Is it illegal to return the credit card?

It's not illegal. \x0d\ Detailed reason: \x0d\ According to the current credit card regulations of major banks, as long as the customer repays, that is, as long as the customer uses the card normally, the credit card limit will be restored; \x0d\ The repayment agency will repay the credit card money for me, and it can be swiped out immediately; \x0d\ In this way, I have not only repayment records, but also consumption records, plus some small expenses, which can increase your credit limit more quickly. And you can enjoy the interest-free period forever; \x0d\ Summary: The essence of credit card repayment is just like credit card cashing. Because credit card repayment now belongs to this gray area, laws and regulations do not clearly stipulate that credit card repayment is illegal.