follow the rules, act according to the rules and operate in compliance.

Especially in the usual study, we should adhere to the people-oriented principle, do patient and meticulous ideological and political work, enhance employees' resistance to the invasion of bad ideas, establish a correct outlook on life, lay a solid foundation for the idea of resisting corruption and preventing change, join in the reform with a positive attitude, cherish their life value and career prospects, abide by the law, feel at ease in their duties, and work hard.

These real cases are lessons from blood and strong warnings. I must take them as a warning, realize them ideologically, and implement them from my actions.

Experience of compliance warning education (II)

Compliance risk is the primary compatibility of credit risk, moral risk and operational risk of credit cooperatives. Compliance is the inherent requirement of the stable operation of Credit Cooperatives. Most banks have taken two main efforts to reduce violations. One is the direction of reforming the process and strengthening management, and the other is the direction of establishing a compliance culture for all employees, so that compliance behavior becomes the conscious action of all employees.

1. what is the compliance culture based on? Proud of compliance and ashamed of breaking the rules? A collective concept of honor and disgrace.

Its operating mechanism is to combine reward emotion and punishment emotion with compliance behavior. That is, to bind compliance with reward emotions, so that compliance behavior will make people feel a sense of pleasure, and people call it a sense of honor; At the same time, the violation is bound to the punishment emotion, so that the violation will make people feel uncomfortable, and people call it shame. What people advocate and spurn is the process of distributing positive emotions and negative emotions, and this natural combination is the cultural origin. After human intervention, emotions are re-combined with respected events, which is cultural construction.

second, the reasons for illegal operation and illegal operation are related to the influence of traditional culture.

the advantage of cultural construction is that once the culture is established, it is relatively stable, but the difficulty is that the compliance culture is facing the challenge of traditional culture. When the emotion of rewarding compliance encounters the emotion of rewarding family and friendship, the former often loses to the latter, and when seeking the best of both worlds, the violation will come quietly. Therefore, there are often encounters between the construction of compliance culture and traditional culture. The environment is particularly important in the construction of compliance culture.

3. Does the standardized governance structure exist in compliance culture? Environmental soil? .

　3。 1 Supervisors should create pressure on operators. The best source of stress is real-time supervision within the organization.

　3。 Supervisors need to be trusted to act as watchmen. So how to prevent the supervisor from instructing the lower level to violate the rules? Supervisors also need an emotional support, that is, trust and sense of honor, which needs to be built with great trust. Only by granting the appointment right to each appointment level can we establish great trust, and then stimulate the sense of trust and honor and realize the duties of a representative. The mechanism of mutual checks and balances is a working environment with neither trust nor pressure, which is the main reason for disloyalty in reality.

　3。 Environment can stimulate people's emotions and abilities. The comprehensive quality of people is the key, and another key factor is the environment. People have the experience that when people come to a particularly beautiful, clean and standardized tourist attraction, they will consciously maintain and not litter. At this time, it is not that a person's quality has been improved immediately, but that the emotions inspired by the environment have improved his spiritual realm.

fourth, people can play different roles because different emotions can be flexibly changed.

The role theory tells us that a person can't play two different roles in the same category, which is emotional side inhibition. Otherwise, it will lead to role conflict and role ambiguity. For supervisors, cultivating the soil environment of compliance culture is to create a single function of watchman, accept the trust of superior leaders and be experienced at the peak, so that they can be as desperate as rescue teams; For grass-roots workers, they are subject to real-time supervision by internal supervisors, which is equivalent to the permanent presence of superior leaders and the constant pressure. Only a standardized governance structure can resist the resurgence of traditional culture and improve the living conditions required by compliance culture. Therefore, an important link in establishing a compliance culture for all employees of Bank Credit Cooperatives is to improve compliance? Soil environment? .

Experience of compliance warning education (3)

Recently, the provincial bank has carried out? Starting from me, compliance operation? Special education learning activities, during the learning activities, I have a deeper understanding of professional ethics, integrity, compliance operation awareness and supervision and prevention awareness in accordance with the relevant activities opinions issued by the provincial bank and combined with my actual situation at work. Now I have summed up some experiences from this learning activity, which is also my rational understanding of this educational learning activity.

As a financial unit, employees should pay more attention to morality and morality in their occupations. If they go wrong, they will make mistakes and get lost. If there is no virtue, it will be difficult to serve the people, not to mention one's own career, and there will be no prosperity of institutions, no development of personal career, and no social value of personal existence. I am now engaged in the work of Agricultural Bank of China, which is my occupation and my only occupation. I have been engaged in this occupation since I joined the work, and I have always loved it. I have a strong interest and deep feelings for the work of Agricultural Bank of China, so I have always been dedicated. Only my dedication to my post is the concrete embodiment of my spirit of serving the people.

