How do debt collection companies collect debts?

Debt collection means of debt collection companies;

What are the means of debt collection by debt collection companies?

1. Settlement method: On the basis of mutual understanding between the debtor and the debtor, negotiate or invite a third party to help solve the problem.

2. Mediation method: the debt collector does not want to hurt the other party's relationship and make enemies, but wants to solve the problem quickly. You can apply for mediation in writing to the local people's mediation Committee.

3. Arbitration law: This way is more conducive to both parties to solve the debt problem.

4. Procedural law: civil litigation. Complex and difficult debt cases can be solved through litigation.

1. A debt collection company is a company specially established to collect debts for some institutions or individuals. Some of these companies often take some drastic measures to demand business. On October 29th, 2065438+0210/KLOC-0, many banks in Nanjing publicly admitted to cooperating with third-party debt collection companies to collect debts from the public, and the management system and personal integrity of banks once again became the focus of social attention.

2. "The collection business is relatively simple and the workload is relatively large. We have hired some companies. " Some citizens expressed indignation at the bank's random disclosure of customer information to debt collection companies. "This tramples on our trust in the bank, which is a leak of our privacy." The cooperation between banks and debt collection companies has also fully exposed the loopholes in the bank credit card management system.

3. Banks entrust social debt collection companies to collect debts. On the one hand, they are suspected of leaking personal information and privacy of bank customers. On the other hand, these social debt collection companies often use harassment, intimidation and even violence to seriously infringe on the legitimate rights and interests of the parties.

But why should banks entrust debt collection companies to collect debts for themselves? Why can't they collect debts through legal means? First of all, debt collection has no technical content, and ordinary debt collection companies and even individuals can do it; Secondly, although it is the "right way" to collect debts according to law, because there are too many debtors, the cost is too high and the cycle is too long, the most important thing is that the collection effect is not guaranteed, especially when some "old-timers" meet and ignore the legal judgment. What can banks do? Entrusting a debt collection company to collect debts is not only low-cost but also effective.