Why do people in reality like to owe others money and not pay it back?

I mainly have an idea, because I can push the money away here, and you can't help it if you have no money. That's it. Look at the following two ways.

1 If you forget to pay back the money, you will be reminded indirectly.

The first situation often happens. Generally speaking, you won't borrow too much money in this case. If you are short of money for a while, it will happen when you are busy with work or delayed by other things. This has happened many times, not because you don't want to pay back the money, but because you didn't expect it. If the reminder is too violent, the feelings of two people will drop sharply. If you don't want to get into this kind of trouble, you have to make a difference by borrowing money.

For example, if you lend money to a colleague, she bought a cosmetic with the money, but after waiting for several months, her colleague is running out of cosmetics and hasn't paid you back. At this time, you can find a leisure time and skillfully inform him to pay back the money. For example, if you casually mention how much he spent on this cosmetic, most people can remember to borrow money, if it takes too long. You can be more direct. Ask him directly that he hasn't paid back the money he bought cosmetics last time, because he found a loophole when sorting out the bill and didn't know where it was. If the other party doesn't know, you can show the bill to prove that you haven't paid you back.

Those who can't pay back the money are mortgaged with things.

For those who don't have the strength to pay back the money, we should tolerate them, because every relationship is precious. Everyone will encounter some economic problems. If they are not particularly short of money, they can relax some deadlines. Of course, if they are unwilling or really anxious, they can negotiate with him to take the goods as collateral, because they really need help, as long as their conscience is not bad.

When your problem is solved, or when he has the strength to pay you back, just get back the mortgaged items. In this case, both sides are very helpless. If you use other methods to force him to pay back the money, it will definitely destroy the relationship between the two people and even affect your affairs. This method is the most perfect, which not only leaves a back road for both sides, but also solves the temporary problem.