To stress professional ethics, you must also be honest and trustworthy. The so-called honesty means loyalty and honesty. The so-called trustworthiness means keeping your word, stressing credibility and paying attention to credit, and fulfilling your obligations. Therefore, through this study, I have a deeper understanding of the fundamentals, manners, words and deeds and responsibilities of an employee of the Agricultural Bank of China, that is, to constantly strengthen their study in their work, always demand themselves according to professional norms, and work hard to make themselves invincible.

second, strengthen business knowledge learning and raise awareness of compliance operation. ? How can there be a square without rules? As front-line employees of outlets, it is the most practical task for our counter staff to effectively improve their professional quality and risk prevention ability and comprehensively strengthen counter marketing and counter service. As a counter clerk, I know the importance of counter work, because it is a window for customers to directly understand our bank and plays a bridge role between customers and banks. Therefore, in the counter work, I always insist on being a? You have a heart? . Learn business with an open mind, exercise skills with heart, handle business patiently, and treat customers with enthusiasm. In the increasingly fierce competition in the banking industry, we all clearly realize that only more patient, thoughtful and fast quality service can win more customers and a better social image for our bank. We face all kinds of customers and all kinds of things at different levels every day, which requires our front-line employees to have a high degree of ideological consciousness.

strengthening the awareness of compliance operation is not an empty talk. Sometimes, I always feel that some rules and regulations are binding our business and restricting our business development. If you think about it carefully, it is not the case. The establishment of various rules and regulations is not a product of imagination, but a summary of many practical work experiences and lessons. Only by acting in accordance with various rules and regulations can we protect our own rights and interests and safeguard the rights and interests of our customers. Our various rules and regulations are just like a huge machine, and each system is a machine part. If we don't operate and maintain it according to the procedures, even if a gong wire nail is missing, it will cause incalculable losses. The maintenance and implementation of each system must be strictly implemented by our employees, just like the violation mentioned in Case 3 of the Warning Case of Violation of Discipline, if there is no teller Huang Chyi Chin's carelessness, no cashier Yan Zhaoxia's arbitrariness, However, the connivance and shelter of Dawu Sub-branch afterwards also led to the extension of the violations of Guangming. We can see from time to time that the implementation of rules and regulations is not carried out by one person, but by a collective with mutual restraint and supervision.

third, strengthen the implementation of rules and regulations and the awareness of supervision and prevention of cases. The bank claims? Santie:? Iron system, iron abacus, iron account book? . Because of the bank? Santie? Banks are trustworthy in the hearts of the people. Whether the rules and regulations are implemented or not depends on the broad masses of employees' clear understanding and proficiency in various rules and regulations. It is a big taboo for all industries that there are rules and regulations that are not followed and there are rules and regulations that are not evaded. As for the implementation of rules and regulations, as far as front-line tellers are concerned, they should start from me, correctly handle each business, carefully review each bill, supervise the legal compliance of authorized business, strictly implement the safety precautions of business operating system, and resist all kinds of illegal operations. Stick to the rules from beginning to end. Only in this way can our system be implemented and our capital security be guaranteed. No matter how good the system is, if it can't be implemented well, it will also go to the opposite side. No regrets! All rights reserved!

In recent years, economic cases in the financial system have not only disrupted the economic and financial order, but also seriously damaged the social reputation of banks. Taking corresponding measures to strengthen prevention from the source is an important line of defense against financial crimes in the new period. In recent years, professional crimes in banks are on the rise. One of the important reasons is that ideological education is neglected. At ordinary times, the importance of professional work is only emphasized, and the ideological construction of cadres and workers is neglected. The relationship between ideological and political work and professional work is not properly handled. It is limited to both positive education and regular case warning education, so that cadres and workers can strengthen their ideological defense lines and often warn themselves. Don't stretch out your hand, you will be caught if you stretch out your hand? So as to lay a good mass foundation and ideological foundation for eliminating financial crimes, and consciously walk by the river, that is, don't wet your shoes.

perfecting rules and regulations and strict internal management are the guarantee to prevent economic cases. To this end, we should conscientiously do a good job in system construction. On the one hand, we should organize learning according to the characteristics of our front-line teller work, so that all post personnel can truly understand their responsibilities, elaborate the system and strictly operate through learning. Effective prevention and supervision in advance is an important link in preventing economic cases, and self-examination and self-immunity in this position are the first; Secondly, methods such as regular or irregular self-inspection, superior inspection and cross-check can be adopted to find and correct deviations in work in time. Effectively control and restrict all aspects of business work. Through this compliance education activity, I found my correct value orientation and right and wrong standards, found my work foothold, and enhanced my awareness of compliance handling and compliance management. Through in-depth study of relevant systems, I have higher requirements for improving my professional quality and the consciousness of implementing the system, which has played a great role in identifying and controlling various risks in my business, actively standardizing operational behaviors and eliminating potential risks, establishing confidence in the reform of ABC, enhancing my sense of responsibility and mission in safeguarding the interests of ABC and establishing a good compliance culture.

Experience of compliance warning education (IV)

By watching the photo exhibition of clean government, warning education films, lectures on preventing duty crimes, the statements of the lost people and the concentrated talks of leaders on clean government, my mind was greatly shocked, and I felt a lot and had a deep understanding, which strengthened my belief in being clean, diligent and serving the people. Through thinking, I learned a few things:

First, use negative teaching materials as a warning. Recognizing that big holes are all evolved from small sand holes, we must be cautious, cautious and independent; Recognize that bribers always wear warm and friendly clothes, deliberately vote for your interests, and use your power to serve him. You must be vigilant, cautious, cautious of friends, and cautious of power.

second, strengthen the anti-corrosion awareness and don't be confused. Don't be a little confused on the issue of honesty, and don't be a little lucky. In the face of all kinds of temptations and tests, we should consciously resist corruption and change, otherwise, it will not only ruin our life, but also endanger our family, national interests and society. Today, several prisoners' statements of appearance make us feel extremely sorry, but at the same time, it is not difficult to find that they have the following four characteristics: First, they have been well educated by families and organizations, and they have been to society.