Introduction to welfare benefits for French immigrants

Welfare benefits for French immigrants

Immigrating to France has also become the first choice for investors. France has a vast number of various welfare systems, with more than 400 types, and is known as the country with the most welfare in the world. Citizens are protected from birth to death by more than 400 kinds of benefits.

The characteristic of French social welfare is that regardless of nationality, as long as you have legal residence status in France, you can enjoy it. National education is free from primary school to university. If the family income is below a certain standard, the child can receive a subsidy of 249.07 euros at the beginning of each semester. French medical insurance is free for everyone. Depending on personal income, citizens must pay up to one week's minimum wage per year. The unemployed are exempt from this fee.

Mainly include: unemployment benefits, sickness insurance, work-related injury insurance, pension system, housing subsidies, subsidies for disabled people, subsidies for multiple children, etc. There are nearly 40 types of subdivisions, and various subsidies can be received. Strict conditions and regulations. Under the protection of this system, with very few exceptions, every French person, from birth to death, can receive basic social help when they face difficulties and will not be displaced. This is the so-called "security system from birth to death." .

France’s huge social security system was not formed in a short period of time. It has gone through a long development path. It began to appear in the early 19th century and was gradually completed and gradually reached its peak level after World War II. scale today.

There are more than 400 kinds of welfare in France. The government spends a large amount of money from the treasury every year on various welfare subsidies. A child enjoys one of these more than 400 benefits from the fifth month after the mother's conception until he grows up and dies. The main feature of French redistribution is that it is enjoyed by all people, including farmers and foreigners. The poorer the people, the more benefits they enjoy. As long as foreigners have legal residence status in France, they can enjoy certain benefits like French nationals without any discrimination. Of course, the fairness of the French distribution system is inseparable from the constant struggle of the French working class. The author has examined the French people's struggle to defend the social insurance system. During a national demonstration held by workers and civil servants, I saw a boy carrying a placard that read: I am *for my tomorrow*; a retired old man held a placard that read: We* It’s for our future generations.

　

Extended reading: French house purchase immigration process

1. Clarify your own needs and make a rough budget

There is an ancient Roman saying As the proverb goes, "A ship that does not know its destination will not be happy with the wind in any direction." Therefore, Chinese investors first need to clarify their basic requirements for real estate and their own financial situation, and have a rough definition of the type of real estate to be purchased and their own tolerance range.

2. Choose a suitable intermediary

Many Chinese investors are resistant to overseas real estate intermediaries and think that the intermediary services in the market are chaotic. Why should they find an intermediary? But there is no doubt that the real estate agency has richer information on the property, and is more familiar with the relevant policies and the home purchase process. The miscellaneous fees and taxes you bear can help you solve various problems encountered during the home purchase process and reduce unnecessary troubles.

3. Determine your favorite property

Through the property database, you can easily find your favorite property, and directly discuss your ideas and plans with professional consultants. Analysis for you. Or you can contact the agency directly and explain your requirements, and let the professional consultants provide you with a comprehensive solution based on your requirements. After you choose your suitable plan, you will arrange time to accompany the customer to view the house and fully introduce all the information. You can make several appointments to inspect the property you like and consider multiple factors to determine your intention to purchase.

Houses in France are not easily demolished and rebuilt, so buying second-hand houses is a very common phenomenon. There are differences between buying a second-hand house and a new one. Buying a second-hand house requires a short transaction time, and the house can be handed over and moved in within three months. The notary fee required is 6%-7% of the transaction price. The new house needs to wait for the design and decoration to be completed before it can be moved in (one to two years), and the required notary fee is 2%-3% of the transaction price.

4. Sign the purchase and sale intention agreement

When you confirm your intention to purchase, you can sign the relevant agreement with the intermediary. The intermediary can act as a guarantor and the agreement can be notarized at a notary office. After signing this agreement, the buyer usually needs to pay a deposit, which is about 5%-10% of the property price, and it will be kept by a third party. After a cooling-off period of about 7 days, the buyer and seller and the purchase and sale intention agreement should be transferred to the notary and a formal purchase contract should be signed in front of the notary.

5. Payment and signing of formal contract

The entire transaction process generally does not exceed 90 days. After the purchase and sale intention agreement is signed, the buyer has 45 days to raise funds and obtain a loan from the bank. This period can be extended appropriately with the seller's consent. However, the purchase and sale intention agreement is valid for 90 days, so the formal purchase and sale agreement must be completed within three months. Signing of the Sales and Purchase Agreement. Once the funds have been prepared, the notary will be provided with the final amount required to complete the transaction. Experts pointed out that under normal circumstances, this refers to the remaining 90% of the house price (excluding the 10% deposit paid), handling fees, real estate taxes distributed in proportion, property management fees, notary fees, translation fees and a small amount of miscellaneous fees. . Afterwards, a large number of documents will be signed under the coordination and guarantee of the agent, and the keys to the property will be delivered to the buyer. The notary office and the real estate registration office will file the original records of the property sale, and both the buyer and seller will receive a notarized copy. At this point, your house buying journey in France is successfully completed.

　

Extended reading: Conditions for French house-purchasing immigrants

1. The applicant must be an adult

2. Live in the country legally France

3. Usually the applicant must be a foreign adult who has lived in France for five years or more, but this period may be reduced depending on specific circumstances:

The period is reduced to two years:

The applicant has studied for two years in a French institution of higher learning and obtained a diploma;

The applicant has made important contributions to France with his abilities and talents. .

Those who are not restricted by the period of residence:

Those who have served in the French army;

Refugees who have been granted asylum in France;

Citizens of countries whose native language or official language is French.

IV. Integration rules

Applicants must “integrate into French society”. For example, applicants must understand how to accept French society. customs and habits, and their French proficiency must reach the level of a French junior high school graduate.

Applicants must take a French proficiency test about French history and culture. This test adopts the form of multiple-choice questions, and its content mainly tests the applicant's understanding of France's basic national conditions, geography, literature, etc. Applicants who pass the exam must sign a "contract of civil rights and obligations."

However, refugees, stateless persons, and applicants under 15 years old or over 70 years old do not need to take the above examination.

5. Comply with French moral standards

6. Have not committed a crime endangering national security, committed a terrorist act or been sentenced to a term of imprisonment equal to or exceeding 6 months

< p> Foreign adults who meet the above application conditions can submit all application materials and a stamp worth 55 to the police station in their place of residence.

When the police department staff determines that all materials have been submitted completely, the applicant will be issued a receipt.

From the date the above-mentioned receipt is issued, the administrative agency must respond to its application within a period of no more than 18 months. The administrative agency may also pass a judgment with reasonable reasons to extend the above-mentioned 18-month period by 3 months, that is, 21 months.

However, if the applicant can prove that he has lived legally in France for at least ten years, then the administrative agency must make a decision within 12 months.