Is it good to buy cancer insurance for a long time or for a year? Can you elaborate on it?

I think it's better to buy long-term cancer insurance, because long-term insurance will be more stable, and many insurances can be guaranteed for life, so don't worry about the sudden cancellation of products. The probability of modern people suffering from cancer is getting higher and higher, and it is urgent to buy an anti-cancer insurance for themselves. There are two kinds of cancer insurance, 1 is short-term cancer insurance, and the second is long-term cancer insurance. In contrast, long-term cancer insurance is better, because its protection is more comprehensive, and you can choose according to your actual needs.

First, the insured amount can be adjusted at will.

Generally, the protection of short-term cancer insurance is fixed, such as paying two or three hundred yuan a year, and then you can get a fixed protection of 6,543,800 yuan. This protection is far from enough for many families, so you can choose to buy long-term cancer insurance at this time, because you can increase the protection for long-term cancer insurance, such as 200,000 protection, or 300,000 protection and so on. And you can choose according to your own needs.

Second, guard against the risk of stopping selling.

Since it is a short-term cancer insurance, it may be eliminated anytime and anywhere. When we wanted to buy it again, we found that the insurance had been discontinued. What should we do in this situation? Maybe many people will think of it. Isn't it good to choose cancer insurance from other insurance companies? In fact, when the insured reaches a certain age, he can no longer buy critical illness insurance. Because the probability of being diagnosed with a serious illness is greatly increased at this time, not many insurance companies dare to take such risks. Even if the insurance company sells it again, the general premium will be very expensive. Therefore, in comparison, long-term cancer insurance will last longer, mostly for life, and the premium will not increase because of age, otherwise the insurance will stop selling.

In any case, when we buy insurance, we still have to choose according to our actual situation. In this case, some families can choose short-term critical illness insurance. If family economic conditions permit, it is best to choose long-term cancer insurance. ?