Joke Collection Website - News headlines - Can the apartment real estate license be used for children to go to school?
Can the apartment real estate license be used for children to go to school?
What's the difference between an apartment and a commercial house?
1, residence: restricted purchases and loans, but the first suite has a preferential interest rate; And you can use provident fund loans. Eligible people can settle down, have a degree, and have a service life of 70 years. Generally, the water, electricity and management fees in the community are low, and the taxes and fees for gas and second-hand transactions are relatively low.
2. Apartment: unlimited loan, 50% down payment. However, the loan can only be 10 years, and the provident fund loan cannot be used. Apartment: no settlement, no degree. Can't settle down, no degree. Can't settle down, no degree. (Important things to say three times), the service life is at most 50 years, the commercial utilities and property management fees are generally high, and some commercial apartments are not connected with gas. There are relatively many taxes and fees for second-hand transactions in business apartments, and the value-added tax is 5% of the difference; Deed tax 3%; The individual tax is 1.5%. The main difference is that there is a greater difference between land value-added tax and stamp duty of 0. 1%. The appreciation of apartments seems to be relatively high, but in the process of second-hand housing transactions, after deducting all taxes and fees, the value-added income will be less.
At present, many cities have limited purchase policies, but ordinary houses will be affected by national policies; Apartments are usually not limited to purchase and can be used for resale or self-occupation.
Legal basis: Article 12 of the Provisional Regulations on Assignment and Transfer of Urban State-owned Land Use Rights stipulates that the maximum term of assignment of land use rights shall be determined according to the following purposes:
(a) residential land for seventy years;
(two) fifty years of industrial land;
(three) fifty years of land for education, science and technology, culture, health and sports;
(four) forty years of commercial, tourism and entertainment land;
(five) comprehensive or other land for fifty years.
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