Alipay owes 80 thousand yuan, and now it is unable to repay it. What should I do?

Let me talk about some simple operations.

First of all, you owe Alipay 80,000 yuan. First, see if you are willing to pay back. Second, you don't want to return it, but you just want to know the consequences of not returning it.

Let's talk about the first situation first. If you are willing to repay, then you can borrow 80,000 yuan from Alipay, which means that your previous consumption level is relatively high, that is, your previous income is in a relatively high state. Under normal circumstances, the interest on borrowing money is 4,000 yuan, which means that the interest of 80,000 yuan a day is 32 yuan. First, you have to scrape together 80 thousand yuan. In terms of your previous income, it is not difficult to find someone to temporarily turn around, or directly find the lender, pay back the loan in front of him, and then pay him some interest after the loan is finished. When borrowing again, you must choose the repayment method of paying the interest first and then the principal, so that you have half a year. One day's interest is 32, which is equivalent to paying 960 interest a month. No matter how much you borrow, you can return it in advance. In addition to the monthly interest of 960, we should make as much money as possible to repay the principal. For example, in addition to interest, you can pay back 5000 principal in one month and 30000 principal in six months. There's still 50 thousand's principal left. The above method is to find someone to turn it over again. 50,000 yuan principal, with monthly interest of 600 yuan. At this time, you should repay the principal as much as possible. Repeat the above method for less than 1.5 years, and you can pay off the loan.

After paying off, remember in the future that although it is cool to spend in advance, you should do what you can.

Second, you don't want to pay it back, just want to know the consequences. I believe you have learned a lot through other people's answers. Let me briefly say that if you don't pay back the money for dunning (or don't pay back the money), big companies will not be sued for dunning in the form of underworld (they can't afford it, and there are no fixed assets and cash to compensate under their names), which will affect all high-consumption Baidu.

In a word, China will be a society of keeping promises in the future, and it will be difficult to move after breaking promises.

I hope what I said above is helpful to you.

If it is true, I hope you can face it calmly and don't escape, because I have also experienced Alipay overdue. It's really a credit report at the meeting. If family circumstances permit, please confess to your family first. Tens of millions of overdue loans from friends, don't pay them back unless they are overdue. If installment repayment is set, then work hard and save money to pay the minimum repayment amount every month. Overdue! Of course, if this is false, I hope it is true!

Alipay is registered with a real name, and Alipay will have a detailed record. If the flowers are overdue, it will definitely affect the ant points, and all kinds of lawyers call for money!

If the loan of 80,000 yuan is not repaid, it will definitely have a great impact. If you don't pay back for a period of time, lawyers in Hubei will call Alipay to remind you how to pay back. If it is still not up, Alipay will apply to the central bank, and personal credit will become a black account, and personal loans will not be processed in the future!

But I still don't recommend you to try, I hope it will help you.

You can borrow 80 thousand from boss Ma Yun, which shows that you are still very motivated. You may say that you didn't get the money, but you may feel depressed or something. But don't give up your dream. We all have hands and feet. Can't you compete with the disabled?

So set a small goal from now on, pay it back step by step, develop towards your own life, and finally tell you that the harder you work, the luckier you are.

This society is very realistic. Ma Yun won't be polite to you if you don't pay back the money at maturity.

First of all: Alipay customer service will call you first to ask about the arrears and urge you to pay it back quickly. Then call your relatives and friends. Anyway, all the people who left their phone numbers in Ali products such as Tmall, Ali and Alipay called them one by one and told people around them that you couldn't pay back the money.

Besides, don't think that if you change your phone number, they won't find you. They will repair it through technical means, contact the defaulter again and urge him to pay back the money, and they will deal with it differently according to the age of the defaulter. After 90, I will find my parents, brothers and sisters after 80, and children after 70.

If you don't pay back the money by this time, all your accounts in Ali will be frozen. After you survive the bombing of the address book, Alipay will freeze the borrower's Taobao account and Alipay account, and money can only enter but not exit.

Last resort, collect it at home. They will track borrowers according to big data, locate borrowers according to Ali big data, and then find collectors to collect them.

Personal integrity is very important in the future. Don't run from it. There's nothing to get through. Try to earn money and pay back the money! )

First of all, let's say that whether you lend money to individuals or institutions, you should seriously consider it, especially if you are able to repay it. Borrowing won't cause you much trouble. Borrowing on the IOU will not produce a bad credit record, but will affect your personal credit record. If it is serious, it will be sued by the lending institution. There are really three suggestions after the deadline:

1. Apply for deferred repayment or extension of repayment period. You can take the initiative to call the official customer service to explain the situation, and then discuss whether you can reduce the overdue fee and extend the loan period.

