How to write a house purchase contract? What are the things to note in a house purchase contract?

Generally speaking, a house purchase contract is a legally binding contract drawn up by the developer. But it's different if it's a second-hand house sale, and through an intermediary, the contract method is also somewhat different. Full mortgage lenders all have big and small differences. However, the general content of the contract and the aspects to be covered are still fixed. What are the things to pay attention to in a house purchase contract? Let’s talk about the things to note in a house purchase contract in detail.

How to write a house purchase contract?

1. Regarding the purchase of a house by Party B from Party A, the two parties have reached an agreement as follows after negotiation:

Party A will purchase a house (house) that it has independent property rights in the ________ District of Beijing. Ownership certificate number: __________ ＿＿＿＿＿＿＿＿＿＿＿＿＿ Sold to Party B for ＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿. Party B is willing to subscribe to the house from Party A at the above price, and apply for a mortgage loan from the bank to pay for the above-mentioned house. The house payment receivable from Party A.

2. Party A promises:

1. Provide house B with the required housing information for verification by the bank or an institution recognized by the lending bank when applying for a house purchase loan. Guarantees separate title to the house being sold. If the home is owned by the owner, all other owners must obtain written consent to the sale. Guarantee that the house for sale is not rented.

2. Any problems arising from the rental shall be borne and resolved by Party A. From the signing of this agreement, the house is guaranteed to be sold to Party B at the agreed price, and the house shall not be regretted or sold to a third party during the period. Sign various contract documents and handle various procedures in a timely manner according to the needs of the aforementioned business.

3. Party B promises:

1. Provide qualified information to the lending bank or an institution recognized by the lending bank for verification, and pay fees in accordance with regulations. Guarantee to purchase the aforementioned house from Party A at the original agreed price, and pay the proceeds from the loan to Party A for the sale price in a timely manner. Apply for a mortgage loan from a lending bank for the purchased house.

2. In accordance with the aforementioned business needs, sign various contract documents and handle various procedures in a timely manner, and bear all expenses. When handling a house transfer, the house property rights information should be handed over to the lending bank or its recognized institution for holding as required.

4. This agreement will be officially effective upon Party B’s application for a mortgage loan for house purchase being approved by the lending bank. If the lending bank believes that Party B's loan application does not meet the conditions and refuses to approve it, then Party A and Party B may terminate this agreement. If Party A collects a deposit from Party B, it shall return it to Party B in full.

5. If the loan amount approved by the lending bank is less than 70% of the applied loan amount, Party B has the right to terminate this agreement. Otherwise, Party B shall fulfill the relevant provisions of this Agreement.

Party A: (Signature and Seal) Party B: (Signature and Seal)

Year, Month, Year, Month, Year

What are the matters to be noted in the house purchase contract?

1. The property ownership certificate must be complete. Including "State-owned Land Use Rights Certificate", "Construction Land Planning Permit", and "Commercial Housing Pre-Sale Permit". These three certificates are necessary conditions for applying for a property rights certificate.

The original copy of the sales license should be hung at the sales site. The original copy of the certificate can be seen at the sales site. The next question is whether the land certificate is mortgaged. The land use certificate has a remarks page. If the development If a business owner obtains a development loan from a bank, it will be noted on the land use right certificate. There is also the developer's business license, and whether there is a land management license from the real estate developer in the business scope.

2. When signing the contract, the delivery date, water supply, electricity supply, ventilation and other conditions must be clearly stated, and the liability for breach of contract by both parties must be made clear. According to regulations, gas can be turned on only when more than 70% of the property is occupied. Previously, the developer had to provide liquefied gas for free.

3. Delay in handing over the house: The developer's "Supplementary Agreement" stipulates that if the developer delays handing over the house, the owner will pay liquidated damages based on one thousandth of the house price paid per day, and the total amount of liquidated damages will be equal to the house price. The amount is limited to 5% of the payment. If the developer still fails to hand over the building, the owner will only refund the principal paid.

This agreement is very unreasonable.

The house purchase contract is the most important written agreement for buying a house. Whether it is a new house purchase or a second-hand house purchase, there must be legal contract specifications. The contract is the most fundamental protection of rights and interests. The house purchase contract must be signed under the condition that both documents are complete. The contract must clearly indicate the various liability for breach of contract, including the delivery time, amount and other details. This cannot be sloppy. If you are sloppy, no one knows what will happen. Such contract disputes.