Coverage of Huawei's Broken Screen Insurance

Huawei screen damage insurance coverage: Huawei screen components are damaged and cracked, and the original screen components can be replaced free of charge; Huawei maintenance services, such as mobile phone film.

Replace the original screen components free of charge, and the compensation must meet the following two conditions: First, under the condition of normal use of Huawei products within the validity period;

Secondly, due to unexpected factors such as accidental collision, accidental drop and accidental extrusion, it should be noted that if the mobile phone is soaked, bent, deformed, disassembled and repaired without permission, it will not be able to enjoy the maintenance service.

Insurance is a Chinese word, pinyin is b m 4 o xi m 4 n, and English is insurance or insurance, which means safe and reliable protection. Later, it was extended to a guarantee mechanism, a tool for planning life finance, a basic means of risk management under the condition of market economy, and an important pillar of the financial system and social security system.

Insurance refers to the commercial insurance behavior that the applicant pays the insurance premium to the insurer according to the contract, and the insurer assumes the responsibility of paying the insurance premium for the property loss caused by the possible accident agreed in the contract, or when the insured dies, is disabled, falls ill or reaches the age and time limit agreed in the contract.

From the economic point of view, insurance is a financial arrangement to share the loss of accidents; From a legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for its losses; From a social point of view, insurance is an important part of the social and economic security system and a "delicate stabilizer" for social production and social life. From the perspective of risk management, insurance is a method of risk management.

Insurable value

Insurable value is the actual value of the subject matter insured. According to China's Insurance Law, if the insured and the insurer have an agreement on the insured value of the subject matter insured and specify it in the contract, when the subject matter insured suffers losses, the agreed insured value shall be taken as the compensation calculation standard.

If the insured and the insurer have not agreed on the insured value of the subject matter insured, when the subject matter insured suffers losses, the actual value of the subject matter insured at the time of the insured accident shall be taken as the compensation calculation standard.

Simply put, the insured value can be determined by three methods:

(1) According to the provisions of the law and the contract law, the law and the contract law are the fundamental basis for determining the insurance value;

(2) According to the insurance contract and the agreement of both parties. It is difficult to measure the insurance value of some insurance objects, such as life insurance and health insurance. If people's health and life cannot be measured by money, the insurance value should be agreed by both parties.

(3) Determine the insured value according to the change of market price. The insured value of some insured objects is not always constant. Most of the subject matter will also depreciate with the passage of time, and its insurance value will show a downward trend.