How to understand this sentence? Others think I am rich, but my real wealth is that I have bought enough insurance for myself and my family, Li Jia.

Many people say that insurance is a lie and insurance is a pyramid scheme, but my opinion is different. If insurance is deceptive, then why do so many people take insurance? Don't people who know that they have been cheated and want to buy insurance become idiots? However, I believe that people who are truly aware of insurance and have insurance are people who have a strong sense of responsibility for their families and themselves and the most caring people in the world. Of course, "insurance cheating is useful, but insurance is definitely not cheating." Others say that insurance is pyramid schemes, (hehe! ) If insurance is pyramid selling, the State Council has worked hard to formulate "Several Opinions of the State Council on the Reform and Development of Insurance Industry" (that is, the Ten Articles of Insurance Countries) to allow insurance companies to go public. Isn't that the country causing trouble for itself?

Once, I often heard many people say how perfect the social security system in developed countries is, and I envy it! Then how do we know the per capita insurance coverage and insurance coverage density of developed countries? If China wants to catch up with the developed countries, it should not only catch up with the economy, military and science and technology, but also catch up with the social security system. Insurance is a tool for a country to stabilize society, and it is also the need of everyone and every family!

Some people here may say, with social security, what do you need commercial insurance companies to do? Then I'll tell you that commercial insurance is a supplement to social insurance. With the empty operation of social security pension account and the increasing inflation, the combination of enterprise pension insurance and commercial pension insurance is the general trend. It is predicted that by 2025, commercial insurance in China will account for 60% of the whole social security system. Social security alone cannot satisfy the improvement of people's living standards. Therefore, the State Council formulated "Several Opinions of the State Council on the Reform and Development of Insurance Industry" (that is, Article 10 of Insurance Countries).

There are countless family tragedies around us. If one person in an ordinary family is seriously ill, the family will collapse. In a wealthy family, if something happens to the economic lifeline of a family, no matter how wealthy the family is, it can't stand the consumption of generations! Many people say that no matter how rich most people in China are, they are not richer than three generations. Careful analysis, this is for a reason. Li Ka-shing, the richest Chinese, has a saying: "People say that I have money and a lot of wealth; In fact, my real personal wealth is to buy enough life insurance for myself and my family. " We are thinking, why the rich list of developed countries and regions does not change much every year, while the rich list of China is constantly changing? At least one reason is that they don't know how to plan their wealth and how to pass on risks. Insurance can be a continuation of family prosperity! One day, I saw such a slogan on the bus, "No one needs anyone's help because he is too rich, and no one can't give even a little help to others because he is too poor." Isn't insurance the perfect embodiment of this slogan?

Of course, some people say that I have many friends myself, and I can find friends when I have difficulties. That's true. Friends can lend you thousands or tens of thousands, but after all, they do. Friends will never take care of you and give you charity, let alone take care of your family. It is better to take your destiny into your own hands and live on the charity of others all your life. I think that kind of life may not be comfortable and stable.

Think carefully about what we live for and for whom. China people put benevolence and filial piety first, and they are worthy of their parents and family. However, benevolence and filial piety are for the living, and the dead still talk about benevolence and filial piety. Let's try to think about it. If something happens to us one day, who will take care of our parents and our family? Who is so capable of saying that he will never have an accident or get seriously ill in his life? Unless it's a fairy! There are many such cases around us. Some people never get sick, but getting sick is cancer. Is this rare? They want to have a good time, but their families, even those who sell iron in saucepans, have to entertain him! Isn't it? After all, it is flesh and blood! As a result, he still didn't save his life, but left a pile of debts to his family! Is he really that safe

Insurance is not an investment, it may have a high income, but it can preserve the value and ensure that your property will not suffer great losses! Insurance can also be a healthy savings, so that the living can live better. In developed countries and regions, someone in the family leaves home because of illness, which generally does not bring disaster to the family (the disaster here refers to the economic aspect), but it may leave a legacy to the family. Most of what happened in China was huge debts. And our goal now is not to leave a legacy to our family, but just not to bring a burden to our family, right? There is a saying in China called "save money to avoid disaster", which shows that we would rather spend a certain amount of money than have any physical problems or accidents. But diseases and accidents are beyond our control, just because we are human beings, not gods. Of course, we all hope that we and our families will have a safe life and our ability to make money will not be interrupted. But what about people who really die without illness? I really hope that mankind can really go to that day, when hospitals are closed and doctors are unemployed. Of course, hospitals and doctors are not the only ones who have closed down and lost their jobs.

So what I want to say is that insurance is not deceptive, the state strongly supports its development, and there is no deceptive means; Insurance is not a pyramid scheme, there is no pyramid scheme group, and the state strongly supports their listing. China people should also change their views (I believe most people have changed). If China's economy is to develop, the insurance industry will never stop. The development of insurance is also a major event related to the international people's livelihood! Insurance is the transmission of love (the most important transmission of affection)! Insurance is a caring cause!

Hope to adopt

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.