How to get rid of the knot of "moonlight clan"

I remember hearing two girls on the subway say that it is useless to keep accounts, and it is boring to keep so many trivial accounts every day. In fact, I want to tell her that streamlining bookkeeping can achieve the effect of bookkeeping, and it is not necessary to keep everything in bookkeeping, which is too energy-consuming.

I don't know if this is the deadlock or necessity of being a "moonlight clan", but many times it is not, because the moonlight clan is too used to being a moonlight clan.

Let's imagine two kinds of life of moonlight clan:

Moonlight people usually live like this. They get paid on the 5th of every month. They are usually happy to eat, drink and have fun with many friends. Occasionally, I will go shopping in Taobao buy buy. There are many things at home, and they are piled everywhere. However, the last few days of a month are very hard, and I shout to my colleagues every day: "I have no money!" " I have no money! "It is possible to borrow money from other colleagues or friends to tide over the difficulties.

Another kind of moonlight family's life is to earn a lot of money, such as a monthly salary of 20,000-30,000, which is very beautiful to outsiders. Eating, drinking and having fun is a common practice, but after a month, I haven't saved any money, I have spent it, and there is nothing left. Because life is too good, I can't bear to save some money.

How to break this knot?

The first method: you can play the cash flow life game first to simulate the life of other moonlight families. Because the game is relatively easy, it can also quickly make the moonlight family curious about money. No matter whether their salary is high or low, they can find out why they are so poor in the cash flow life game. They will reflect first and then take further action.

The second method: give yourself a positive idea about the benefits of not being a moonlight clan. For example, talk about a trip you want to leave. Or you can buy a beautiful bag, or even do a little investment and financial management in Qian Shengqian, and you will find how attractive the benefits of not being a moonlight family are.

[Interactive]. Some friends have got rid of the title of moonlight clan. What made you break the ice and stop being a moonlight clan?