Second, borrow money from relatives and friends, borrow money from your own relatives and friends, and see if you can get the money back as soon as possible, and keep your word.

Third, credit card withdrawal repayment, if the debt is not much, and you have a credit card, you can use the credit card withdrawal limit to repay, pay attention to fill the gap as soon as possible, be honest first, and don't become lazy.

You can't afford it. You must pay it back. The longer you owe, the more interest you will get. This can be returned slowly every month, without having to pay it all at once. There is really no money to pay back, so I can only ask my family, relatives and friends for help. If you owe so much, Alipay will sue you in court, and you will have to pay legal fees or something, and maybe you will go to jail. Even so, you have to pay back the money. So I suggest that you must find a way to pay it back, or you will lose a lot.

20 17 owed AliPay 3500, and borrowed 18000. Later, due to the failure of starting a business, it was not on. It's four years overdue, and now I'm returning my credit card.

Pay back the credit card first and then Alipay. Now it can only be overdue. Pay it back slowly, step by step.

Work hard and earn money.

First, it must be returned. If you don't answer this, they will eventually sue you and send text messages to all your relatives and friends. Being blacklisted has a great influence on your life. You can't even borrow a house or a car, and you can't even take a high-speed rail plane!

I suggest you don't think things so simple. You can repay it in installments or borrow some from your relatives and friends. If you are bitter, go out and find more jobs yourself! Eighty thousand dollars is not a lot, I will come back after a hard year! If you write well, you can also write privately and recommend several part-time jobs to you! Start (a disease)

If Alipay fails to repay the loan within the time limit, you will face collection, increased interest and liquidated damages, and most importantly, you will face prosecution. What if it's overdue? Let me tell you something!

As long as the loan in Alipay is overdue for one day, it will be uploaded to the bank's credit information system, which will affect your future loan, car purchase and house purchase. If you can repay within your ability, try to repay voluntarily and don't default. If there is a temporary shortage of funds, you can apply for installment repayment, or you can use the minimum repayment amount to repay the debt to clear the current bill.

If the above cannot be completed, you can try to ask friends and relatives to help you tide over the difficulties. After all, as long as the loan money is overdue, it will generate interest, and you can slowly repay the money borrowed from friends and relatives.

After Alipay was overdue, a staff member called the next day and asked you to take the initiative to repay. If you can't repay in time, you will be asked what the reason is, and finally I hope you will pay back the money quickly.

In the next few days, the staff will call you with different staff. Almost all the staff in the system only arrive at the reminder service. It takes more than 10 days to really get involved in the collection department, and then they won't simply urge you to repay. They may also be involved in harassing you.

In a few months, you will enter a third-party collection company. Their methods are particularly despicable. They usually harass you by calling, sending messages, sending lawyers' letters, etc. They will also call your friends and your company and threaten you with a lawsuit, which will eventually ruin your reputation.

After your bill is overdue, there will be 0.5% and 0.5% penalty interest every day, which will keep rolling every day. In addition to the original interest, there will be some fines, so that your interest will exceed your imagination in a short time.

After the bill is overdue, the time is too long and the amount is too large. Alipay has been unable to contact you, or contacted you, and you didn't answer the phone. The most important thing is that he will sue you when he finds out that you have executable property. After the prosecution, it will be included in the list of dishonesty, restricting high consumption, and will be listed as a credit loan fraud case, and criminal responsibility will be investigated.

How to solve it?

(1), if you are short-term, unable to repay later, you will have money. You can borrow money from your friends to fill it in first, and give the interest to Xiao Wei and your friends or relatives, because others can't resist the interest. Pay off the debt first, and then pay it back to him slowly.

2. If you have no money for a long time or have lost your ability to work, you can only choose to go ashore by force. In the process, don't pay back a penny. As long as the platform sees that you have no repayment information, they will give you up and stop paying your debts. Then I will contact you and repay you interest-free.

Never repay the loan with a loan. Don't want to borrow a loan from another platform just because you lost your loans overdue, and then return it to this platform. This is a wrong choice. You would rather go there than do it, because that will only lead to the abyss of perdition.

Finally, I wish you an early landing, try to turn over a new leaf, and don't overdraw tomorrow's money.